--- title: "Corgi Crime Insurance" description: "What Corgi Crime Insurance covers, who it’s for, and its limits and retentions, cited to Corgi Insurance’s own published sources." canonical: "https://spot.insure/insurance-providers/corgi/crime" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/corgi/crime) # Corgi Crime Insurance Corgi Crime & Fidelity Corgi sells Crime & Fidelity as a standalone startup policy, describing it as first-party coverage that pays the company back when money (not data) is stolen through employee theft, social engineering, computer fraud, forgery or funds-transfer fraud. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-CRM-0100, last reviewed by Corgi on April 24, 2026 per the page itself.) ## Issuing Insurer - Corgi's disclaimers say coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. (an admitted carrier) or Technology Risk Retention Group, Inc.; the crime product page itself does not name which entity underwrites a given Crime & Fidelity policy. [2](https://www.corgi.insure/disclaimers "Disclaimers") (Evidence: Company-reported; scope: General carrier-financial-strength disclosure that applies across Corgi's product lines, not a crime-specific underwriter statement; your policy names the actual insurer.) ## Who It’s For - Corgi positions Crime & Fidelity primarily for fintechs, payroll companies and marketplaces that move customer funds, noting it is frequently required by sponsor banks and Banking-as-a-Service (BaaS) partners before a fintech can go live. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Industry-applicability section of the product page; other startups can also buy the policy, and eligibility for any given business depends on underwriting.) ## Coverage Features - The standard policy bundles four insuring agreements: employee dishonesty, social engineering fraud (business email compromise), computer fraud, and funds transfer fraud, plus forgery and alteration of checks or drafts. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-CRM-0100; the illustrated scenarios are examples, not a guarantee of coverage for a specific claim, and the issued policy controls.) - Social engineering fraud (business email compromise) is commonly sublimited to $250,000 against the $1 million policy aggregate, and Corgi conditions the sublimit on documented out-of-band verification controls for changes to vendor wire instructions. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product-page scenario notes and FAQ; the exact sublimit and required controls are underwriting-dependent and confirmed on the declarations page.) - Corgi's Crime & Fidelity policy is written on a discovery basis, meaning coverage attaches when a loss is discovered during the policy period regardless of when the underlying dishonest act occurred, and it offers an optional discovery period of up to one year after termination to report a loss. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product-page glossary and FAQ description of form CORG-CRM-0100.) ## Limits and Retentions - Corgi's illustrative Crime & Fidelity structure shows a $1,000,000 per-occurrence and aggregate limit across its insuring agreements, with a $10,000 self-insured retention per occurrence. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page ('Anatomy of a $1M / $1M / $10K Crime & Fidelity Policy'); actual limits and retentions appear on the declarations and Corgi says standard limits scale with payment volume for growth-stage and at-scale companies.) ## How to Apply - Corgi says it can issue Crime & Fidelity coverage and a binder the same day, and offers instant quotes in under 10 minutes through its online application. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: FAQ marketing claims on the product page; quote and bind speed are not independently verified.) ## Corgi Crime Insurance Compared - [Corgi vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-corgi/crime) - [Corgi vs Beazley](https://spot.insure/compare/beazley-vs-corgi/crime) - [Corgi vs CFC](https://spot.insure/compare/cfc-vs-corgi/crime) - [Corgi vs Chubb](https://spot.insure/compare/chubb-vs-corgi/crime) - [Corgi vs Coalition](https://spot.insure/compare/coalition-vs-corgi/crime) - [Corgi vs Coverdash](https://spot.insure/compare/corgi-vs-coverdash/crime) ## Other Corgi Coverage Lines - [Corgi Cyber Insurance](https://spot.insure/insurance-providers/corgi/cyber) - [Corgi D&O Insurance](https://spot.insure/insurance-providers/corgi/directors-officers) - [Corgi Employment Practices Liability Insurance](https://spot.insure/insurance-providers/corgi/employment-practices) - [Corgi Fiduciary Liability Insurance](https://spot.insure/insurance-providers/corgi/fiduciary) - [Corgi General Liability Insurance](https://spot.insure/insurance-providers/corgi/general-liability) - [Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/corgi/hired-non-owned-auto) - [Corgi Liquor Liability Insurance](https://spot.insure/insurance-providers/corgi/liquor-liability) - [Corgi Media Liability Insurance](https://spot.insure/insurance-providers/corgi/media) - [Corgi Medical Malpractice Insurance](https://spot.insure/insurance-providers/corgi/medical-malpractice) - [Corgi Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/corgi/professional-errors-omissions) - [Corgi Representations and Warranties Insurance](https://spot.insure/insurance-providers/corgi/representations-warranties) - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) - [Corgi Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/corgi/umbrella-excess) ## Related - [Corgi Profile](https://spot.insure/insurance-providers/corgi) - [Corgi Reliability](https://spot.insure/insurance-providers/corgi/reliability) - [Corgi Alternatives](https://spot.insure/insurance-providers/corgi/alternatives) - [Coverage Guide: Crime](https://spot.insure/coverage/crime) ## Sources 1. [Crime & Fidelity Insurance for Startups](https://www.corgi.insure/crime). Corgi Insurance; What's Actually Inside Your Crime & Fidelity Policy (form CORG-CRM-0100); Anatomy of a $1M/$1M/$10K policy; Scenario notes; Industry Applicability & Compliance; FAQ. Accessed 2026-09-23. 2. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength: 'Coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. ... Certain coverages may also be underwritten by Technology Risk Retention Group, Inc.'. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/corgi/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)