--- title: "Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance" description: "What Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance covers, who it’s for, and its limits and retentions, cited to Berkshire Hathaway Specialty Insurance’s own published sources." canonical: "https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary" page-type: "offering-page" updated-at: "2026-09-30" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary) # Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance Fiduciary Liability in Executive First Private Company Portfolio BHSI lists fiduciary liability as a component of its Executive First Private Company Portfolio comprehensive form with D&O, EPL, Commercial Crime and employed-lawyer insurance. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: This is a marketed portfolio component; the source does not say every line is required or that limits are shared.) ## Who It’s For - The portfolio targets private companies with at least $10 million in revenue and names construction, manufacturing, wholesale, retail, service, technology and transportation sectors. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: These are portfolio target-account statements, not guaranteed fiduciary eligibility.) - BHSI identifies large commercial and financial firms with complex risk-transfer needs as targets for this fiduciary policy. [2](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/fiduciary-liability-policy/ "Executive First Fiduciary Liability Policy") (Evidence: Company-reported; scope: A target segment does not guarantee eligibility for an applicant or plan.) ## Coverage Features - BHSI names fiduciary liability as one component of the Executive First Private Company Portfolio. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: The source does not describe the fiduciary insuring agreement, covered plans or insured parties.) - BHSI’s Executive First Fiduciary Liability Policy page lists full settlor coverage, Affordable Care Act gap coverage, and coverage for fines and penalties; it says specialized defense counsel is recommended but not required. [2](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/fiduciary-liability-policy/ "Executive First Fiduciary Liability Policy") (Evidence: Company-reported; scope: These are company-described product highlights. Applicable law, policy wording, conditions and exclusions govern a given plan or claim.) ## Limits and Retentions - BHSI advertises shared or separate limits up to $50 million for the portfolio. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: The source does not give a fiduciary-specific limit or explain allocation among components.) ## Other Berkshire Hathaway Specialty Insurance Coverage Lines - [Berkshire Hathaway Specialty Insurance Builders Risk Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/builders-risk) - [Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit) - [Berkshire Hathaway Specialty Insurance Crime Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/crime) - [Berkshire Hathaway Specialty Insurance Cyber Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/cyber) - [Berkshire Hathaway Specialty Insurance D&O Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/directors-officers) - [Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/employment-practices) - [Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/media) - [Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties) - [Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/surety-bonds) - [Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/technology-errors-omissions) ## Related - [Berkshire Hathaway Specialty Insurance Profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance Reliability](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) - [Berkshire Hathaway Specialty Insurance Alternatives](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/alternatives) - [Coverage Guide: Fiduciary liability](https://spot.insure/coverage/fiduciary) ## Sources 1. [Executive First Private Company Portfolio](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/). Berkshire Hathaway Specialty Insurance; Product Highlights, lines 11–15: D&O, EPL, fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits up to $50 million; EPL First HR resources and attorney helpline. Top Targets, lines 16–25: private companies with at least $10 million revenue and listed industries. Reopened 2026-09-30. Accessed 2026-09-30. 2. [Executive First Fiduciary Liability Policy](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/fiduciary-liability-policy/). Berkshire Hathaway Specialty Insurance; Product Highlights: full settlor coverage, ACA gap coverage, recommended-not-mandatory specialized defense counsel, and fines/penalties; Top Targets: large commercial and financial firms (lines 6–20). Reopened 2026-09-30. Accessed 2026-09-30. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)