---
title: "The Baldwin Group Insurance Reliability Assessment"
description: "Available evidence does not support a numerical Spot Rating for The Baldwin Group."
canonical: "https://spot.insure/insurance-providers/baldwin/reliability"
page-type: "reliability-article"
updated-at: "2026-09-30"
---

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# The Baldwin Group Insurance Reliability Assessment

Available evidence does not support a numerical Spot Rating for The Baldwin Group.

## Assessment

- **Role:** Broker

- **Scope:** The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

**Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.**

Baldwin’s company-level disclosures describe its distribution group and list California license numbers for six entities. They do not identify which entity handles a particular buyer’s policy or provide enough entity-specific evidence for a Spot Rating. No numerical score is assigned.

- **Broker Spot Score:** **Not Rated**
- **Subject:** Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.
- **Role:** Broker
- **Scope:** The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.
- **Assessed:** 2026-09-29
- **Review due:** 2027-03-29
- **Factor basis:** No current numerical score. Excluded: Identity and Authority; Carrier-Network Strength; Regulatory Conduct; Disclosure Clarity.

- **Methodology:** [How we calculate the Spot Score](/spot-rating)

- **Provider profile:** [The Baldwin Group](/insurance-providers/baldwin)

## Research summary

### Group role

The 2025 Form 10-K describes The Baldwin Insurance Group, Inc. as a holding-company parent and independent insurance distribution firm, and uses “Baldwin” for the parent and its consolidated subsidiaries. This is group-level context; it does not establish which entity handles a specific policy. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm)

### Company license disclosure

Baldwin's License page labels a table “Legal Entity | CA License Number” and lists six entities with California license numbers. The page does not state license class, current status, effective dates, or a connection between an entry and a particular policy or placement. [License](https://baldwin.com/license/)

## Licenses and authority

No license records are included in this assessment.

## Jurisdiction searches

| Jurisdiction | Result | Notes | Sources |
| --- | --- | --- | --- |
| California | company-reported | Baldwin's License page lists six entities with California license numbers; the page does not establish license class, current status, or policy-specific authority. | [License](https://baldwin.com/license/) |

## Rating dimensions

### Broker Spot Score

No numerical factor breakdown is published for the Broker Spot Score.

## Evidence gaps

- The available record does not connect a specific legal entity to a buyer's policy or establish enough entity-specific evidence to support a numerical reliability assessment.
- The company-published California table does not state license class, current status, effective dates, or placement-specific authority.

## Related terms

No published related terms are recorded.

## Sources

- [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm) — U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10.; accessed 2026-09-28.
- [License](https://baldwin.com/license/) — The Baldwin Group; Table headed “Legal Entity | CA License Number”, six entries, page lines 17–24.; accessed 2026-09-29.

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