--- title: "Corgi Liquor Liability Insurance" description: "What Corgi Liquor Liability Insurance covers, who it’s for, and its limits and retentions, cited to Corgi Insurance’s own published sources." canonical: "https://spot.insure/insurance-providers/corgi/liquor-liability" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/corgi/liquor-liability) # Corgi Liquor Liability Insurance Corgi Liquor Liability Insurance for Clubs & Lodges ## Issuing Insurer - Corgi says liquor liability coverage is issued on a non-admitted surplus lines basis and is not protected by a state insurance guaranty fund. The page does not name the specific issuing insurer; that appears in the issued policy. [1](https://www.corgi.insure/liquor-liability "Liquor Liability Insurance for Clubs & Lodges") (Evidence: Company-reported; scope: Liquor liability page's Surplus Lines Placement section.) - **Not found in reviewed sources.** The liquor liability form is numbered CES-2-LIQ-001, a different prefix from the CORG-numbered forms Corgi uses for its startup lines (for example CORG-CGL-0100). The reviewed pages do not explain what "CES" refers to or confirm whether this program shares an underwriting entity with Corgi's other products. [1](https://www.corgi.insure/liquor-liability "Liquor Liability Insurance for Clubs & Lodges") (Scope: Liquor liability page as read on 2026-09-23; form-number comparison against the CGL product page.) ## Who It’s For - Corgi markets liquor liability as a program limited to eligible veterans' and fraternal lodges operating licensed on-premises bars, not general liquor liability for bars, restaurants or other venues. [1](https://www.corgi.insure/liquor-liability "Liquor Liability Insurance for Clubs & Lodges") [2](https://www.corgi.insure/clubs-and-lodges "Insurance for Clubs & Lodges") (Evidence: Company-reported; scope: Liquor liability product page and clubs-and-lodges page, both current as of 2026-09-23. Eligibility for a specific lodge is subject to underwriting.) ## Coverage Features - The occurrence-based program form may respond to third-party bodily injury or property damage claims tied to selling, serving or furnishing alcohol, including allegations of intoxication and liability under an applicable dram-shop or liquor-control law, but it applies only to the declared premises and excludes off-premises events, cannabis and THC beverages, and knowing service to an underage patron by an insured who knew, unless separately endorsed. [1](https://www.corgi.insure/liquor-liability "Liquor Liability Insurance for Clubs & Lodges") (Evidence: Company-reported; scope: Liquor liability coverage table, scenario notes and policy notes; illustrative summary subject to the issued declarations and endorsements.) ## Limits and Retentions - Corgi's liquor liability form defaults to a $25,000 assault-and-battery sublimit per common cause and $50,000 in the annual aggregate, with defense costs inside the limits; the per-occurrence and policy-aggregate liquor liability limits themselves are shown only as "see declarations" on the page, not published. [1](https://www.corgi.insure/liquor-liability "Liquor Liability Insurance for Clubs & Lodges") (Evidence: Company-reported; scope: Liquor liability coverage table; default sublimits may be modified by endorsement.) ## Risk Services - **Not found in reviewed sources.** The reviewed liquor liability pages do not describe standalone risk-control or staff-training services beyond referencing loss history and staff practices as underwriting factors. [1](https://www.corgi.insure/liquor-liability "Liquor Liability Insurance for Clubs & Lodges") [2](https://www.corgi.insure/clubs-and-lodges "Insurance for Clubs & Lodges") (Scope: Liquor liability and clubs-and-lodges pages as read on 2026-09-23.) ## How to Apply - Corgi routes liquor liability prospects to "Talk to an advisor" rather than its instant-quote flow used for CGL, Cyber and other startup lines, and says underwriting reviews the liquor license, alcohol receipts, hours of service, entertainment, staff practices and loss history. [1](https://www.corgi.insure/liquor-liability "Liquor Liability Insurance for Clubs & Lodges") [2](https://www.corgi.insure/clubs-and-lodges "Insurance for Clubs & Lodges") (Evidence: Company-reported; scope: Liquor liability page call to action and clubs-and-lodges underwriting FAQ.) ## Corgi Liquor Liability Insurance Compared - [Corgi vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-corgi/liquor-liability) - [Corgi vs Coverdash](https://spot.insure/compare/corgi-vs-coverdash/liquor-liability) - [Corgi vs Harper](https://spot.insure/compare/corgi-vs-harper/liquor-liability) ## Other Corgi Coverage Lines - [Corgi Crime Insurance](https://spot.insure/insurance-providers/corgi/crime) - [Corgi Cyber Insurance](https://spot.insure/insurance-providers/corgi/cyber) - [Corgi D&O Insurance](https://spot.insure/insurance-providers/corgi/directors-officers) - [Corgi Employment Practices Liability Insurance](https://spot.insure/insurance-providers/corgi/employment-practices) - [Corgi Fiduciary Liability Insurance](https://spot.insure/insurance-providers/corgi/fiduciary) - [Corgi General Liability Insurance](https://spot.insure/insurance-providers/corgi/general-liability) - [Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/corgi/hired-non-owned-auto) - [Corgi Media Liability Insurance](https://spot.insure/insurance-providers/corgi/media) - [Corgi Medical Malpractice Insurance](https://spot.insure/insurance-providers/corgi/medical-malpractice) - [Corgi Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/corgi/professional-errors-omissions) - [Corgi Representations and Warranties Insurance](https://spot.insure/insurance-providers/corgi/representations-warranties) - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) - [Corgi Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/corgi/umbrella-excess) ## Related - [Corgi Profile](https://spot.insure/insurance-providers/corgi) - [Corgi Reliability](https://spot.insure/insurance-providers/corgi/reliability) - [Corgi Alternatives](https://spot.insure/insurance-providers/corgi/alternatives) - [Coverage Guide: Liquor liability](https://spot.insure/coverage/liquor-liability) ## Sources 1. [Liquor Liability Insurance for Clubs & Lodges](https://www.corgi.insure/liquor-liability). Corgi Insurance; What's Actually Inside Your Liquor Liability Policy (form CES-2-LIQ-001); Surplus Lines Placement notice; Scenario notes; Policy notes; Available Endorsements; Glossary; FAQ. Accessed 2026-09-23. 2. [Insurance for Clubs & Lodges](https://www.corgi.insure/clubs-and-lodges). Corgi Insurance; Made for Lodge Operations; Focused on Alcohol-Service Claims; Underwritten Around the Premises; FAQ on eligibility, off-premises events and underwriting information reviewed. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/corgi/liquor-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)