--- title: "Coalition Fiduciary Liability Insurance" description: "What Coalition Fiduciary Liability Insurance covers, who it’s for, and its limits and retentions, cited to Coalition’s own published sources." canonical: "https://spot.insure/insurance-providers/coalition/fiduciary" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/coalition/fiduciary) # Coalition Fiduciary Liability Insurance Coalition Executive Risks — Fiduciary Liability Coalition designs and distributes fiduciary liability as one of four coverages in its Executive Risks product suite, sold through appointed brokers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23.) ## Issuing Insurer - Coalition's disclaimer names Zurich American Insurance Company (NAIC 16535) as the admitted carrier for Executive Risks, and says Coalition Insurance Solutions, Inc. also places Executive Risks with unaffiliated insurers on a non-admitted basis, so the carrier for a specific fiduciary policy depends on the placement route. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Evidence: Company-reported; scope: U.S. Disclaimers page as read on 2026-09-23.) ## Who It’s For - Coalition says Executive Risks products, including fiduciary liability, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23; the plan-assets cap is directly relevant to fiduciary eligibility.) ## Coverage Features - Coalition says fiduciary liability provides coverage for claims of mismanagement of employee benefits and pension plans. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23; exclusions and limitations apply per the page footer, and the issued policy controls actual terms.) ## Limits and Retentions - Coalition says limits up to $10 million per coverage line may be available for Executive Risks products, including fiduciary liability, subject to exclusions and limitations. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23; not a quoted or bindable limit for any specific applicant.) ## How to Apply - Coalition distributes Executive Risks, including fiduciary liability, only through appointed insurance brokers rather than direct to buyers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23.) ## Coalition Fiduciary Liability Insurance Compared - [Coalition vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-coalition/fiduciary) - [Coalition vs Beazley](https://spot.insure/compare/beazley-vs-coalition/fiduciary) - [Coalition vs Chubb](https://spot.insure/compare/chubb-vs-coalition/fiduciary) - [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi/fiduciary) - [Coalition vs Coverdash](https://spot.insure/compare/coalition-vs-coverdash/fiduciary) - [Coalition vs Cowbell](https://spot.insure/compare/coalition-vs-cowbell/fiduciary) ## Other Coalition Coverage Lines - [Coalition Crime Insurance](https://spot.insure/insurance-providers/coalition/crime) - [Coalition Cyber Insurance](https://spot.insure/insurance-providers/coalition/cyber) - [Coalition D&O Insurance](https://spot.insure/insurance-providers/coalition/directors-officers) - [Coalition Employment Practices Liability Insurance](https://spot.insure/insurance-providers/coalition/employment-practices) - [Coalition Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/coalition/professional-errors-omissions) - [Coalition Tech E&O Insurance](https://spot.insure/insurance-providers/coalition/technology-errors-omissions) ## Related - [Coalition Profile](https://spot.insure/insurance-providers/coalition) - [Coalition Reliability](https://spot.insure/insurance-providers/coalition/reliability) - [Coalition Alternatives](https://spot.insure/insurance-providers/coalition/alternatives) - [Coverage Guide: Fiduciary liability](https://spot.insure/coverage/fiduciary) ## Sources 1. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering: Fiduciary Liability — provides coverage for claims of mismanagement of employee benefits and pension plans; FAQ: What type of businesses do you protect?, What limits do you offer?, What resources do you have for policyholders? Accessed 2026-09-23. 2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Admitted Executive Risk: insurance products offered by Coalition Insurance Solutions, Inc. acting on behalf of unaffiliated insurance companies and, on an admitted basis, on behalf of Zurich American Insurance Company (NAIC # 16535). Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/coalition/fiduciary.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)