--- title: "Chubb Tech E&O Insurance" description: "What Chubb Tech E&O Insurance covers, who it’s for, and how to apply, cited to Chubb’s own published sources." canonical: "https://spot.insure/insurance-providers/chubb/technology-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/chubb/technology-errors-omissions) # Chubb Tech E&O Insurance Chubb DigiTech ERM (Technology Errors & Omissions) Chubb underwrites technology errors and omissions coverage through DigiTech ERM, a single policy that combines tech E&O with media and cyber exposures rather than selling tech E&O standalone. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Cyber Insurance Coverage & Products page, DigiTech ERM section.) ## Who It’s For - Chubb targets DigiTech ERM at software and system developers, technology-services and consulting firms, and electronics and hardware manufacturers, naming examples such as value-added resellers, system integrators, IT consultants and hardware distributors. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: DigiTech ERM Target Clients list.) ## Coverage Features - Beyond the Cyber ERM base, Chubb says DigiTech ERM adds technology errors and omissions coverage for third-party financial injury from the insured's products or services, a broadened definition of "technology incident," and coverage for software copyright infringement and product-recall loss of use, with no exclusion for delays or failure to deliver. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: DigiTech ERM Product Features list; subject to the policy as issued.) ## Limits and Retentions - **Not found in reviewed sources.** The reviewed pages do not publish specific limit or retention amounts for DigiTech ERM's technology E&O coverage. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Scope: Cyber Insurance Coverage & Products page as read on 2026-09-23.) ## Risk Services - DigiTech ERM policyholders get the same cyber services as Cyber ERM, including a panel of pre-approved incident response providers, a 24/7 hotline and Cyber Alert app. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Cyber Insurance Coverage & Products page; DigiTech ERM includes "all the features of Cyber ERM.".) ## How to Apply - Agents and brokers can quote DigiTech ERM through Chubb's Cyber Central or Marketplace quoting platforms, and Chubb lists E&O/Cyber among the coverage solutions available to technology companies generally. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [3](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance for Technology Companies") (Evidence: Company-reported; scope: Cyber Insurance Coverage & Products quoting section; technology-industry products list.) ## Chubb Tech E&O Insurance Compared - [Chubb vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-chubb/technology-errors-omissions) - [Chubb vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-chubb/technology-errors-omissions) - [Chubb vs At-Bay](https://spot.insure/compare/at-bay-vs-chubb/technology-errors-omissions) - [Chubb vs Beazley](https://spot.insure/compare/beazley-vs-chubb/technology-errors-omissions) - [Chubb vs CFC](https://spot.insure/compare/cfc-vs-chubb/technology-errors-omissions) - [Chubb vs Coalition](https://spot.insure/compare/chubb-vs-coalition/technology-errors-omissions) ## Other Chubb Coverage Lines - [Chubb Builders Risk Insurance](https://spot.insure/insurance-providers/chubb/builders-risk) - [Chubb Business Owner’s Policy](https://spot.insure/insurance-providers/chubb/business-owners-policy) - [Chubb Cargo and Transit Insurance](https://spot.insure/insurance-providers/chubb/cargo-transit) - [Chubb Commercial Auto Insurance](https://spot.insure/insurance-providers/chubb/commercial-auto) - [Chubb Commercial Property Insurance](https://spot.insure/insurance-providers/chubb/commercial-property) - [Chubb Crime Insurance](https://spot.insure/insurance-providers/chubb/crime) - [Chubb Cyber Insurance](https://spot.insure/insurance-providers/chubb/cyber) - [Chubb D&O Insurance](https://spot.insure/insurance-providers/chubb/directors-officers) - [Chubb Employment Practices Liability Insurance](https://spot.insure/insurance-providers/chubb/employment-practices) - [Chubb Equipment Breakdown Insurance](https://spot.insure/insurance-providers/chubb/equipment-breakdown) - [Chubb Fiduciary Liability Insurance](https://spot.insure/insurance-providers/chubb/fiduciary) - [Chubb General Liability Insurance](https://spot.insure/insurance-providers/chubb/general-liability) - [Chubb Inland Marine Insurance](https://spot.insure/insurance-providers/chubb/inland-marine) - [Chubb Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/chubb/kidnap-ransom) - [Chubb Management Liability Insurance](https://spot.insure/insurance-providers/chubb/management-liability) - [Chubb Product Recall Insurance](https://spot.insure/insurance-providers/chubb/product-recall) - [Chubb Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/chubb/professional-errors-omissions) - [Chubb Representations and Warranties Insurance](https://spot.insure/insurance-providers/chubb/representations-warranties) - [Chubb Surety Bonds](https://spot.insure/insurance-providers/chubb/surety-bonds) - [Chubb Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/chubb/umbrella-excess) - [Chubb Workers’ Compensation Insurance](https://spot.insure/insurance-providers/chubb/workers-compensation) ## Related - [Chubb Profile](https://spot.insure/insurance-providers/chubb) - [Chubb Reliability](https://spot.insure/insurance-providers/chubb/reliability) - [Chubb Alternatives](https://spot.insure/insurance-providers/chubb/alternatives) - [Coverage Guide: Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions) ## Sources 1. [Cyber Insurance Coverage & Products](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html). Chubb; DigiTech Enterprise Risk Management section: target clients and product features beyond Cyber ERM. Accessed 2026-09-23. 2. [Insurance for Software Product & System Developers](https://www.chubb.com/us-en/business-insurance/software-system-developers.html). Chubb; Property & casualty and financial-lines coverage solutions lists for software and systems developers. Accessed 2026-09-23. 3. [Insurance for Technology Companies](https://www.chubb.com/us-en/business-insurance/industries/technology.html). Chubb; Products and services: E&O/Cyber listed among Chubb's technology-industry offerings. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). 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