--- title: "What Is Beazley?" description: "Understand Beazley’s technology, cyber and specialty insurance options, how placement works, and what California startups need to confirm." canonical: "https://spot.insure/insurance-providers/beazley" page-type: "provider-profile" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "Beazley"] --- [Human-readable page](https://spot.insure/insurance-providers/beazley) # What Is Beazley? Understand Beazley’s technology, cyber and specialty insurance options, how placement works, and what California startups need to confirm. ## Research Scope and Use Use this profile to understand Beazley's documented role, coverage offerings, application process, and service model before requesting provider-specific terms. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Company Details - **Company:** Beazley - **Stated focus:** Specialty insurance, including technology and digital health - **Official website:** [beazley.com](https://www.beazley.com/en-us/) ### Coverage Offered - Commercial property [15](https://www.beazley.com/en-us/products/property-usa/north-american-commercial-property "North American Commercial Property") - Crime [11](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") - Cyber liability [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [9](https://www.beazley.com/en-us/products/small-business-solutions-usa/cyber-breach-solutions-small-businesses "Full Spectrum Cyber for Small Businesses") - Directors and officers [10](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") - Employment practices liability [10](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") - Fidelity bonds [11](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") - Fiduciary liability [10](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") - General liability [17](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") [13](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") - Hired and non-owned auto [17](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") - Management liability [10](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") - Media liability [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") - Medical malpractice [13](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [14](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") - Product liability [14](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") - Product recall [16](https://www.beazley.com/en-us/products/specialty-risk-usa/product-recall-manufacturing-risk-and-response "Product Recall – Manufacturing Risk and Response") - Professional liability / E&O [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [17](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") - Representations and warranties [12](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") - Technology errors and omissions [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") - Umbrella and excess liability [18](https://www.beazley.com/en-us/products/marine-usa/beazley-us-marine "Beazley US Marine") - Virtual care and telehealth [13](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") Beazley is a specialty insurance group operating through insurance companies and underwriting businesses. Its US disclosures distinguish the insurance entities from Beazley USA Services, Inc., which reports doing business in California as Beazley Insurance Services under license 0G55497. This is a company disclosure, not an independently verified license record. [5](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [6](https://www.beazley.com/globalassets/dwp/beazley-terms-of-use/ "US Web Services Terms of Use") [7](https://www.beazley.com/globalassets/product-documents/beazley-us-contingency-toolkit.pdf "US Contingency Toolkit") (Evidence: Company-reported; scope: US group and disclosed insurance-services entity; no regulator verification or product-specific producer appointment established.; verified: 2026-09-16.) Beazley markets MediaTech to small technology and business-services companies. Its separate Virtual Care offering addresses digital-health businesses, while its Life Sciences page targets middle to large organizations. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [13](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [14](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Product-specific audiences; funding stage is not an eligibility criterion established by these sources.; verified: 2026-09-16.) For a founder or finance lead, the useful starting point is the work your company performs: selling software, delivering healthcare or manufacturing a product can lead to different insurance discussions. Beazley’s product distinctions make that scoping exercise especially relevant. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [13](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [14](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") ## Pros and Cons ### Pros - **Related technology risks can be considered together.** MediaTech combines technology and professional errors and omissions, media liability and cyber coverage. Beazley lists breach response, business interruption, dependent business interruption, extortion, data recovery and eCrime protections, with limits up to $5 million; the issued policy determines the cover purchased. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech marketing; maximum is advertised capacity, not a guaranteed quote.; verified: 2026-09-16.) That gives a software business a concrete way to discuss customer-service failures alongside data incidents. - **Executive coverage has a choice of limit structure.** Execuguard offers private-company directors and officers, employment practices and fiduciary liability, with separate or shared limits across selected coverages. Beazley advertises both admitted and non-admitted options; state and account eligibility still need confirmation. [10](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: US Execuguard; no assertion every coverage is included in every quote.; verified: 2026-09-16.) Ask how a claim under one section would affect the amount available under another. - **Healthcare has a dedicated product discussion.** Virtual Care lists healthcare professional liability, technology liability, cyber, media, general liability and products/completed operations for digital-health businesses. Life Sciences offers product, professional and general liability through BioSecure, NutraGuard and WellTech forms for different life-sciences exposures. [13](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [14](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Specialty healthcare packages, not universal MediaTech benefits.; verified: 2026-09-16.) A digital-health founder can ask how clinical and technology exposures interact instead of assuming a software policy addresses both. ### Cons - **California MediaTech access remains unresolved.** The reviewed MediaTech product page, application and US legal disclosures do not establish a current California-specific MediaTech form, admitted or surplus-lines route, or applicant eligibility. A California trade-name and license disclosure alone does not answer those product questions. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [5](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [6](https://www.beazley.com/globalassets/dwp/beazley-terms-of-use/ "US Web Services Terms of Use") (Evidence: Not found in reviewed sources; scope: Reviewed public documents as of 2026-09-16; no California regulator product filing or issued quote inspected.; verified: 2026-09-16.) Establish the placement route before relying on an application deadline for a customer contract. - **The public form has material intellectual-property restrictions.** The linked MediaTech sample form is dated February 2019. It excludes patent infringement and trade-secret misappropriation related to technology or other products, and contains contractual-liability and retroactive-date restrictions. The sample is not evidence of the wording that will be offered today. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") [5](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") (Evidence: Company-reported; scope: F00731 022019; exclusions on printed pages 16–18; qualified reviewer must interpret a current quote form.; verified: 2026-09-16.) Treat an enterprise customer’s IP indemnity requirement as a wording question, not something settled by a media-liability label. - **Defense spending can consume the liability limit.** The posted Digital Media Tech application says liability coverage is claims-made and reported: the claim must be made and reported within the applicable policy terms. It also warns that claims expenses reduce the liability limit and are subject to retentions. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application notice, page 1; current issued wording and endorsements control.; verified: 2026-09-16.) Compare the amount available after defense costs, along with the retention you would fund yourself. ## How It Works Beazley describes MediaTech placement through third-party platforms or email. Its posted application requests the business’s services and products, employee count, US and non-US revenues, financial statements and expected business changes. A submitted application does not establish acceptance or an effective policy. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Published small-business placement description and F00859 042022; no application submitted or binding time tested.; verified: 2026-09-16.) Use the application as preparation for a broker conversation. Describe both the software you sell and any implementation, consulting or managed services around it. If your company is pre-revenue or has no audited financial statements, ask which information the underwriter will accept; the posted form does not settle how those situations are handled. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") The posted Digital Media Tech application names Beazley Insurance Company, Inc. Beazley’s broader disclosures also describe surplus-lines business through Beazley Excess and Surplus Insurance, Inc. or Beazley-managed Lloyd’s syndicates. The actual MediaTech insurer and California placement basis must be identified in the quote. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [7](https://www.beazley.com/globalassets/product-documents/beazley-us-contingency-toolkit.pdf "US Contingency Toolkit") (Evidence: Company-reported; scope: Application F00859 042022 and general US toolkit disclosure; no blanket insurer assignment.; verified: 2026-09-16.) Request the proposed declarations, complete form and endorsements together. A brand name on the application is not enough to identify every party to the placement. The public legal terms themselves distinguish jurisdiction and policy wording from website descriptions. [5](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") ## Coverage and Availability MediaTech is one part of the catalogue. When comparing quotes, separate the software and cyber package from policies addressing employees, directors, physical products or property. The following are separate documented offerings, not additions automatically included in MediaTech. [20](https://www.beazley.com/en-us/products/ "Explore All Products") Beazley offers Commercial Crime for commercial companies and Financial Fidelity Bonds for financial institutions. Its crime page describes fraudulent-instruction coverage subject to out-of-band authentication, with possible removal of that condition for documented controls and an additional premium. [11](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: US crime and fidelity offering; financial-institution bonds are distinct from fiduciary liability.; verified: 2026-09-16.) For finance teams, the authentication condition deserves an operational check: ask whether your payment-approval process satisfies the proposed wording. [11](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") North American Commercial Property targets mid-sized and large commercial properties on an excess and surplus lines basis. Product Recall – Manufacturing Risk and Response separately addresses consumer goods, component parts and consumables, including product-removal and related income-loss costs. [15](https://www.beazley.com/en-us/products/property-usa/north-american-commercial-property "North American Commercial Property") [16](https://www.beazley.com/en-us/products/specialty-risk-usa/product-recall-manufacturing-risk-and-response "Product Recall – Manufacturing Risk and Response") (Evidence: Company-reported; scope: Separate US-marketed product routes; commercial property is not a business owner’s policy.; verified: 2026-09-16.) BeazleyOne Environmental combines general, professional and contractors’ pollution liability for environmental-service firms, and lists hired and non-owned auto. US Marine offers hull and marine liability on primary and excess bases; this does not establish general corporate umbrella availability. [17](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") [18](https://www.beazley.com/en-us/products/marine-usa/beazley-us-marine "Beazley US Marine") (Evidence: Company-reported; scope: Industry-specific products; marine builders risk is not mapped to general construction builders risk.; verified: 2026-09-16.) These industry-specific offerings matter when reading the coverage list beside this article. A listed general-liability or excess offering does not mean the same program fits a software startup, an environmental contractor and a marine operator. [17](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") [18](https://www.beazley.com/en-us/products/marine-usa/beazley-us-marine "Beazley US Marine") Beazley offers representations and warranties coverage for acquisitions. Its US Specialty Programs business works through managing general agents, program administrators and specialized brokers on professional, general, product, manufacturers’ E&O, cyber and allied-medical liability programs. [12](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") [19](https://www.beazley.com/en-us/products/specialty-risk-usa/us-specialty-programs "US Specialty Programs") (Evidence: Company-reported; scope: Transaction insurance and delegated programs are distinct from a small-business direct purchase flow.; verified: 2026-09-16.) Beazley says its M&A team can underwrite and place transactions in all 50 US states. That company-reported statement includes California for M&A, but does not establish MediaTech availability or acceptance of a particular transaction. [12](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") (Evidence: Company-reported; scope: M&A product only; independently verified state authorization not established.; verified: 2026-09-16.) For an acquisition, keep the transaction quote separate from the operating company’s annual insurance renewal. Do not carry a product’s geographic statement over to a different policy. [12](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") [5](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") ## Service and Compensation Beazley publishes a MediaTech renewal application. The reviewed renewal form and product page do not establish a guaranteed renewal, dedicated account manager, or turnaround commitment for policy changes. [4](https://www.beazley.com/globalassets/product-documents/application/beazley-media-tech-renewal-app-us.pdf "Beazley MediaTech Renewal Application") [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: Public renewal document and service description; no policyholder account or service performance tested.; verified: 2026-09-16.) Full Spectrum Cyber for small businesses combines Beazley Breach Response with security tools and services. Beazley describes incident-response coordination and discounted vendor services. Its myBeazley quote-and-bind route is for brokers handling accounts below $35 million in revenue and limits no higher than $5 million; these are cyber-route criteria, not MediaTech eligibility rules. [9](https://www.beazley.com/en-us/products/small-business-solutions-usa/cyber-breach-solutions-small-businesses "Full Spectrum Cyber for Small Businesses") (Evidence: Company-reported; scope: Small-business Full Spectrum Cyber only; services, costs and entitlements depend on actual arrangements.; verified: 2026-09-16.) Ask which security services are included, which require a separate agreement or payment, and who coordinates an incident. A vendor discount and an insurance benefit are different items to evaluate. [9](https://www.beazley.com/en-us/products/small-business-solutions-usa/cyber-breach-solutions-small-businesses "Full Spectrum Cyber for Small Businesses") Beazley directs customers to check their policy’s notification instructions first. Its website provides a notice-of-loss form and a US claims email route. The existence of these channels does not establish claims-handling quality or a promise that a loss is covered. [8](https://www.beazley.com/en-us/notify-a-claim/ "Notify a Claim") (Evidence: Company-reported; scope: Public US notice channels; no claim submitted or outcomes independently assessed.; verified: 2026-09-16.) The reviewed MediaTech product page, application and US website terms do not disclose a buyer-specific premium, broker commission rate or fee schedule for a MediaTech placement. Obtain an itemized quote and the placing broker’s compensation disclosure. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [6](https://www.beazley.com/globalassets/dwp/beazley-terms-of-use/ "US Web Services Terms of Use") (Evidence: Not publicly disclosed; scope: Scoped review of public MediaTech purchase materials, not all Beazley group compensation arrangements.; verified: 2026-09-16.) ## What to Confirm in a Quote - **California and contracting parties:** Which producer is arranging this placement, which insurer is issuing it, and is the specific product offered on an admitted or surplus-lines basis for your California operations? Obtain the applicable form and endorsements. [6](https://www.beazley.com/globalassets/dwp/beazley-terms-of-use/ "US Web Services Terms of Use") [5](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") - **Your actual work:** Do the covered-services and product definitions capture software licensing, implementation, consulting and any clinical activity? Show the broker the description of work in your customer contracts. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [13](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") - **IP and contractual promises:** How do patent, trade-secret and contractual exclusions apply to the indemnities you give customers? Ask for a written explanation using the proposed wording. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") - **Usable limits:** Which sections share a limit, what are the sublimits and retentions, and do defense expenses reduce the amount left to pay a settlement? [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [10](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") - **Continuity as you grow:** What is the retroactive date, how are acquired subsidiaries treated, and what notice is required when operations change? The posted sample makes these wording questions worth resolving before a financing or acquisition. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") - **Total cost and ongoing help:** Request premium, taxes, placement fees and broker compensation separately, plus named responsibility for endorsements, renewal preparation and incident notification. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [4](https://www.beazley.com/globalassets/product-documents/application/beazley-media-tech-renewal-app-us.pdf "Beazley MediaTech Renewal Application") [8](https://www.beazley.com/en-us/notify-a-claim/ "Notify a Claim") ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Comparisons - [Beazley vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-beazley) - [Beazley vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-beazley) - [Beazley vs Armilla](https://spot.insure/compare/armilla-vs-beazley) - [Beazley vs At-Bay](https://spot.insure/compare/at-bay-vs-beazley) - [Beazley vs CFC](https://spot.insure/compare/beazley-vs-cfc) - [Beazley vs Chubb](https://spot.insure/compare/beazley-vs-chubb) - [Beazley vs Coalition](https://spot.insure/compare/beazley-vs-coalition) - [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi) - [Beazley vs Coterie Insurance](https://spot.insure/compare/beazley-vs-coterie) - [Beazley vs Coverdash](https://spot.insure/compare/beazley-vs-coverdash) - [Beazley vs Cowbell](https://spot.insure/compare/beazley-vs-cowbell) - [Beazley vs Embroker](https://spot.insure/compare/beazley-vs-embroker) - [Beazley vs Founder Shield](https://spot.insure/compare/beazley-vs-foundershield) - [Beazley vs Gallagher](https://spot.insure/compare/beazley-vs-gallagher) - [Beazley vs Harper](https://spot.insure/compare/beazley-vs-harper) - [Beazley vs Heffernan Insurance Brokers](https://spot.insure/compare/beazley-vs-heffernan) - [Beazley vs Hiscox](https://spot.insure/compare/beazley-vs-hiscox) - [Beazley vs HUB International](https://spot.insure/compare/beazley-vs-hub-international) - [Beazley vs Kinro](https://spot.insure/compare/beazley-vs-kinro) - [Beazley vs Layr](https://spot.insure/compare/beazley-vs-layr) - [Beazley vs Lockton](https://spot.insure/compare/beazley-vs-lockton) - [Beazley vs Marsh](https://spot.insure/compare/beazley-vs-marsh) - [Beazley vs Mylo](https://spot.insure/compare/beazley-vs-mylo) - [Beazley vs Newfront](https://spot.insure/compare/beazley-vs-newfront) - [Beazley vs ERGO NEXT Insurance](https://spot.insure/compare/beazley-vs-next-insurance) - [Beazley vs Pie Insurance](https://spot.insure/compare/beazley-vs-pie-insurance) - [Beazley vs Relm Insurance](https://spot.insure/compare/beazley-vs-relm) - [Beazley vs Resilience](https://spot.insure/compare/beazley-vs-resilience) - [Beazley vs RiskCube](https://spot.insure/compare/beazley-vs-riskcube) - [Beazley vs Risklytics](https://spot.insure/compare/beazley-vs-risklytics) - [Beazley vs StartupInsurance.ai](https://spot.insure/compare/beazley-vs-startupinsurance) - [Beazley vs TechInsurance](https://spot.insure/compare/beazley-vs-techinsurance) - [Beazley vs The Hartford](https://spot.insure/compare/beazley-vs-the-hartford) - [Beazley vs Travelers](https://spot.insure/compare/beazley-vs-travelers) - [Beazley vs USI Insurance Services](https://spot.insure/compare/beazley-vs-usi) - [Beazley vs Vouch](https://spot.insure/compare/beazley-vs-vouch) - [Beazley vs WithCoverage](https://spot.insure/compare/beazley-vs-withcoverage) ## Sources ### [Beazley Official Website](https://www.beazley.com/en-us/) 1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; What we offer; How can we help; Tools & Resources. Accessed 2026-09-16. 2. [Beazley Digital Media Tech Application](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf). Beazley; F00859, 042022 edition, pages 1–2: notice, general information and revenue information. Accessed 2026-09-16. 3. [Beazley MediaTech Sample Policy](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf). Beazley; F00731, 022019 edition; printed pages 14, 16–18: definitions and exclusions (PDF pages 15, 17–19). Accessed 2026-09-16. 4. [Beazley MediaTech Renewal Application](https://www.beazley.com/globalassets/product-documents/application/beazley-media-tech-renewal-app-us.pdf). Beazley; F00729, 022019 edition; page 1, title and claims-made notice. Accessed 2026-09-16. 5. [Legal Information](https://www.beazley.com/en-us/legal-information-en/). Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16. 6. [US Web Services Terms of Use](https://www.beazley.com/globalassets/dwp/beazley-terms-of-use/). Beazley; Page 1: operating entities and California insurance license table. Accessed 2026-09-16. 7. [US Contingency Toolkit](https://www.beazley.com/globalassets/product-documents/beazley-us-contingency-toolkit.pdf). Beazley; PDF page 13: Event Tech Protect disclaimer; page 26: Disclaimer US (BZPAC211). Accessed 2026-09-16. 8. [Notify a Claim](https://www.beazley.com/en-us/notify-a-claim/). Beazley; Policy-first guidance; Submit a Notice of Loss; US email directory. Accessed 2026-09-16. 9. [Full Spectrum Cyber for Small Businesses](https://www.beazley.com/en-us/products/small-business-solutions-usa/cyber-breach-solutions-small-businesses). Beazley; What we offer; Responsive Cyber; Vendor Services; Small and medium sized businesses. Accessed 2026-09-16. 10. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; What we offer: separate/shared limits; admitted/non-admitted; How can we help. Accessed 2026-09-16. 11. [Crime and Fidelity](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime). Beazley; What we offer: Commercial Crime versus Financial Fidelity Bonds; fraudulent instruction condition. Accessed 2026-09-16. 12. [Mergers & Acquisitions](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions). Beazley; What we offer: representations/warranties, target customers and 50-state statement. Accessed 2026-09-16. 13. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-16. 14. [Life Sciences](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences). Beazley; What we offer; Our Coverages; Who we can help. Accessed 2026-09-16. 15. [North American Commercial Property](https://www.beazley.com/en-us/products/property-usa/north-american-commercial-property). Beazley; Coverage highlights; Who we can help; Where is this offered. Accessed 2026-09-16. 16. [Product Recall – Manufacturing Risk and Response](https://www.beazley.com/en-us/products/specialty-risk-usa/product-recall-manufacturing-risk-and-response). Beazley; What we offer; Who we can help; Where is this offered. Accessed 2026-09-16. 17. [Environmental Package Policy (BeazleyOne Environmental)](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy). Beazley; Key Coverages; Additional Coverages; Who we can help. Accessed 2026-09-16. 18. [Beazley US Marine](https://www.beazley.com/en-us/products/marine-usa/beazley-us-marine). Beazley; What we offer: Marine Hull and Marine Liability; primary and excess. Accessed 2026-09-16. 19. [US Specialty Programs](https://www.beazley.com/en-us/products/specialty-risk-usa/us-specialty-programs). Beazley; What we offer; Who we can help; Where is this offered. Accessed 2026-09-16. 20. [Explore All Products](https://www.beazley.com/en-us/products/). Beazley; US product directory, all product categories including Small Business Solutions and Reinsurance. Accessed 2026-09-16. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/beazley.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)