--- title: "Coalition Tech E&O Insurance" description: "What Coalition Tech E&O Insurance covers, who it’s for, and how to apply, cited to Coalition’s own published sources." canonical: "https://spot.insure/insurance-providers/coalition/technology-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/coalition/technology-errors-omissions) # Coalition Tech E&O Insurance Coalition Technology Errors & Omissions Coverage Coalition designs and distributes Tech E&O as a coverage that combines with its own cyber policy, sold through appointed brokers rather than direct to buyers. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23.) ## Issuing Insurer - **Not publicly disclosed.** Coalition's disclaimer page lists Non-Admitted Cyber, Admitted Cyber, and Admitted Executive Risk sections naming specific carriers, but has no equivalent 'Admitted Tech E&O' section, indicating Tech E&O is placed on a non-admitted (surplus lines) basis with unaffiliated insurers that the disclaimer does not name. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Scope: U.S. Disclaimers page as read on 2026-09-23; the buyer's declarations page names the actual issuing insurer for a given policy.) ## Who It’s For - Coalition markets Tech E&O to any organization that provides a technology product or service in exchange for a fee, citing exposures such as software downtime and failures in technology services or products. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23.) ## Coverage Features - Coalition says Tech E&O covers third-party financial losses from errors, omissions, or negligence in technology products or services, listing example causes including software bugs, delivery delays, IP claims over licensed code, IT-service implementation errors, and failure to meet contract requirements. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23; the issued policy and endorsements control actual coverage.) ## Risk Services - Coalition says Tech E&O policyholders get access to Coalition Control at no extra cost, including attack-surface monitoring, vendor-risk monitoring, and zero-day alerts, the same platform provided to cyber policyholders. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [3](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: Tech E&O and Coalition Control pages as read on 2026-09-23.) ## How to Apply - Coalition markets Tech E&O only combined with Active Cyber Insurance, not as a stand-alone policy, and directs interested buyers to schedule a consultation or work through an appointed broker. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23.) ## Claims Support - Coalition says the same in-house claims team handles both Tech E&O and cyber claims in one place, which it describes as a faster, more integrated resolution process. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23; speed and efficiency descriptions are company-reported and not independently verified.) ## Coalition Tech E&O Insurance Compared - [Coalition vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-coalition/technology-errors-omissions) - [Coalition vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-coalition/technology-errors-omissions) - [Coalition vs At-Bay](https://spot.insure/compare/at-bay-vs-coalition/technology-errors-omissions) - [Coalition vs Beazley](https://spot.insure/compare/beazley-vs-coalition/technology-errors-omissions) - [Coalition vs CFC](https://spot.insure/compare/cfc-vs-coalition/technology-errors-omissions) - [Coalition vs Chubb](https://spot.insure/compare/chubb-vs-coalition/technology-errors-omissions) ## Other Coalition Coverage Lines - [Coalition Crime Insurance](https://spot.insure/insurance-providers/coalition/crime) - [Coalition Cyber Insurance](https://spot.insure/insurance-providers/coalition/cyber) - [Coalition D&O Insurance](https://spot.insure/insurance-providers/coalition/directors-officers) - [Coalition Employment Practices Liability Insurance](https://spot.insure/insurance-providers/coalition/employment-practices) - [Coalition Fiduciary Liability Insurance](https://spot.insure/insurance-providers/coalition/fiduciary) - [Coalition Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/coalition/professional-errors-omissions) ## Related - [Coalition Profile](https://spot.insure/insurance-providers/coalition) - [Coalition Reliability](https://spot.insure/insurance-providers/coalition/reliability) - [Coalition Alternatives](https://spot.insure/insurance-providers/coalition/alternatives) - [Coverage Guide: Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions) ## Sources 1. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who's It For?; Coalition Advantage: comprehensive protection, compounded benefits through cyber coverage, streamlined claims handling, Coalition Control; Tech E&O Claims: causes list. Accessed 2026-09-23. 2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted Executive Risk (names Zurich American Insurance Company, NAIC 16535); no 'Admitted Tech E&O' section appears on the page. Accessed 2026-09-23. 3. [Coalition Control](https://www.coalitioninc.com/control). Coalition; Policyholder Features: attack surface monitoring, Login Security, Cyber Health Rating, third-party risk management, zero-day alerts. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/coalition/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)