--- title: "Gallagher Crime Insurance" description: "What Gallagher Crime Insurance covers, who it’s for, and how to apply, cited to public sources." canonical: "https://spot.insure/insurance-providers/gallagher/crime" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/gallagher/crime) # Gallagher Crime Insurance Gallagher Small Business Fidelity and Crime Insurance Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Small-business crime product page and the group-level executive-risk practice page.) ## Issuing Insurer - **Not publicly disclosed.** Neither the small-business crime page nor the executive-risk practice page names the insurer that would issue a given client's crime policy. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked both pages on 2026-09-23.) ## Who It’s For - Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Small-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting.) ## Coverage Features - Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Small-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions.) ## Limits and Retentions - **Not publicly disclosed.** Neither page publishes specific crime coverage limits or premium ranges. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked both pages on 2026-09-23.) ## Risk Services - For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-risk practice page; not confirmed as applied to the small-business product.) ## How to Apply - The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Product page inquiry form, inspected without submission.) ## Gallagher Crime Insurance Compared - [Gallagher vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-gallagher/crime) - [Gallagher vs Beazley](https://spot.insure/compare/beazley-vs-gallagher/crime) - [Gallagher vs CFC](https://spot.insure/compare/cfc-vs-gallagher/crime) - [Gallagher vs Chubb](https://spot.insure/compare/chubb-vs-gallagher/crime) - [Gallagher vs Coalition](https://spot.insure/compare/coalition-vs-gallagher/crime) - [Gallagher vs Corgi](https://spot.insure/compare/corgi-vs-gallagher/crime) ## Other Gallagher Coverage Lines - [Gallagher Business Owner’s Policy](https://spot.insure/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://spot.insure/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://spot.insure/insurance-providers/gallagher/commercial-property) - [Gallagher Cyber Insurance](https://spot.insure/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://spot.insure/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://spot.insure/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://spot.insure/insurance-providers/gallagher/employment-practices) - [Gallagher Fiduciary Liability Insurance](https://spot.insure/insurance-providers/gallagher/fiduciary) - [Gallagher General Liability Insurance](https://spot.insure/insurance-providers/gallagher/general-liability) - [Gallagher Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/gallagher/kidnap-ransom) - [Gallagher Product Recall Insurance](https://spot.insure/insurance-providers/gallagher/product-recall) - [Gallagher Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://spot.insure/insurance-providers/gallagher/representations-warranties) - [Gallagher Surety Bonds](https://spot.insure/insurance-providers/gallagher/surety-bonds) - [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Workers’ Compensation Insurance](https://spot.insure/insurance-providers/gallagher/workers-compensation) ## Related - [Gallagher Profile](https://spot.insure/insurance-providers/gallagher) - [Gallagher Reliability](https://spot.insure/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://spot.insure/insurance-providers/gallagher/alternatives) - [Coverage Guide: Crime](https://spot.insure/coverage/crime) ## Sources 1. [Crime](https://www.gallaghersmallbusiness.com/insurance-products/crime/). Gallagher Small Business; Coverage Overview; Do you need Fidelity and Crime insurance?; Connect With An Advisor form. Accessed 2026-09-23. 2. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/gallagher/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)