--- title: "Corgi General Liability Insurance" description: "What Corgi General Liability Insurance covers, its limits and retentions, and how to apply, cited to Corgi Insurance’s own published sources." canonical: "https://spot.insure/insurance-providers/corgi/general-liability" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/corgi/general-liability) # Corgi General Liability Insurance Corgi Commercial General Liability (CGL) Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage package contents and the CGL product page.) ## Issuing Insurer - Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL scenario note 1 and policy boundaries section.) ## Coverage Features - The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.) ## Limits and Retentions - Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL coverage table, described as illustrative and possibly differing from the issued policy.) ## Risk Services - **Not found in reviewed sources.** The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Scope: CGL product page as read on 2026-09-23.) ## How to Apply - You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: CGL page call to action and homepage self-serve description.) ## Claims Support - Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. [1](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page.) ## Corgi General Liability Insurance Compared - [Corgi vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-corgi/general-liability) - [Corgi vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-corgi/general-liability) - [Corgi vs Beazley](https://spot.insure/compare/beazley-vs-corgi/general-liability) - [Corgi vs CFC](https://spot.insure/compare/cfc-vs-corgi/general-liability) - [Corgi vs Chubb](https://spot.insure/compare/chubb-vs-corgi/general-liability) - [Corgi vs Coterie Insurance](https://spot.insure/compare/corgi-vs-coterie/general-liability) ## Other Corgi Coverage Lines - [Corgi Crime Insurance](https://spot.insure/insurance-providers/corgi/crime) - [Corgi Cyber Insurance](https://spot.insure/insurance-providers/corgi/cyber) - [Corgi D&O Insurance](https://spot.insure/insurance-providers/corgi/directors-officers) - [Corgi Employment Practices Liability Insurance](https://spot.insure/insurance-providers/corgi/employment-practices) - [Corgi Fiduciary Liability Insurance](https://spot.insure/insurance-providers/corgi/fiduciary) - [Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/corgi/hired-non-owned-auto) - [Corgi Liquor Liability Insurance](https://spot.insure/insurance-providers/corgi/liquor-liability) - [Corgi Media Liability Insurance](https://spot.insure/insurance-providers/corgi/media) - [Corgi Medical Malpractice Insurance](https://spot.insure/insurance-providers/corgi/medical-malpractice) - [Corgi Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/corgi/professional-errors-omissions) - [Corgi Representations and Warranties Insurance](https://spot.insure/insurance-providers/corgi/representations-warranties) - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) - [Corgi Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/corgi/umbrella-excess) ## Related - [Corgi Profile](https://spot.insure/insurance-providers/corgi) - [Corgi Reliability](https://spot.insure/insurance-providers/corgi/reliability) - [Corgi Alternatives](https://spot.insure/insurance-providers/corgi/alternatives) - [Coverage Guide: General liability](https://spot.insure/coverage/general-liability) ## Sources 1. [CGL Insurance for Startups](https://www.corgi.insure/general-liability). Corgi Insurance; What's Actually Inside Your CGL Policy (form CORG-CGL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. 2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup's Journey: package contents listing CGL in every package tier. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/corgi/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)