--- title: "Gallagher Fidelity Bonds" description: "Gallagher places fidelity bonds alongside crime coverage, aimed at plan sponsors and fiduciaries who need ERISA fidelity bonding." canonical: "https://spot.insure/insurance-providers/gallagher/fidelity-bonds" page-type: "offering-page" updated-at: "2026-09-23" provider: "gallagher" coverage-line: "fidelity-bonds" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/gallagher/fidelity-bonds) ## Agent Guide **What this page is:** What Gallagher Fidelity Bonds covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Gallagher Fidelity Bonds specifically. For the general coverage explainer use /coverage/fidelity-bonds; for the provider overall use its profile. **Questions this page answers:** - Does Gallagher Fidelity Bonds offer this coverage? - What does Gallagher Fidelity Bonds cover and exclude? - Who is Gallagher Fidelity Bonds designed for? **Key facts:** - Provider slug `gallagher`; coverage line `fidelity-bonds`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/gallagher) — parent: provider profile # What Does Fidelity Bonds from Gallagher Cover? Product: Gallagher Fidelity Bond Insurance. Provider: Gallagher. Coverage line: Fidelity Bonds. ## Quick Answer Gallagher places fidelity bonds alongside crime coverage, aimed at plan sponsors and fiduciaries who need ERISA fidelity bonding. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") ## Gallagher Fidelity Bonds at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## What Is Gallagher’s Role in Fidelity Bonds? - Gallagher's Executive and Financial Risk practice places fidelity bond coverage with outside carriers alongside its employee-dishonesty (crime) coverage; it does not underwrite the bond. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page; fidelity bonds are described jointly with crime coverage, not as a fully separate section.) ## Who Is Gallagher Fidelity Bonds For? - Gallagher ties fidelity bond limit-setting to a client's required bond limits under ERISA, indicating this offering is aimed at plan sponsors and fiduciaries needing ERISA fidelity bonding rather than a general commercial audience. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## What Risk Services Come With Gallagher Fidelity Bonds? - Gallagher says its methodology for fidelity bond and crime limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## How Does Gallagher Handle Fidelity Bonds Claims? - Gallagher says it reviews coverage to confirm the carrier allows appropriate treatment of older incidents and does not use claims triggers that are too difficult to prove, a review it applies to the same crime-and-fidelity offering. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page; a stated review practice, not a guarantee of claim payment.) ## Not Disclosed or Not Found for Gallagher Fidelity Bonds The reviewed sources do not settle these. Confirm them with Gallagher or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The executive-and-financial-risk page does not name the insurer that would issue a given client's fidelity bond. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked the group-level executive-and-financial-risk practice page.) - **Limits and Retentions (Not publicly disclosed):** The page does not publish specific fidelity bond limits or premium ranges beyond describing the ERISA-linked methodology used to recommend a limit. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked the group-level executive-and-financial-risk practice page.) ## Gallagher Fidelity Bonds Compared With Other Providers - [Gallagher vs AIG](https://spot.insure/compare/aig-vs-gallagher/fidelity-bonds) - [Gallagher vs The Baldwin Group](https://spot.insure/compare/baldwin-vs-gallagher/fidelity-bonds) - [Gallagher vs Beazley](https://spot.insure/compare/beazley-vs-gallagher/fidelity-bonds) - [Gallagher vs CNA](https://spot.insure/compare/cna-vs-gallagher/fidelity-bonds) - [Gallagher vs Coverdash](https://spot.insure/compare/coverdash-vs-gallagher/fidelity-bonds) - [Gallagher vs Founder Shield](https://spot.insure/compare/foundershield-vs-gallagher/fidelity-bonds) ## Other Coverage Lines Documented for Gallagher - [Gallagher Builders Risk Insurance](https://spot.insure/insurance-providers/gallagher/builders-risk) - [Gallagher Business Owner’s Policy](https://spot.insure/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://spot.insure/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://spot.insure/insurance-providers/gallagher/commercial-property) - [Gallagher Crime Insurance](https://spot.insure/insurance-providers/gallagher/crime) - [Gallagher Cyber Insurance](https://spot.insure/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://spot.insure/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://spot.insure/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://spot.insure/insurance-providers/gallagher/employment-practices) - [Gallagher Equipment Breakdown Insurance](https://spot.insure/insurance-providers/gallagher/equipment-breakdown) - [Gallagher Fiduciary Liability Insurance](https://spot.insure/insurance-providers/gallagher/fiduciary) - [Gallagher General Liability Insurance](https://spot.insure/insurance-providers/gallagher/general-liability) - [Gallagher Intellectual Property Insurance](https://spot.insure/insurance-providers/gallagher/intellectual-property) - [Gallagher Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/gallagher/kidnap-ransom) - [Gallagher Product Liability Insurance](https://spot.insure/insurance-providers/gallagher/product-liability) - [Gallagher Product Recall Insurance](https://spot.insure/insurance-providers/gallagher/product-recall) - [Gallagher Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://spot.insure/insurance-providers/gallagher/representations-warranties) - [Gallagher Surety Bonds](https://spot.insure/insurance-providers/gallagher/surety-bonds) - [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/gallagher/umbrella-excess) - [Gallagher Workers’ Compensation Insurance](https://spot.insure/insurance-providers/gallagher/workers-compensation) ## Related Pages for Gallagher Fidelity Bonds - [Gallagher Profile](https://spot.insure/insurance-providers/gallagher) - [Gallagher Reliability](https://spot.insure/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://spot.insure/insurance-providers/gallagher/alternatives) - [Coverage Guide: Fidelity bonds](https://spot.insure/coverage/fidelity-bonds) ## Sources for Gallagher Fidelity Bonds 1. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23. ## How to Cite Gallagher Fidelity Bonds Gallagher Fidelity Bonds: Eligibility & Claims (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/gallagher/fidelity-bonds. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/gallagher/fidelity-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)