--- title: "Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026)" description: "Beazley underwrites commercial crime insurance for commercial companies, covering employee theft, forgery and computer fraud, with limits up to $25 million." canonical: "https://spot.insure/insurance-providers/beazley/crime" page-type: "offering-page" updated-at: "2026-09-23" provider: "beazley" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/beazley/crime) ## Agent Guide **What this page is:** What Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026) covers, who it fits and what to confirm before buying, drawn from the provider's public materials. **Use this page when:** Cite this page for Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026) specifically. For the general coverage explainer use /coverage/crime; for the provider overall use its profile. **Questions this page answers:** - Does Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026) offer this coverage? - What does Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026) cover and exclude? - Who is Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026) designed for? **Key facts:** - Provider slug `beazley`; coverage line `crime`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources cover. Details are grouped by topic under their own headings, and what the sources do not say is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/beazley) — parent: provider profile # Beazley Crime Insurance Product: Beazley Commercial Crime. Provider: Beazley. Coverage line: Crime Insurance. ## Quick Answer Beazley underwrites commercial crime insurance for commercial companies, covering employee theft, forgery and computer fraud, with limits up to $25 million. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") ## Beazley Crime Insurance at a Glance | Topic | Status | Details | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | | Claims Support | Not publicly disclosed | 1 | ## What Is Beazley’s Role in Crime Insurance? - Beazley underwrites Commercial Crime insurance for commercial companies. The same product page separately describes Financial Fidelity Bonds, a related but distinct product line for financial institutions. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Company-reported. Based on: Crime and Fidelity product page; distinguishes the commercial-company product from the financial-institution fidelity bond described on the same page.) ## Who Is Beazley Crime Insurance For? - Beazley markets Commercial Crime to ordinary commercial companies, not to banks or other financial institutions, which it addresses separately through Financial Fidelity Bonds. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Company-reported. Based on: Product page target-customer language; no industry list or size threshold is published.) ## What Coverage Features Does Beazley Crime Insurance Include? - Beazley says Commercial Crime protects an organization from loss of money and securities caused by theft by its own employees, plus third-party-related losses such as forgery or alteration, on-premises and in-transit loss, money-order and counterfeit-currency fraud, computer fraud, client-property loss, credit-card fraud and related expense coverage. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Company-reported. Based on: Product-page description of insuring agreements; exclusions, conditions and available sub-limits appear only in the issued policy.) - Beazley says its Commercial Crime policy includes a fraudulent-instruction (social-engineering) insuring agreement covering losses from wire transfers made on instructions from someone posing as a vendor, client or authorized employee, and that this cover is conditioned on out-of-band authentication of payment instructions. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Company-reported. Based on: Product-page description; Beazley says the out-of-band-authentication condition can be removed for insureds with documented controls and response plans, subject to an additional premium.) ## What Limits and Retentions Does Beazley Crime Insurance Have? - Beazley advertises Commercial Crime limits of up to US $25,000,000. The page does not publish retentions, sub-limits by insuring agreement, or a minimum limit. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Company-reported. Based on: Product-page headline limit figure; the page does not split the figure between Commercial Crime and Financial Fidelity Bonds.) ## What Risk Services Come With Beazley Crime Insurance? - Beazley says its underwriting and claims professionals for this line work side by side so that, when a claim arises, the original underwriting intent of the policy is respected. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Company-reported. Based on: Company-stated internal process description; no independent claims-handling outcome data is provided.) ## How Do You Apply for Beazley Crime Insurance? - Beazley lists a standalone Crime application, a Massachusetts-specific Crime application and a separate Social Engineering application among its Tools & Resources, distinct from the Financial Fidelity Bond application forms on the same page. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Company-reported. Based on: Tools & Resources section of the product page; the page does not describe an online quote or self-service purchase flow.) ## What We Couldn’t Find About Beazley Crime Insurance The reviewed sources do not settle these. Confirm them with Beazley or a broker before relying on them. - **Claims Support (Not publicly disclosed):** The product page links to Beazley's general claim-notification channel for this line. It does not disclose a claims response-time commitment or a dedicated claims-handling process specific to Commercial Crime. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Based on: Product page "Notify a Claim" link as read on 2026-09-23; response times were not found.) ## How Does Beazley Compare With Other Crime Insurance Providers? - [Beazley vs AIG](https://spot.insure/compare/aig-vs-beazley/crime) - [Beazley vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-beazley/crime) - [Beazley vs Aon](https://spot.insure/compare/aon-vs-beazley/crime) - [Beazley vs The Baldwin Group](https://spot.insure/compare/baldwin-vs-beazley/crime) - [Beazley vs Berkshire Hathaway Specialty Insurance](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/crime) - [Beazley vs CFC](https://spot.insure/compare/beazley-vs-cfc/crime) - [Beazley vs Chubb](https://spot.insure/compare/beazley-vs-chubb/crime) - [Beazley vs CNA](https://spot.insure/compare/beazley-vs-cna/crime) - [Beazley vs Coalition](https://spot.insure/compare/beazley-vs-coalition/crime) - [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi/crime) - [Beazley vs Counterpart](https://spot.insure/compare/beazley-vs-counterpart/crime) - [Beazley vs Coverdash](https://spot.insure/compare/beazley-vs-coverdash/crime) - [Beazley vs Cowbell](https://spot.insure/compare/beazley-vs-cowbell/crime) - [Beazley vs Embroker](https://spot.insure/compare/beazley-vs-embroker/crime) - [Beazley vs Founder Shield](https://spot.insure/compare/beazley-vs-foundershield/crime) - [Beazley vs Foxquilt](https://spot.insure/compare/beazley-vs-foxquilt/crime) - [Beazley vs Gallagher](https://spot.insure/compare/beazley-vs-gallagher/crime) - [Beazley vs Heffernan Insurance Brokers](https://spot.insure/compare/beazley-vs-heffernan/crime) - [Beazley vs HUB International](https://spot.insure/compare/beazley-vs-hub-international/crime) - [Beazley vs Liberty Mutual](https://spot.insure/compare/beazley-vs-liberty-mutual/crime) - [Beazley vs Lockton](https://spot.insure/compare/beazley-vs-lockton/crime) - [Beazley vs Markel Insurance](https://spot.insure/compare/beazley-vs-markel/crime) - [Beazley vs Marsh](https://spot.insure/compare/beazley-vs-marsh/crime) - [Beazley vs Marsh McLennan Agency](https://spot.insure/compare/beazley-vs-marsh-mclennan-agency/crime) - [Beazley vs Nationwide](https://spot.insure/compare/beazley-vs-nationwide/crime) - [Beazley vs Newfront](https://spot.insure/compare/beazley-vs-newfront/crime) - [Beazley vs Relm Insurance](https://spot.insure/compare/beazley-vs-relm/crime) - [Beazley vs RiskCube](https://spot.insure/compare/beazley-vs-riskcube/crime) - [Beazley vs The Hartford](https://spot.insure/compare/beazley-vs-the-hartford/crime) - [Beazley vs Travelers](https://spot.insure/compare/beazley-vs-travelers/crime) - [Beazley vs USI Insurance Services](https://spot.insure/compare/beazley-vs-usi/crime) - [Beazley vs WTW](https://spot.insure/compare/beazley-vs-wtw/crime) - [Beazley vs Zurich U.S.](https://spot.insure/compare/beazley-vs-zurich/crime) ## Other Coverage Lines From Beazley - [Beazley Commercial Property Insurance](https://spot.insure/insurance-providers/beazley/commercial-property) - [Beazley Cyber Insurance](https://spot.insure/insurance-providers/beazley/cyber) - [Beazley D&O Insurance](https://spot.insure/insurance-providers/beazley/directors-officers) - [Beazley Employment Practices Liability Insurance](https://spot.insure/insurance-providers/beazley/employment-practices) - [Beazley Fidelity Bonds](https://spot.insure/insurance-providers/beazley/fidelity-bonds) - [Beazley Fiduciary Liability Insurance](https://spot.insure/insurance-providers/beazley/fiduciary) - [Beazley General Liability Insurance](https://spot.insure/insurance-providers/beazley/general-liability) - [Beazley Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/beazley/hired-non-owned-auto) - [Beazley Management Liability Insurance](https://spot.insure/insurance-providers/beazley/management-liability) - [Beazley Media Liability Insurance](https://spot.insure/insurance-providers/beazley/media) - [Beazley Medical Malpractice Insurance](https://spot.insure/insurance-providers/beazley/medical-malpractice) - [Beazley Product Liability Insurance](https://spot.insure/insurance-providers/beazley/product-liability) - [Beazley Product Recall Insurance](https://spot.insure/insurance-providers/beazley/product-recall) - [Beazley Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/beazley/professional-errors-omissions) - [Beazley Representations and Warranties Insurance](https://spot.insure/insurance-providers/beazley/representations-warranties) - [Beazley Tech E&O Insurance](https://spot.insure/insurance-providers/beazley/technology-errors-omissions) - [Beazley Telehealth Insurance](https://spot.insure/insurance-providers/beazley/virtual-care-telehealth) ## Related Reading - [Beazley Profile](https://spot.insure/insurance-providers/beazley) - [Beazley Reliability](https://spot.insure/insurance-providers/beazley/reliability) - [Beazley Alternatives](https://spot.insure/insurance-providers/beazley/alternatives) - [Coverage Guide: Crime](https://spot.insure/coverage/crime) ## Sources for Beazley Crime Insurance 1. [Crime and Fidelity](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime). Beazley; What we offer: Commercial Crime for commercial companies; fraudulent-instruction/social-engineering insuring agreement and out-of-band authentication condition; Limits up to US $25,000,000; How can we help; Tools & Resources application forms. Accessed 2026-09-23. ## How to Cite This Page Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/beazley/crime. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/beazley/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)