--- title: "Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance" description: "What Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance covers, who it’s for, and its limits and retentions, cited to Berkshire Hathaway Specialty Insurance’s own published sources." canonical: "https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit" page-type: "offering-page" updated-at: "2026-09-29" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit) # Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance BHSI’s current Ocean Marine catalog lists Ocean Cargo, Stock Throughputs and Project Cargo, separately from Inland Marine; the detailed cargo appetite evidence is an older, date-limited guide. ## Who It’s For - The marine catalog names importers/exporters, freight/logistics operators and manufacturers among its target customers. [1](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine target-account list only; not Inland Marine eligibility. Material limitation: Target customer examples do not define every acceptable cargo or shipment.) - The Ocean Marine Cargo guide describes target risks including manufacturers/distributors of finished goods, machinery and equipment, food and beverage, bulk liquids, containerized goods, and stock with balanced exposure; it lists pharmaceuticals, project cargo, autos, DOL, and livestock as out of appetite. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI Ocean Marine Cargo/STP appetite in U.S. marketing material marked US-12/22-A. Material limitation: This is historical appetite guidance, not a policy exclusion list or current acceptance commitment. The current BHSI Marine catalog separately lists Project Cargo as an Ocean Marine product while this 2022 guide lists it out of appetite; current product-specific meaning and appetite must be reconciled with underwriting. It does not establish Inland Marine eligibility.) ## Coverage Features - BHSI's marine program lists ocean cargo, project cargo and stock-throughput coverage. [1](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine catalog; not inland transit or proof of the policy territory. Material limitation: Policy territory and transit definitions must be checked; catalog does not itself establish global scope.) - BHSI’s marine catalog distinguishes ocean marine and inland marine, and separately lists stock-throughput as an option. [1](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: US BHSI catalog. Material limitation: Confirm how Spot's shared cargo-transit key maps to these distinctions before coding coverage.) - BHSI’s Ocean Marine Cargo overview lists stock throughput, ocean/international transit, domestic transit, excess stock, logistics, and contingent cargo coverage as coverage types available. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine Cargo marketing overview marked US-12/22-A; the current marine catalog independently lists Ocean Cargo and Stock Throughputs under Ocean Marine. Material limitation: Not all types are necessarily combined or available for every insured. Domestic transit wording is not a basis to merge this line with the separately listed Inland Marine catalog. Verify current forms, exclusions, territory and issuer.) ## Limits and Retentions - The BHSI Ocean Marine Cargo guide states up to $25 million maximum line, subject to risk profile, a $15,000 minimum premium, worldwide coverage, and primary or excess positions. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: U.S. Ocean Marine Cargo/STP marketing guide marked US-12/22-A; $25 million capacity expressly depends on risk profile. Material limitation: The document is dated 2022-12 and says multinational policy ability would follow in 2025; do not treat its worldwide wording or current availability as confirmed. Capacity is not an insured limit, and minimum premium is not a quote. Reconfirm current appetite and issuer.) ## Other Berkshire Hathaway Specialty Insurance Coverage Lines - [Berkshire Hathaway Specialty Insurance D&O Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/directors-officers) - [Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties) - [Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/technology-errors-omissions) ## Related - [Berkshire Hathaway Specialty Insurance Profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance Reliability](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) - [Coverage Guide: Cargo and transit](https://spot.insure/coverage/cargo-transit) ## Sources 1. [Marine](https://www.bhspecialty.com/us-products/us-marine/). Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28. 2. [Ocean Marine Cargo Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). 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