--- title: "CFC General Liability Insurance" description: "What CFC General Liability Insurance covers, who it’s for, and its limits and retentions, cited to CFC’s own published sources." canonical: "https://spot.insure/insurance-providers/cfc/general-liability" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/cfc/general-liability) # CFC General Liability Insurance CFC Property & Casualty CFC's reviewed pages describe general liability as part of one Property & Casualty policy alongside commercial property; they do not describe a standalone general liability product. [1](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty") [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Property & casualty product page and its product brochure; the page describes property and general liability as a single policy, not separate offerings.) ## Issuing Insurer - **Not publicly disclosed.** The reviewed property & casualty page and brochure describe CFC as the policy designer and point of contact but do not name the insurer that carries the risk for this product. [1](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty") [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Scope: Property & casualty product page and brochure as read on 2026-09-23. CFC's own materials describe it as an underwriting manager rather than a risk-bearing insurer, so a specific carrier for this product would need to come from the quote or declarations.) ## Who It’s For - CFC says it favors manufacturers and distributors, non-manual professional services, e-commerce sellers, retail stores, office premises and annual events policies, and ordinarily declines amusement arcades, nightclubs and bars, manual contractors, aviation and aerospace risks, tour operators, and tire re-moulders or re-treaders. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "What we love" and "What we ordinarily decline" lists; actual acceptance depends on individual underwriting.) ## Coverage Features - The general liability portion covers products and completed operations, pollution, tenants' legal liability, non-owned and hired auto costs, employee benefits liability and medical expenses. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "General liability" section; exact wording and exclusions are set by the policy as issued.) - CFC says the policy covers legal costs and compensation for bodily injury or property damage claims from third parties, plus personal and advertising liability such as defamatory content, privacy violations and advertising copyright infringement. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "Bodily injury and property damage liability" and "Personal and advertising liability" sections.) ## Limits and Retentions - CFC's brochure lists a casualty limit of up to $6,000,000 for this policy; the property limit is published separately for the commercial-property side of the same product. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "Limits" section; the limit actually issued depends on underwriting.) ## Claims Support - CFC says it has handled and paid tens of thousands of general liability and professional indemnity claims for businesses of all sizes. [3](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: CFC's claims page, "Specialty" section; a combined general-liability and professional-indemnity figure with no separate general-liability count and no independent audit.) ## CFC General Liability Insurance Compared - [CFC vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-cfc/general-liability) - [CFC vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-cfc/general-liability) - [CFC vs Beazley](https://spot.insure/compare/beazley-vs-cfc/general-liability) - [CFC vs Chubb](https://spot.insure/compare/cfc-vs-chubb/general-liability) - [CFC vs Corgi](https://spot.insure/compare/cfc-vs-corgi/general-liability) - [CFC vs Coterie Insurance](https://spot.insure/compare/cfc-vs-coterie/general-liability) ## Other CFC Coverage Lines - [CFC Commercial Property Insurance](https://spot.insure/insurance-providers/cfc/commercial-property) - [CFC Crime Insurance](https://spot.insure/insurance-providers/cfc/crime) - [CFC Cyber Insurance](https://spot.insure/insurance-providers/cfc/cyber) - [CFC D&O Insurance](https://spot.insure/insurance-providers/cfc/directors-officers) - [CFC Employment Practices Liability Insurance](https://spot.insure/insurance-providers/cfc/employment-practices) - [CFC Intellectual Property Insurance](https://spot.insure/insurance-providers/cfc/intellectual-property) - [CFC Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/cfc/kidnap-ransom) - [CFC Management Liability Insurance](https://spot.insure/insurance-providers/cfc/management-liability) - [CFC Media Liability Insurance](https://spot.insure/insurance-providers/cfc/media) - [CFC Product Liability Insurance](https://spot.insure/insurance-providers/cfc/product-liability) - [CFC Product Recall Insurance](https://spot.insure/insurance-providers/cfc/product-recall) - [CFC Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/cfc/professional-errors-omissions) - [CFC Representations and Warranties Insurance](https://spot.insure/insurance-providers/cfc/representations-warranties) - [CFC Tech E&O Insurance](https://spot.insure/insurance-providers/cfc/technology-errors-omissions) - [CFC Telehealth Insurance](https://spot.insure/insurance-providers/cfc/virtual-care-telehealth) - [CFC Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/cfc/umbrella-excess) ## Related - [CFC Profile](https://spot.insure/insurance-providers/cfc) - [CFC Reliability](https://spot.insure/insurance-providers/cfc/reliability) - [CFC Alternatives](https://spot.insure/insurance-providers/cfc/alternatives) - [Coverage Guide: General liability](https://spot.insure/coverage/general-liability) ## Sources 1. [Property & casualty](https://www.cfc.com/en-us/products/class/property-casualty/). CFC; Our property & casualty products: Property & casualty tile description; downloads (brochure, application form). Accessed 2026-09-23. 2. [Property & casualty | Product brochure | United States](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf). CFC; At a glance; General liability; Bodily injury and property damage liability; Personal and advertising liability; Limits; What we love; What we ordinarily decline; Coverage enhancements. Accessed 2026-09-23. 3. [Claims](https://www.cfc.com/en-us/claims/). CFC; Specialty: "We've handled and paid tens of thousands of professional indemnity and general liability claims for businesses of all sizes". Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/cfc/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)