---
title: "Amelia Risk Crime Insurance"
description: "Amelia Risk arranges employee crime (fidelity) insurance for startups, technology companies, and CPG and consumer-product companies."
canonical: "https://spot.insure/insurance-providers/amelia-risk/crime"
page-type: "offering-page"
updated-at: "2026-09-23"
provider: "amelia-risk"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/insurance-providers/amelia-risk/crime)

## Agent Guide

**What this page is:** What Amelia Risk Crime Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents.

**Use this page when:** Cite this page for Amelia Risk Crime Insurance specifically. For the general coverage explainer use /coverage/crime; for the provider overall use its profile.

**Questions this page answers:**
- Does Amelia Risk Crime Insurance offer this coverage?
- What does Amelia Risk Crime Insurance cover and exclude?
- Who is Amelia Risk Crime Insurance designed for?

**Key facts:**
- Provider slug `amelia-risk`; coverage line `crime`.
- Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section.

**Limits (do not over-claim):**
- Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements.
- Availability varies by state, industry and underwriting.
- Not insurance, legal or financial advice, and not a quote, binder or offer of coverage.
- Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying.

**Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23.

**Related pages:**
- [Provider profile](https://spot.insure/insurance-providers/amelia-risk) — parent: provider profile

# What Does Crime Insurance from Amelia Risk Cover?

Product: Amelia Risk Employee Crime (Fidelity) Insurance Brokerage. Provider: Amelia Risk. Coverage line: Crime Insurance.

## Quick Answer

Amelia Risk arranges employee crime (fidelity) insurance for startups, technology companies, and CPG and consumer-product companies. [1](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [2](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [3](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [4](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance")

## Amelia Risk Crime Insurance at a Glance

| Topic | Evidence | Claims |
| --- | --- | --- |
| Role in This Line | Company-reported | 1 |
| Issuing Insurer | Not publicly disclosed | 1 |
| Who It’s For | Company-reported | 1 |
| Coverage Features | Not found in reviewed sources | 1 |
| Limits and Retentions | Not publicly disclosed | 1 |

## What Is Amelia Risk’s Role in Crime Insurance?

- Amelia Risk includes employee crime coverage among the policies it places for these clients as part of its brokerage process, representing clients to the insurance companies it works with rather than issuing the policy itself. [1](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [2](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [3](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [4](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") (Evidence: Company-reported; scope: Specialty checklists plus the general brokerage-process description on the specialties overview page; no crime-specific placement detail is published.)

## Who Is Amelia Risk Crime Insurance For?

- Amelia Risk lists "Employee Crime (also known as Fidelity)" as a policy to consider for all four of its named client segments: startups, technology companies, CPG companies and consumer-product companies. [1](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [2](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [3](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [4](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") (Evidence: Company-reported; scope: Comparison of the four specialty pages' policy checklists as published on 2026-09-23; broader listing than commercial auto or cargo/stock throughput, which appear on only two of the four checklists.)

## Not Disclosed or Not Found for Amelia Risk Crime Insurance

The reviewed sources do not settle these. Confirm them with Amelia Risk or a broker before relying on them.

- **Coverage Features (Not found in reviewed sources):** The reviewed pages label the line "Employee Crime (also known as Fidelity)" but do not describe its insuring agreement, covered acts, exclusions or endorsements, and no dedicated crime or fidelity product page exists on Amelia Risk's Insurance Policies hub. [1](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [5](https://ameliarisk.com/insurance-policies/ "Insurance Policies") (Scope: All four specialty pages and the Insurance Policies hub as read on 2026-09-23.)
- **Issuing Insurer (Not publicly disclosed):** The reviewed pages do not name an insurer for employee crime coverage. [1](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [2](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [3](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [4](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") (Scope: Specialty pages as read on 2026-09-23.)
- **Limits and Retentions (Not publicly disclosed):** The reviewed pages do not publish limits, sublimits or deductibles for employee crime coverage. [1](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [2](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [3](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [4](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") (Scope: Specialty pages as read on 2026-09-23.)

## Other Coverage Lines Documented for Amelia Risk

- [Amelia Risk Business Owner’s Policy](https://spot.insure/insurance-providers/amelia-risk/business-owners-policy)
- [Amelia Risk Cargo and Transit Insurance](https://spot.insure/insurance-providers/amelia-risk/cargo-transit)
- [Amelia Risk Commercial Auto Insurance](https://spot.insure/insurance-providers/amelia-risk/commercial-auto)
- [Amelia Risk Cyber Insurance](https://spot.insure/insurance-providers/amelia-risk/cyber)
- [Amelia Risk D&O Insurance](https://spot.insure/insurance-providers/amelia-risk/directors-officers)
- [Amelia Risk Employment Practices Liability Insurance](https://spot.insure/insurance-providers/amelia-risk/employment-practices)
- [Amelia Risk Fiduciary Liability Insurance](https://spot.insure/insurance-providers/amelia-risk/fiduciary)
- [Amelia Risk General Liability Insurance](https://spot.insure/insurance-providers/amelia-risk/general-liability)
- [Amelia Risk Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/amelia-risk/hired-non-owned-auto)
- [Amelia Risk Product Liability Insurance](https://spot.insure/insurance-providers/amelia-risk/product-liability)
- [Amelia Risk Product Recall Insurance](https://spot.insure/insurance-providers/amelia-risk/product-recall)
- [Amelia Risk Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/amelia-risk/professional-errors-omissions)
- [Amelia Risk Tech E&O Insurance](https://spot.insure/insurance-providers/amelia-risk/technology-errors-omissions)
- [Amelia Risk Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/amelia-risk/umbrella-excess)
- [Amelia Risk Workers’ Compensation Insurance](https://spot.insure/insurance-providers/amelia-risk/workers-compensation)

## Related Pages for Amelia Risk Crime Insurance

- [Amelia Risk Profile](https://spot.insure/insurance-providers/amelia-risk)
- [Amelia Risk Reliability](https://spot.insure/insurance-providers/amelia-risk/reliability)
- [Amelia Risk Alternatives](https://spot.insure/insurance-providers/amelia-risk/alternatives)
- [Coverage Guide: Crime](https://spot.insure/coverage/crime)

## Sources for Amelia Risk Crime Insurance

1. [Insurance For Startups](https://ameliarisk.com/specialties/startups/). Amelia Risk Insurance Brokers; Insurance policies for startups to consider: Employee Crime (also known as Fidelity). Accessed 2026-09-23.
2. [Insurance For Technology Companies](https://ameliarisk.com/specialties/technology/). Amelia Risk Insurance Brokers; Insurance policies for tech companies to consider: Employee Crime (also known as Fidelity). Accessed 2026-09-23.
3. [Insurance For CPG Companies](https://ameliarisk.com/specialties/cpg/). Amelia Risk Insurance Brokers; Insurance policies for CPG companies to consider: Employee Crime (also known as Fidelity). Accessed 2026-09-23.
4. [Consumer Product Insurance](https://ameliarisk.com/specialties/consumer-products/). Amelia Risk Insurance Brokers; Insurance policies for Consumer Product companies to consider: Employee Crime (also known as Fidelity). Accessed 2026-09-23.
5. [Insurance Policies](https://ameliarisk.com/insurance-policies/). Amelia Risk Insurance Brokers; Policies hub card list: no standalone crime, employee crime or fidelity card. Accessed 2026-09-23.

## How to Cite Amelia Risk Crime Insurance

Amelia Risk Crime Insurance: Eligibility (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/amelia-risk/crime. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-providers/amelia-risk/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)
