--- title: "Heffernan Insurance Brokers Professional Liability (E&O) Insurance" description: "What Heffernan Insurance Brokers Professional Liability (E&O) Insurance covers, who it’s for, and how to apply, cited to Heffernan Insurance Brokers’s own published sources." canonical: "https://spot.insure/insurance-providers/heffernan/professional-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/heffernan/professional-errors-omissions) # Heffernan Insurance Brokers Professional Liability (E&O) Insurance Heffernan Professional Errors and Omissions Brokerage Heffernan lists errors and omissions among the coverages its small-business division places for clients, shopping the line with insurers rather than underwriting it. [1](https://www.heffins.com/business-insurance/small-business/ "Small Business Insurance") (Evidence: Company-reported; scope: Small Business Insurance page as read on 2026-09-23; no dedicated professional-E&O product page was found.) ## Who It’s For - Heffernan's small-business division says it serves sole proprietors through fast-growing companies across industries including construction, food, health care, hospitality, nonprofits, real estate, technology, transportation, and vintners and growers, and will custom-design a package for industries not listed. [1](https://www.heffins.com/business-insurance/small-business/ "Small Business Insurance") (Evidence: Company-reported; scope: Small Business Insurance page as read on 2026-09-23; not exclusively E&O-specific, but describes the buyer base for the page listing this coverage.) ## Coverage Features - Heffernan describes errors and omissions coverage as protecting against claims for problems with a company's product or service that result in a financial loss to a client. [1](https://www.heffins.com/business-insurance/small-business/ "Small Business Insurance") (Evidence: Company-reported; scope: Small Business Insurance page as read on 2026-09-23; the page does not list specific exclusions, claims-made versus occurrence form, or endorsements.) ## Limits and Retentions - **Not publicly disclosed.** The reviewed page does not publish limits, retentions, or premium ranges for errors and omissions coverage. [1](https://www.heffins.com/business-insurance/small-business/ "Small Business Insurance") (Scope: Small Business Insurance page as read on 2026-09-23.) ## How to Apply - Heffernan directs small-business buyers to contact the firm's small-business division to request a quote and says it will research and build a custom package for industries not already listed. [1](https://www.heffins.com/business-insurance/small-business/ "Small Business Insurance") (Evidence: Company-reported; scope: Small Business Insurance page as read on 2026-09-23.) ## Heffernan Insurance Brokers Professional Liability (E&O) Insurance Compared - [Heffernan Insurance Brokers vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-heffernan/professional-errors-omissions) - [Heffernan Insurance Brokers vs At-Bay](https://spot.insure/compare/at-bay-vs-heffernan/professional-errors-omissions) - [Heffernan Insurance Brokers vs Beazley](https://spot.insure/compare/beazley-vs-heffernan/professional-errors-omissions) - [Heffernan Insurance Brokers vs CFC](https://spot.insure/compare/cfc-vs-heffernan/professional-errors-omissions) - [Heffernan Insurance Brokers vs Chubb](https://spot.insure/compare/chubb-vs-heffernan/professional-errors-omissions) - [Heffernan Insurance Brokers vs Coalition](https://spot.insure/compare/coalition-vs-heffernan/professional-errors-omissions) ## Other Heffernan Insurance Brokers Coverage Lines - [Heffernan Insurance Brokers Builders Risk Insurance](https://spot.insure/insurance-providers/heffernan/builders-risk) - [Heffernan Insurance Brokers Business Owner’s Policy](https://spot.insure/insurance-providers/heffernan/business-owners-policy) - [Heffernan Insurance Brokers Cargo and Transit Insurance](https://spot.insure/insurance-providers/heffernan/cargo-transit) - [Heffernan Insurance Brokers Commercial Auto Insurance](https://spot.insure/insurance-providers/heffernan/commercial-auto) - [Heffernan Insurance Brokers Commercial Property Insurance](https://spot.insure/insurance-providers/heffernan/commercial-property) - [Heffernan Insurance Brokers Crime Insurance](https://spot.insure/insurance-providers/heffernan/crime) - [Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/insurance-providers/heffernan/cyber) - [Heffernan Insurance Brokers Employee Health Benefits](https://spot.insure/insurance-providers/heffernan/employee-health-benefits) - [Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/insurance-providers/heffernan/employment-practices) - [Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/insurance-providers/heffernan/fiduciary) - [Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/insurance-providers/heffernan/general-liability) - [Heffernan Insurance Brokers Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/heffernan/hired-non-owned-auto) - [Heffernan Insurance Brokers Last-Mile Delivery Insurance](https://spot.insure/insurance-providers/heffernan/last-mile-delivery) - [Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/insurance-providers/heffernan/medical-malpractice) - [Heffernan Insurance Brokers Representations and Warranties Insurance](https://spot.insure/insurance-providers/heffernan/representations-warranties) - [Heffernan Insurance Brokers Surety Bonds](https://spot.insure/insurance-providers/heffernan/surety-bonds) - [Heffernan Insurance Brokers Trucking Insurance](https://spot.insure/insurance-providers/heffernan/trucking) - [Heffernan Insurance Brokers Workers’ Compensation Insurance](https://spot.insure/insurance-providers/heffernan/workers-compensation) ## Related - [Heffernan Insurance Brokers Profile](https://spot.insure/insurance-providers/heffernan) - [Heffernan Insurance Brokers Reliability](https://spot.insure/insurance-providers/heffernan/reliability) - [Heffernan Insurance Brokers Alternatives](https://spot.insure/insurance-providers/heffernan/alternatives) - [Coverage Guide: Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) ## Sources 1. [Small Business Insurance](https://www.heffins.com/business-insurance/small-business/). Heffernan Insurance Brokers; The types of coverage we can provide include... Errors and omissions protects against claims for problems with your product or service that result in a financial loss; industries served list; Specialty Programs; contact for custom-designed packages. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/heffernan/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)