--- title: "What Is Coalition Insurance?" description: "Coalition’s cyber and technology E&O coverage, broker process, California placement route, services and compensation explained." canonical: "https://spot.insure/insurance-providers/coalition" page-type: "provider-profile" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "Coalition"] --- [Human-readable page](https://spot.insure/insurance-providers/coalition) # What Is Coalition Insurance? Coalition’s cyber and technology E&O coverage, broker process, California placement route, services and compensation explained. ## Research Scope and Use Use this profile to understand Coalition's documented role, coverage offerings, application process, and service model before requesting provider-specific terms. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Company Details - **Company:** Coalition - **Stated focus:** Cyber risk and technology businesses - **Official website:** [coalitioninc.com](https://www.coalitioninc.com/) ### Coverage Offered - Crime [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") - Cyber liability [7](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") - Directors and officers [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") - Employment practices liability [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") - Fiduciary liability [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") - Media liability [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") - Professional liability / E&O [6](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") - Technology errors and omissions [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") - Umbrella and excess liability [14](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") Coalition combines commercial insurance offerings with cyber risk-management services. In the United States, Coalition Insurance Solutions, Inc. (CIS) is the disclosed insurance producer and surplus lines broker; the issuing insurer is responsible for policy obligations. [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") [7](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Coalition markets Tech E&O to businesses selling technology products or services, including exposures from software downtime and failures in delivery. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) For a founder or finance lead, the useful starting point is the work your customer contracts promise: ask how the proposed policy addresses a failed delivery, an outage and a customer demand for compensation. A product label alone does not answer those questions. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") ## Pros and Cons ### Pros - **A combined quote for technology and cyber exposures.** Coalition offers technology errors and omissions (E&O) coverage for covered third-party financial losses arising from errors, omissions or negligence in technology products or services, combined with cyber insurance. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Ask for both parts to be mapped to your customer contract requirements. - **Tools for acting on security findings.** Coalition describes Control policyholder features at no additional cost, including attack-surface monitoring, vendor-risk monitoring, vulnerability alerts and guidance. Login Security requires connecting a Microsoft or Google environment. Additional security products are promoted separately. [8](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Assign someone on your team to evaluate alerts and carry out remediation. - **A documented path above the primary policy.** Coalition lists U.S. surplus cyber excess coverage, with combined Tech E&O and MPL excess options. This is additional coverage above an underlying policy, not evidence of a general commercial umbrella offering. It requires underlying policy details and loss runs; the primary insurer leads claims response. [14](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) This creates a separate quote question when a customer asks for more limit than your primary policy provides. ### Cons - **Product routes require attention.** Coalition’s help center states that admitted and surplus cyber policies are offered in all 50 states and D.C., including California. Its product comparison lists Tech E&O and MPL under surplus coverage. This documents a California cyber placement route, but does not establish approval or the exact Tech E&O form for a particular applicant. [10](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage "Where does Coalition offer cyber insurance coverage?") [11](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products "Are there any differences between Coalition’s admitted and surplus lines products?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Do not assume an admitted cyber quote includes the same technology coverage as a surplus-lines quote. - **The final cost needs a quote.** The reviewed compensation disclosures do not state the commission percentage, broker fee or total premium for a particular startup quote. Obtain an itemized cost and compensation explanation from the placing broker. [4](https://www.coalitioninc.com/legal/producer-compensation "U.S. Producer Compensation") [16](https://help.coalitioninc.com/hc/en-us/articles/7608439306907-How-does-Coalition-make-money "How does Coalition make money?") (Evidence: Not publicly disclosed; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) A comparison should separate premium, taxes, fees and optional services. - **A renewal may still need active work.** Coalition says cyber renewals begin 90 days before expiration and follow Automatic, Express or Standard paths based on the account. Express renewals require responses; Standard renewals require a bind order and updated signed application, with additional underwriting conditions for some accounts. Automatic renewal does not guarantee an unchanged premium. [15](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition "How do Cyber renewals work at Coalition?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Keep the broker’s request on your renewal calendar even if a previous year required little input. ## How It Works Coalition directs buyers to an appointed insurance broker and offers help finding access if their broker does not offer Coalition. It describes underwriting that considers industry, finances, operations and security posture. [13](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Coalition’s broker instructions describe adding Tech E&O during the cyber quote process, supplying a product or service description and answering contract-related questions. Some quotes require review before a price is released. [12](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote "How to add Tech E&O coverage to a Coalition quote") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Prepare a clear account of what you build, host, integrate or advise on, and which obligations you accept in contracts. Ask the broker to identify any outstanding conditions before treating the quote as ready to bind. [12](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote "How to add Tech E&O coverage to a Coalition quote") Coalition lists CIS’s California producer and surplus lines license as 0L76155. This is a company disclosure; current license status has not been independently checked with the California regulator. [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Coalition identifies Coalition Insurance Company (NAIC 29530) for admitted cyber and describes CIS as acting for unaffiliated insurers on non-admitted placements. The reviewed sources do not assign a single insurer to every California Tech E&O quote; confirm the named carrier on the quote and policy. [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Have the placing broker identify the producer, insurer and policy form together. That is more useful than relying on the brand name at the top of a proposal. ## Coverage and Availability Coalition markets cyber insurance with breach-response expenses, cyber-extortion and business-interruption coverage, subject to the issued policy. [7](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Miscellaneous Professional Liability covers professional-service errors and omissions and can be added to certain Coalition cyber policies. Its product page describes defense costs, settlements and judgments; eligibility and wording need confirmation. [6](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) For a business that mixes software with consulting, ask which activities belong in the technology coverage and which belong in professional-services coverage. Have the answer reflected in the quote’s description of insured services. Coalition’s Executive Risks suite lists directors and officers liability, employment practices liability, fiduciary liability and crime insurance. These address management decisions, employment disputes, benefit-plan management and criminal losses respectively. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Coalition states that Executive Risks is available to private and nonprofit U.S. organizations in all states and Washington, D.C., with up to $500 million in assets, 1,000 employees and $500 million in plan assets, subject to limitations. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) A growing company should confirm eligibility after changes in ownership, employee count or benefit plans, rather than carrying forward assumptions from an earlier quote. Coalition maps AI-related losses to its Active Cyber Policy’s existing insuring agreements, including media liability and Tech E&O for eligible businesses. It also markets a Deepfake Response endorsement. This does not establish unrestricted AI-product liability or a warranty of model performance. [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) If AI is part of your product, describe its actual function and ask about erroneous outputs, performance degradation, data use and intellectual-property allegations. Request the relevant wording instead of accepting a general statement that AI is covered. [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") Coalition separately markets Active Cyber Insurance for Enterprises with Allianz. It describes a large-market product subject to minimum annual revenue and other underwriting criteria; startup access should not be inferred from this offering. [17](https://www.coalitioninc.com/enterprise "Active Cyber Insurance for Enterprises") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) ## Service and Compensation Coalition’s legal page identifies Coalition Incident Response, Inc., doing business as Coalition Security, or independent third parties as security-service providers. Coalition Security does not provide insurance. [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Ask which monitoring and response services are included in your proposed arrangement, which need activation and which involve a separate contract. Coalition describes in-house cyber claims triage and assistance attempting to recover stolen funds. Its Tech E&O page says the same claims team manages cyber and Tech E&O claims. These service descriptions do not establish response quality or payment of a particular loss. [9](https://www.coalitioninc.com/claims-experience "Cyber Insurance Claims Experience") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Confirm whom to contact for an incident, when formal notice is required and whose approval is needed before engaging outside counsel or response vendors. Early assistance and an accepted insurance claim are different steps. [9](https://www.coalitioninc.com/claims-experience "Cyber Insurance Claims Experience") Coalition says independent producers typically receive commissions based on premium for new and renewed policies. Contingent commissions, placement incentives and compensation for certain cybersecurity sales may also apply. [4](https://www.coalitioninc.com/legal/producer-compensation "U.S. Producer Compensation") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Coalition says it retains part of earned premiums to fund operations and broker commissions and receives additional carrier payments based on the portfolio’s annual loss ratio. [16](https://help.coalitioninc.com/hc/en-us/articles/7608439306907-How-does-Coalition-make-money "How does Coalition make money?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) Ask the broker to explain the compensation attached to your placement and any recommended security purchase. A published commission structure does not tell you the amount in your proposal. [4](https://www.coalitioninc.com/legal/producer-compensation "U.S. Producer Compensation") ## What to Confirm in a Quote Bring the proposed wording and your largest customer contracts to the discussion: - **California placement:** Which insurer issues each coverage, is the placement admitted or surplus lines, and which Tech E&O form and endorsements apply? [11](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products "Are there any differences between Coalition’s admitted and surplus lines products?") - **Your actual services:** Are software, implementation, consulting and AI activities described accurately? How do contract liability, missed delivery and intellectual-property provisions affect the requested coverage? [12](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote "How to add Tech E&O coverage to a Coalition quote") [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") - **Usable limits:** Are cyber and E&O limits shared, how are defense costs treated, and what retentions, sublimits and reporting dates apply? If buying excess, how does it follow the underlying policy? [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [14](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") - **Operational ownership:** Who receives security alerts, handles renewal requests and reports incidents? What services require a separate agreement or consent? [8](https://www.coalitioninc.com/control "Coalition Control") [15](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition "How do Cyber renewals work at Coalition?") [9](https://www.coalitioninc.com/claims-experience "Cyber Insurance Claims Experience") - **Total cost:** What are the premium, taxes, broker fees, commissions and charges for additional security services? [4](https://www.coalitioninc.com/legal/producer-compensation "U.S. Producer Compensation") ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Comparisons - [Coalition vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-coalition) - [Coalition vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-coalition) - [Coalition vs Armilla](https://spot.insure/compare/armilla-vs-coalition) - [Coalition vs At-Bay](https://spot.insure/compare/at-bay-vs-coalition) - [Coalition vs Beazley](https://spot.insure/compare/beazley-vs-coalition) - [Coalition vs CFC](https://spot.insure/compare/cfc-vs-coalition) - [Coalition vs Chubb](https://spot.insure/compare/chubb-vs-coalition) - [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi) - [Coalition vs Coterie Insurance](https://spot.insure/compare/coalition-vs-coterie) - [Coalition vs Coverdash](https://spot.insure/compare/coalition-vs-coverdash) - [Coalition vs Cowbell](https://spot.insure/compare/coalition-vs-cowbell) - [Coalition vs Embroker](https://spot.insure/compare/coalition-vs-embroker) - [Coalition vs Founder Shield](https://spot.insure/compare/coalition-vs-foundershield) - [Coalition vs Gallagher](https://spot.insure/compare/coalition-vs-gallagher) - [Coalition vs Harper](https://spot.insure/compare/coalition-vs-harper) - [Coalition vs Heffernan Insurance Brokers](https://spot.insure/compare/coalition-vs-heffernan) - [Coalition vs Hiscox](https://spot.insure/compare/coalition-vs-hiscox) - [Coalition vs HUB International](https://spot.insure/compare/coalition-vs-hub-international) - [Coalition vs Kinro](https://spot.insure/compare/coalition-vs-kinro) - [Coalition vs Layr](https://spot.insure/compare/coalition-vs-layr) - [Coalition vs Lockton](https://spot.insure/compare/coalition-vs-lockton) - [Coalition vs Marsh](https://spot.insure/compare/coalition-vs-marsh) - [Coalition vs Mylo](https://spot.insure/compare/coalition-vs-mylo) - [Coalition vs Newfront](https://spot.insure/compare/coalition-vs-newfront) - [Coalition vs ERGO NEXT Insurance](https://spot.insure/compare/coalition-vs-next-insurance) - [Coalition vs Pie Insurance](https://spot.insure/compare/coalition-vs-pie-insurance) - [Coalition vs Relm Insurance](https://spot.insure/compare/coalition-vs-relm) - [Coalition vs Resilience](https://spot.insure/compare/coalition-vs-resilience) - [Coalition vs RiskCube](https://spot.insure/compare/coalition-vs-riskcube) - [Coalition vs Risklytics](https://spot.insure/compare/coalition-vs-risklytics) - [Coalition vs StartupInsurance.ai](https://spot.insure/compare/coalition-vs-startupinsurance) - [Coalition vs TechInsurance](https://spot.insure/compare/coalition-vs-techinsurance) - [Coalition vs The Hartford](https://spot.insure/compare/coalition-vs-the-hartford) - [Coalition vs Travelers](https://spot.insure/compare/coalition-vs-travelers) - [Coalition vs USI Insurance Services](https://spot.insure/compare/coalition-vs-usi) - [Coalition vs Vouch](https://spot.insure/compare/coalition-vs-vouch) - [Coalition vs WithCoverage](https://spot.insure/compare/coalition-vs-withcoverage) ## Sources ### [Coalition Official Website](https://www.coalitioninc.com/) 1. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who needs Technology Errors & Omissions coverage?; Coalition Advantage. Accessed 2026-09-16. 2. [Licenses and Carriers](https://www.coalitioninc.com/legal/licenses). Coalition; Insurance Licenses: California row; Insurance Carriers; concluding disclosures. Accessed 2026-09-16. 3. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted and Non-admitted Cyber. Accessed 2026-09-16. 4. [U.S. Producer Compensation](https://www.coalitioninc.com/legal/producer-compensation). Coalition; Insurance Producers; Base Commission; Contingent Commission; Business Production Incentive Programs; Non-Insurance Products. Accessed 2026-09-16. 5. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering; FAQ: What type of businesses do you protect?; What resources do you have for policyholders?. Accessed 2026-09-16. 6. [Miscellaneous Professional Liability](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance). Coalition; Why Miscellaneous Professional Liability?; MPL Advantage; Broker Benefits. Accessed 2026-09-16. 7. [Active Cyber Insurance](https://www.coalitioninc.com/cyber-insurance). Coalition; Coverage Advantage: breach response, cyber extortion, business interruption. Accessed 2026-09-16. 8. [Coalition Control](https://www.coalitioninc.com/control). Coalition; How We Help; Policyholder Features; Wirespeed ADR. Accessed 2026-09-16. 9. [Cyber Insurance Claims Experience](https://www.coalitioninc.com/claims-experience). Coalition; Pre-Claims Assistance; Claims Advantage. Accessed 2026-09-16. 10. [Where does Coalition offer cyber insurance coverage?](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage). Coalition; United States. Accessed 2026-09-16. 11. [Are there any differences between Coalition’s admitted and surplus lines products?](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products). Coalition; Cyber insurance coverage offered by Coalition: Coverage availability; Coverage offering. Accessed 2026-09-16. 12. [How to add Tech E&O coverage to a Coalition quote](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote). Coalition; Opening; Step 1; Step 2; Last Step. Accessed 2026-09-16. 13. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition). Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16. 14. [Does Coalition offer Excess coverage?](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage). Coalition; What excess products does Coalition offer, and in what regions?; submissions; claims. Accessed 2026-09-16. 15. [How do Cyber renewals work at Coalition?](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition). Coalition; Opening renewal-path table; Automatic; Express; Standard. Accessed 2026-09-16. 16. [How does Coalition make money?](https://help.coalitioninc.com/hc/en-us/articles/7608439306907-How-does-Coalition-make-money). Coalition; Premium retention and carrier payments paragraphs. Accessed 2026-09-16. 17. [Active Cyber Insurance for Enterprises](https://www.coalitioninc.com/enterprise). Coalition; Introduction; closing eligibility disclaimer. Accessed 2026-09-16. 18. [Coalition AI Coverage](https://www.coalitioninc.com/ai-coverage). Coalition; Coverage in Action; Deepfake Response; final disclaimers. Accessed 2026-09-16. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/coalition.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)