--- title: "Berkshire Hathaway Specialty Insurance General Liability Insurance" description: "Everything to know before buying Berkshire Hathaway Specialty Insurance General Liability Insurance: what it covers and who it’s for." canonical: "https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/general-liability" page-type: "offering-page" updated-at: "2026-09-29" provider: "berkshire-hathaway-specialty-insurance" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/general-liability) ## Agent Guide **What this page is:** What Berkshire Hathaway Specialty Insurance General Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Berkshire Hathaway Specialty Insurance General Liability Insurance specifically. For the general coverage explainer use /coverage/general-liability; for the provider overall use its profile. **Questions this page answers:** - Does Berkshire Hathaway Specialty Insurance General Liability Insurance offer this coverage? - What does Berkshire Hathaway Specialty Insurance General Liability Insurance cover and exclude? - Who is Berkshire Hathaway Specialty Insurance General Liability Insurance designed for? **Key facts:** - Provider slug `berkshire-hathaway-specialty-insurance`; coverage line `general-liability`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-29. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — parent: provider profile # What Does General Liability Insurance from Berkshire Hathaway Specialty Insurance Cover? Product: Primary general liability. Provider: Berkshire Hathaway Specialty Insurance. Coverage line: General Liability Insurance. ## Quick Answer Berkshire Hathaway Specialty Insurance offers primary general liability insurance to commercial real estate, retail, financial, construction and energy accounts, with contractor broad-form coverage. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf "Casualty Appetite Guide - U.S.") [2](https://www.bhspecialty.com/us-products/us-casualty/ "Casualty") ## Berkshire Hathaway Specialty Insurance General Liability at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Company-reported | 1 | ## Who Is Berkshire Hathaway Specialty Insurance General Liability For? - The casualty guide lists primary GL forms and identifies commercial real estate, retail/grocery, financial institutions, construction and energy as target classes. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf "Casualty Appetite Guide - U.S.") (Evidence: Company-reported; scope: US casualty appetite guide dated 2026-07-15. Material limitation: Guide includes classes to avoid and $50,000 minimum policy premium; acceptance is underwritten.) ## Berkshire Hathaway Specialty Insurance General Liability Coverage Features - BHSI markets primary general liability, with contractor broad-form coverage, gradual-pollution features and flexible limits in its product overview. [2](https://www.bhspecialty.com/us-products/us-casualty/ "Casualty") (Evidence: Company-reported; scope: BHSI US specialty commercial primary GL. Material limitation: These are overview features, not universal policy grants; forms and endorsements vary.) ## Berkshire Hathaway Specialty Insurance General Liability Limits and Retentions - BHSI’s casualty appetite guide sets a $50,000 minimum premium per policy and lists primary GL as an eligible line. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf "Casualty Appetite Guide - U.S.") (Evidence: Company-reported; scope: Selected US casualty accounts under guide dated 2026-07-15. Material limitation: Minimum premium is appetite guidance, not a quoted price or guaranteed minimum for all products.) ## Berkshire Hathaway Specialty Insurance General Liability Compared - [Berkshire Hathaway Specialty Insurance vs AIG](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance vs Aon](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance vs The Baldwin Group](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance vs Beazley](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/general-liability) ## Other Coverage Lines Documented for Berkshire Hathaway Specialty Insurance - [Berkshire Hathaway Specialty Insurance Builders Risk Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/builders-risk) - [Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit) - [Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/commercial-property) - [Berkshire Hathaway Specialty Insurance Crime Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/crime) - [Berkshire Hathaway Specialty Insurance Cyber Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/cyber) - [Berkshire Hathaway Specialty Insurance D&O Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/directors-officers) - [Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/employment-practices) - [Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary) - [Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/inland-marine) - [Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/media) - [Berkshire Hathaway Specialty Insurance Product Liability Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/product-liability) - [Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties) - [Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/surety-bonds) - [Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/technology-errors-omissions) - [Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/umbrella-excess) ## Related Pages for Berkshire Hathaway Specialty Insurance General Liability - [Berkshire Hathaway Specialty Insurance Profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance Reliability](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) - [Berkshire Hathaway Specialty Insurance Alternatives](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/alternatives) - [Coverage Guide: General liability](https://spot.insure/coverage/general-liability) ## Sources for Berkshire Hathaway Specialty Insurance General Liability 1. [Casualty Appetite Guide - U.S.](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf) Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28. 2. [Casualty](https://www.bhspecialty.com/us-products/us-casualty/). Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28. ## How to Cite Berkshire Hathaway Specialty Insurance General Liability Berkshire Hathaway Specialty Insurance General Liability Insurance: Coverage, Eligibility & Limits (2026). Spot, updated 2026-09-29. https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/general-liability. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)