--- title: "Beazley Crime Insurance" description: "What Beazley Crime Insurance covers, who it’s for, and its limits and retentions, cited to Beazley’s own published sources." canonical: "https://spot.insure/insurance-providers/beazley/crime" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/beazley/crime) # Beazley Crime Insurance Beazley Commercial Crime Beazley underwrites Commercial Crime insurance for commercial companies. The same product page separately describes Financial Fidelity Bonds, a related but distinct product line for financial institutions. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Crime and Fidelity product page; distinguishes the commercial-company product from the financial-institution fidelity bond described on the same page.) ## Who It’s For - Beazley markets Commercial Crime to ordinary commercial companies, not to banks or other financial institutions, which it addresses separately through Financial Fidelity Bonds. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product page target-customer language; no industry list or size threshold is published.) ## Coverage Features - Beazley says Commercial Crime protects an organization from loss of money and securities caused by theft by its own employees, plus third-party-related losses such as forgery or alteration, on-premises and in-transit loss, money-order and counterfeit-currency fraud, computer fraud, client-property loss, credit-card fraud and related expense coverage. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product-page description of insuring agreements; exclusions, conditions and available sub-limits appear only in the issued policy.) - Beazley says its Commercial Crime policy includes a fraudulent-instruction (social-engineering) insuring agreement covering losses from wire transfers made on instructions from someone posing as a vendor, client or authorized employee, and that this cover is conditioned on out-of-band authentication of payment instructions. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product-page description; Beazley says the out-of-band-authentication condition can be removed for insureds with documented controls and response plans, subject to an additional premium.) ## Limits and Retentions - Beazley advertises Commercial Crime limits of up to US $25,000,000. The page does not publish retentions, sub-limits by insuring agreement, or a minimum limit. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product-page headline limit figure; the page does not split the figure between Commercial Crime and Financial Fidelity Bonds.) ## Risk Services - Beazley says its underwriting and claims professionals for this line work side by side so that, when a claim arises, the original underwriting intent of the policy is respected. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Company-stated internal process description; no independent claims-handling outcome data is provided.) ## How to Apply - Beazley lists a standalone Crime application, a Massachusetts-specific Crime application and a separate Social Engineering application among its Tools & Resources, distinct from the Financial Fidelity Bond application forms on the same page. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Tools & Resources section of the product page; the page does not describe an online quote or self-service purchase flow.) ## Claims Support - **Not publicly disclosed.** The product page links to Beazley's general claim-notification channel for this line. It does not disclose a claims response-time commitment or a dedicated claims-handling process specific to Commercial Crime. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Scope: Product page "Notify a Claim" link as read on 2026-09-23; response times were not found.) ## Beazley Crime Insurance Compared - [Beazley vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-beazley/crime) - [Beazley vs CFC](https://spot.insure/compare/beazley-vs-cfc/crime) - [Beazley vs Chubb](https://spot.insure/compare/beazley-vs-chubb/crime) - [Beazley vs Coalition](https://spot.insure/compare/beazley-vs-coalition/crime) - [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi/crime) - [Beazley vs Coverdash](https://spot.insure/compare/beazley-vs-coverdash/crime) ## Other Beazley Coverage Lines - [Beazley Commercial Property Insurance](https://spot.insure/insurance-providers/beazley/commercial-property) - [Beazley Cyber Insurance](https://spot.insure/insurance-providers/beazley/cyber) - [Beazley D&O Insurance](https://spot.insure/insurance-providers/beazley/directors-officers) - [Beazley Employment Practices Liability Insurance](https://spot.insure/insurance-providers/beazley/employment-practices) - [Beazley Fidelity Bonds](https://spot.insure/insurance-providers/beazley/fidelity-bonds) - [Beazley Fiduciary Liability Insurance](https://spot.insure/insurance-providers/beazley/fiduciary) - [Beazley General Liability Insurance](https://spot.insure/insurance-providers/beazley/general-liability) - [Beazley Management Liability Insurance](https://spot.insure/insurance-providers/beazley/management-liability) - [Beazley Media Liability Insurance](https://spot.insure/insurance-providers/beazley/media) - [Beazley Medical Malpractice Insurance](https://spot.insure/insurance-providers/beazley/medical-malpractice) - [Beazley Product Liability Insurance](https://spot.insure/insurance-providers/beazley/product-liability) - [Beazley Product Recall Insurance](https://spot.insure/insurance-providers/beazley/product-recall) - [Beazley Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/beazley/professional-errors-omissions) - [Beazley Representations and Warranties Insurance](https://spot.insure/insurance-providers/beazley/representations-warranties) - [Beazley Tech E&O Insurance](https://spot.insure/insurance-providers/beazley/technology-errors-omissions) - [Beazley Telehealth Insurance](https://spot.insure/insurance-providers/beazley/virtual-care-telehealth) ## Related - [Beazley Profile](https://spot.insure/insurance-providers/beazley) - [Beazley Reliability](https://spot.insure/insurance-providers/beazley/reliability) - [Beazley Alternatives](https://spot.insure/insurance-providers/beazley/alternatives) - [Coverage Guide: Crime](https://spot.insure/coverage/crime) ## Sources 1. [Crime and Fidelity](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime). Beazley; What we offer: Commercial Crime for commercial companies; fraudulent-instruction/social-engineering insuring agreement and out-of-band authentication condition; Limits up to US $25,000,000; How can we help; Tools & Resources application forms. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/beazley/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)