--- title: "CFC Tech E&O Insurance" description: "What CFC Tech E&O Insurance covers, who it’s for, and its limits and retentions, cited to CFC’s own published sources." canonical: "https://spot.insure/insurance-providers/cfc/technology-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/cfc/technology-errors-omissions) # CFC Tech E&O Insurance CFC Technology Errors & Omissions CFC's Technology product is a single package policy for technology companies that bundles errors & omissions liability, breach-of-contract cover, IP infringement and media liability, and cyber cover. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology insurance | Start-ups and tech companies | CFC") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Technology product page and US product brochure; the policy as issued controls the exact scope for any one customer.) ## Issuing Insurer - **Not publicly disclosed.** The Technology application form names only CFC Underwriting Limited, a UK entity authorized and regulated by the Financial Conduct Authority, as the party administering the form. Neither the Technology product page nor the application discloses which specific insurer or Lloyd's syndicate capacity backs a given US Technology policy. [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies Insurance application form (US)") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Scope: Technology application footer and the regulatory information page, both checked on 2026-09-23; CFC's US arm, CFC USA Inc., separately holds admitted producer licenses and E&S authorization in NY, TX, GA and CA, but that page does not tie a specific license to the Technology product.) ## Who It’s For - CFC says the Technology product is suitable for start-ups, mid-size and multinational tech companies, without publishing a specific revenue or headcount cutoff on the product page. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology insurance | Start-ups and tech companies | CFC") (Evidence: Company-reported; scope: Technology product page introduction; actual eligibility for a given applicant depends on underwriting review of the application.) ## Coverage Features - CFC describes coverage for financial loss, bodily injury or property damage arising from a technology company's products and services, plus legal liability for breach of client contracts and IP infringement claims such as copyright and trademark disputes. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Product brochure feature descriptions; exclusions and conditions are set by the policy wording, which was not reviewed.) - The cyber portion of the policy includes network and privacy liability, business interruption, data rectification and recreation costs, extortion cover, and social engineering coverage, sitting inside the same Technology package rather than as a separate purchase. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Product brochure 'Comprehensive cyber cover' section.) ## Limits and Retentions - CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Brochure 'Limits and deductibles' table; the limit and deductible on an individual policy's declarations control.) ## Risk Services - Policyholders get access to CFC's incident response service at a $0 deductible, sitting on a limit separate from the main policy limit, plus a free app with dark web monitoring, phishing simulations and network deep scanning. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Brochure 'Market leading cyber incident response' and 'Response app highlights' sections; CFC calls its incident response team one of the largest in-house teams in the industry, a characterization not independently verified here.) ## How to Apply - The US Technology application asks for company revenue by year, funding-round history, subcontractor and hosting arrangements, and whether multi-factor authentication is enforced for remote network access and email; it is returned to your insurance broker. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology insurance | Start-ups and tech companies | CFC") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies Insurance application form (US)") (Evidence: Company-reported; scope: Application form Sections 1, 2 and 4; CFC also lists Connect and named API partners as digital trading channels on the product page, which may bypass a paper application for some brokers.) ## CFC Tech E&O Insurance Compared - [CFC vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-cfc/technology-errors-omissions) - [CFC vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-cfc/technology-errors-omissions) - [CFC vs At-Bay](https://spot.insure/compare/at-bay-vs-cfc/technology-errors-omissions) - [CFC vs Beazley](https://spot.insure/compare/beazley-vs-cfc/technology-errors-omissions) - [CFC vs Chubb](https://spot.insure/compare/cfc-vs-chubb/technology-errors-omissions) - [CFC vs Coalition](https://spot.insure/compare/cfc-vs-coalition/technology-errors-omissions) ## Other CFC Coverage Lines - [CFC Commercial Property Insurance](https://spot.insure/insurance-providers/cfc/commercial-property) - [CFC Crime Insurance](https://spot.insure/insurance-providers/cfc/crime) - [CFC Cyber Insurance](https://spot.insure/insurance-providers/cfc/cyber) - [CFC D&O Insurance](https://spot.insure/insurance-providers/cfc/directors-officers) - [CFC Employment Practices Liability Insurance](https://spot.insure/insurance-providers/cfc/employment-practices) - [CFC General Liability Insurance](https://spot.insure/insurance-providers/cfc/general-liability) - [CFC Intellectual Property Insurance](https://spot.insure/insurance-providers/cfc/intellectual-property) - [CFC Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/cfc/kidnap-ransom) - [CFC Management Liability Insurance](https://spot.insure/insurance-providers/cfc/management-liability) - [CFC Media Liability Insurance](https://spot.insure/insurance-providers/cfc/media) - [CFC Product Liability Insurance](https://spot.insure/insurance-providers/cfc/product-liability) - [CFC Product Recall Insurance](https://spot.insure/insurance-providers/cfc/product-recall) - [CFC Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/cfc/professional-errors-omissions) - [CFC Representations and Warranties Insurance](https://spot.insure/insurance-providers/cfc/representations-warranties) - [CFC Telehealth Insurance](https://spot.insure/insurance-providers/cfc/virtual-care-telehealth) - [CFC Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/cfc/umbrella-excess) ## Related - [CFC Profile](https://spot.insure/insurance-providers/cfc) - [CFC Reliability](https://spot.insure/insurance-providers/cfc/reliability) - [CFC Alternatives](https://spot.insure/insurance-providers/cfc/alternatives) - [Coverage Guide: Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions) ## Sources 1. [Technology insurance | Start-ups and tech companies | CFC](https://www.cfc.com/en-us/products/industry/technology/). CFC; Technology product summary; Key features: Products and services liability, Breach of contract, IP rights infringement and media liability, Comprehensive cyber cover and incident response; Downloads. Accessed 2026-09-23. 2. [Technology | Product brochure (United States)](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Products and services liability; Breach of contract; IP infringement and media liability; Comprehensive cyber cover; Response app highlights; Limits and deductibles table. Accessed 2026-09-23. 3. [Technology companies Insurance application form (US)](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf). CFC; Section 1: Company Details; Section 2: Activities; Section 3: Contract & Risk Management; Section 4: Cyber Security Risk Management; Section 6: Insurance Requirements; footer entity line. Accessed 2026-09-23. 4. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/cfc/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)