--- title: "Gallagher Product Liability Insurance" description: "Gallagher places product liability insurance with outside carriers for technology clients, addressing claims from hardware malfunctions or software defects." canonical: "https://spot.insure/insurance-providers/gallagher/product-liability" page-type: "offering-page" updated-at: "2026-09-23" provider: "gallagher" coverage-line: "product-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/gallagher/product-liability) ## Agent Guide **What this page is:** What Gallagher Product Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Gallagher Product Liability Insurance specifically. For the general coverage explainer use /coverage/product-liability; for the provider overall use its profile. **Questions this page answers:** - Does Gallagher Product Liability Insurance offer this coverage? - What does Gallagher Product Liability Insurance cover and exclude? - Who is Gallagher Product Liability Insurance designed for? **Key facts:** - Provider slug `gallagher`; coverage line `product-liability`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/gallagher) — parent: provider profile # What Does Product Liability Insurance from Gallagher Cover? Product: Gallagher Product Liability Insurance. Provider: Gallagher. Coverage line: Product Liability Insurance. ## Quick Answer Gallagher places product liability insurance with outside carriers for technology clients, addressing claims from hardware malfunctions or software defects. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") ## Gallagher Product Liability Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Not found in reviewed sources | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | ## What Is Gallagher’s Role in Product Liability Insurance? - Gallagher's Technology insurance practice places product liability coverage with outside carriers as one line within its broader technology coverage menu; it does not underwrite the policy. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page.) ## Coverage Features of Gallagher Product Liability Insurance - Gallagher describes product liability, within its technology practice, as mitigating the impact of claims arising from hardware malfunctions or software defects, including claims that can lead to a product recall. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; a one-line service description within a longer coverage menu, not specific to non-technology manufacturers.) ## Not Disclosed or Not Found for Gallagher Product Liability Insurance The reviewed sources do not settle these. Confirm them with Gallagher or a broker before relying on them. - **Who It’s For (Not found in reviewed sources):** The reviewed page ties product liability to technology-sector clients (hardware and software companies); it does not describe Gallagher's product liability offering for non-technology manufacturers or retailers. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Scope: Group-level technology industry practice page; Gallagher likely places product liability for other industries through separate practices not reviewed here.) - **Issuing Insurer (Not publicly disclosed):** The technology industry practice page does not name the insurer that would issue a given client's product liability policy. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Scope: Checked the group-level technology industry practice page.) - **Limits and Retentions (Not publicly disclosed):** The technology industry practice page does not publish limits, retentions or premium ranges for product liability coverage. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Scope: Checked the group-level technology industry practice page.) ## Other Coverage Lines Documented for Gallagher - [Gallagher Builders Risk Insurance](https://spot.insure/insurance-providers/gallagher/builders-risk) - [Gallagher Business Owner’s Policy](https://spot.insure/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://spot.insure/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://spot.insure/insurance-providers/gallagher/commercial-property) - [Gallagher Crime Insurance](https://spot.insure/insurance-providers/gallagher/crime) - [Gallagher Cyber Insurance](https://spot.insure/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://spot.insure/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://spot.insure/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://spot.insure/insurance-providers/gallagher/employment-practices) - [Gallagher Equipment Breakdown Insurance](https://spot.insure/insurance-providers/gallagher/equipment-breakdown) - [Gallagher Fidelity Bonds](https://spot.insure/insurance-providers/gallagher/fidelity-bonds) - [Gallagher Fiduciary Liability Insurance](https://spot.insure/insurance-providers/gallagher/fiduciary) - [Gallagher General Liability Insurance](https://spot.insure/insurance-providers/gallagher/general-liability) - [Gallagher Intellectual Property Insurance](https://spot.insure/insurance-providers/gallagher/intellectual-property) - [Gallagher Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/gallagher/kidnap-ransom) - [Gallagher Product Recall Insurance](https://spot.insure/insurance-providers/gallagher/product-recall) - [Gallagher Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://spot.insure/insurance-providers/gallagher/representations-warranties) - [Gallagher Surety Bonds](https://spot.insure/insurance-providers/gallagher/surety-bonds) - [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/gallagher/umbrella-excess) - [Gallagher Workers’ Compensation Insurance](https://spot.insure/insurance-providers/gallagher/workers-compensation) ## Related Pages for Gallagher Product Liability Insurance - [Gallagher Profile](https://spot.insure/insurance-providers/gallagher) - [Gallagher Reliability](https://spot.insure/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://spot.insure/insurance-providers/gallagher/alternatives) - [Coverage Guide: Product liability](https://spot.insure/coverage/product-liability) ## Sources for Gallagher Product Liability Insurance 1. [Technology Insurance for the Tech Industry](https://www.ajg.com/industries/technology-insurance/). Gallagher; Solutions and coverages for the technology industry: Product liability — Mitigate the impact of claims against hardware malfunctions or software defects that can result in product recalls and liability claims. Accessed 2026-09-23. ## How to Cite Gallagher Product Liability Insurance Gallagher Product Liability Insurance: Coverage (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/gallagher/product-liability. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/gallagher/product-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)