--- title: "Corgi D&O Insurance" description: "What Corgi D&O Insurance covers, its limits and retentions, and how to apply, cited to Corgi Insurance’s own published sources." canonical: "https://spot.insure/insurance-providers/corgi/directors-officers" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/corgi/directors-officers) # Corgi D&O Insurance Corgi Directors & Officers (D&O) Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself.) ## Issuing Insurer - Corgi's D&O product page states directly that the policy is a claims-made policy underwritten by Technology Risk Retention Group, Inc., a risk retention group. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy Boundaries section of the D&O product page; this is a line-specific underwriter statement, distinct from Corgi's general multi-entity disclaimer.) ## Coverage Features - The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-DO-0100; the issued policy and declarations control.) - The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt.) - Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered.) ## Limits and Retentions - Corgi's illustrative D&O structure shows limits up to $1 million per claim and $2 million in the aggregate, with a $25,000 self-insured retention per claim (no retention on Side A) and defense costs included within the limit. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.) ## Risk Services - Corgi offers three optional D&O endorsements: Outside Directorship (extends coverage to directors and officers serving on outside boards at the company's request), Crisis Event Expense (covers PR and crisis-communications costs after negative publicity), and Investigative Costs (broader coverage for regulatory inquiries short of a formal claim). [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Available Add-ons section of the product page; endorsement availability varies by jurisdiction and underwriting, and each requires a separate endorsement to apply.) ## How to Apply - You can request a D&O quote online through Corgi's self-serve application. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action.) ## Corgi D&O Insurance Compared - [Corgi vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-corgi/directors-officers) - [Corgi vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-corgi/directors-officers) - [Corgi vs Beazley](https://spot.insure/compare/beazley-vs-corgi/directors-officers) - [Corgi vs CFC](https://spot.insure/compare/cfc-vs-corgi/directors-officers) - [Corgi vs Chubb](https://spot.insure/compare/chubb-vs-corgi/directors-officers) - [Corgi vs Coalition](https://spot.insure/compare/coalition-vs-corgi/directors-officers) ## Other Corgi Coverage Lines - [Corgi Crime Insurance](https://spot.insure/insurance-providers/corgi/crime) - [Corgi Cyber Insurance](https://spot.insure/insurance-providers/corgi/cyber) - [Corgi Employment Practices Liability Insurance](https://spot.insure/insurance-providers/corgi/employment-practices) - [Corgi Fiduciary Liability Insurance](https://spot.insure/insurance-providers/corgi/fiduciary) - [Corgi General Liability Insurance](https://spot.insure/insurance-providers/corgi/general-liability) - [Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/corgi/hired-non-owned-auto) - [Corgi Liquor Liability Insurance](https://spot.insure/insurance-providers/corgi/liquor-liability) - [Corgi Media Liability Insurance](https://spot.insure/insurance-providers/corgi/media) - [Corgi Medical Malpractice Insurance](https://spot.insure/insurance-providers/corgi/medical-malpractice) - [Corgi Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/corgi/professional-errors-omissions) - [Corgi Representations and Warranties Insurance](https://spot.insure/insurance-providers/corgi/representations-warranties) - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) - [Corgi Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/corgi/umbrella-excess) ## Related - [Corgi Profile](https://spot.insure/insurance-providers/corgi) - [Corgi Reliability](https://spot.insure/insurance-providers/corgi/reliability) - [Corgi Alternatives](https://spot.insure/insurance-providers/corgi/alternatives) - [Coverage Guide: Directors and officers](https://spot.insure/coverage/directors-officers) ## Sources 1. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance; What's Actually Inside Your D&O Policy (form CORG-DO-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/corgi/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)