--- title: "Gallagher Kidnap and Ransom Insurance" description: "What Gallagher Kidnap and Ransom Insurance covers, who it’s for, and its risk services, cited to Gallagher’s own published sources." canonical: "https://spot.insure/insurance-providers/gallagher/kidnap-ransom" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/gallagher/kidnap-ransom) # Gallagher Kidnap and Ransom Insurance Gallagher Kidnap, Ransom and Extortion Liability Insurance Gallagher's Executive and Financial Risk practice places kidnap, ransom and extortion coverage with outside carriers; it does not underwrite the policy. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## Issuing Insurer - **Not publicly disclosed.** The executive-and-financial-risk page does not name the insurer that would issue a given client's kidnap and ransom policy. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked the group-level executive-and-financial-risk practice page.) ## Who It’s For - Gallagher describes kidnap, ransom and extortion coverage as relevant to companies whose executives, employees or families travel or work in higher-risk settings, and separately says it is "a must for all companies," without naming a specific industry or size limit. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## Coverage Features - Gallagher describes this coverage as protecting executives, employees and their families whose work and travel expose them to kidnapping and extortion risk, and says it can also secure ransomware coverage. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement or exclusions.) ## Limits and Retentions - **Not publicly disclosed.** The page does not publish specific kidnap and ransom limits or premium ranges. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked the group-level executive-and-financial-risk practice page.) ## Risk Services - Gallagher says the coverage it arranges includes access to highly trained rescue and security personnel, and that it analyzes both the policy terms and a carrier's response-team capability when placing this line. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## Gallagher Kidnap and Ransom Insurance Compared - [Gallagher vs CFC](https://spot.insure/compare/cfc-vs-gallagher/kidnap-ransom) - [Gallagher vs Chubb](https://spot.insure/compare/chubb-vs-gallagher/kidnap-ransom) - [Gallagher vs Coverdash](https://spot.insure/compare/coverdash-vs-gallagher/kidnap-ransom) - [Gallagher vs HUB International](https://spot.insure/compare/gallagher-vs-hub-international/kidnap-ransom) - [Gallagher vs Marsh](https://spot.insure/compare/gallagher-vs-marsh/kidnap-ransom) - [Gallagher vs Relm Insurance](https://spot.insure/compare/gallagher-vs-relm/kidnap-ransom) ## Other Gallagher Coverage Lines - [Gallagher Business Owner’s Policy](https://spot.insure/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://spot.insure/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://spot.insure/insurance-providers/gallagher/commercial-property) - [Gallagher Crime Insurance](https://spot.insure/insurance-providers/gallagher/crime) - [Gallagher Cyber Insurance](https://spot.insure/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://spot.insure/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://spot.insure/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://spot.insure/insurance-providers/gallagher/employment-practices) - [Gallagher Fiduciary Liability Insurance](https://spot.insure/insurance-providers/gallagher/fiduciary) - [Gallagher General Liability Insurance](https://spot.insure/insurance-providers/gallagher/general-liability) - [Gallagher Product Recall Insurance](https://spot.insure/insurance-providers/gallagher/product-recall) - [Gallagher Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://spot.insure/insurance-providers/gallagher/representations-warranties) - [Gallagher Surety Bonds](https://spot.insure/insurance-providers/gallagher/surety-bonds) - [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Workers’ Compensation Insurance](https://spot.insure/insurance-providers/gallagher/workers-compensation) ## Related - [Gallagher Profile](https://spot.insure/insurance-providers/gallagher) - [Gallagher Reliability](https://spot.insure/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://spot.insure/insurance-providers/gallagher/alternatives) - [Coverage Guide: Kidnap and ransom](https://spot.insure/coverage/kidnap-ransom) ## Sources 1. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Kidnap, Ransom and Extortion Liability insurance section. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/gallagher/kidnap-ransom.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)