--- title: "AIG Hired and Non-Owned Auto Insurance" description: "What AIG Hired and Non-Owned Auto Insurance covers, who it’s for, and its risk services, cited to AIG’s own published sources." canonical: "https://spot.insure/insurance-providers/aig/hired-non-owned-auto" page-type: "offering-page" updated-at: "2026-09-30" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/aig/hired-non-owned-auto) # AIG Hired and Non-Owned Auto Insurance AIG Manufactured Housing Program Hired and Non-Owned Auto AIG’s public directory supports HNOA only as a listed component of its Manufactured Housing Program; it does not establish a broad standalone HNOA policy. [1](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source.) ## Who It’s For - AIG lists hired and non-owned auto only in its Manufactured Housing Program for manufactured-home communities, certain RV parks/destination resorts, retail manufactured-housing dealers and recreational-unit dealers (excluding RV dealers). This is not general HNOA eligibility. [1](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.) ## Coverage Features - AIG lists Hired and Non-Owned Auto as a coverage component of the named Manufactured Housing Program. The directory does not define covered drivers, vehicles, use, limits or exclusions. [1](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.) ## Limits and Retentions - **Not publicly disclosed.** No HNOA limit, deductible or covered-auto schedule appears in the directory. Confirm these in the program quote and issued form. [1](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.) ## Risk Services - AIG describes Program Administrator support, underwriting, claims and loss-control resources for its programs. The page does not state account-level HNOA claims handling or services beyond those program-wide descriptions. [1](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.) ## Other AIG Coverage Lines - [AIG Builders Risk Insurance](https://spot.insure/insurance-providers/aig/builders-risk) - [AIG Cargo and Transit Insurance](https://spot.insure/insurance-providers/aig/cargo-transit) - [AIG Commercial Auto Insurance](https://spot.insure/insurance-providers/aig/commercial-auto) - [AIG Commercial Property Insurance](https://spot.insure/insurance-providers/aig/commercial-property) - [AIG Crime Insurance](https://spot.insure/insurance-providers/aig/crime) - [AIG Cyber Insurance](https://spot.insure/insurance-providers/aig/cyber) - [AIG Employee Health Benefits](https://spot.insure/insurance-providers/aig/employee-health-benefits) - [AIG Employment Practices Liability Insurance](https://spot.insure/insurance-providers/aig/employment-practices) - [AIG Equipment Breakdown Insurance](https://spot.insure/insurance-providers/aig/equipment-breakdown) - [AIG Fidelity Bonds](https://spot.insure/insurance-providers/aig/fidelity-bonds) - [AIG Fiduciary Liability Insurance](https://spot.insure/insurance-providers/aig/fiduciary) - [AIG General Liability Insurance](https://spot.insure/insurance-providers/aig/general-liability) - [AIG Inland Marine Insurance](https://spot.insure/insurance-providers/aig/inland-marine) - [AIG Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/aig/kidnap-ransom) - [AIG Media Liability Insurance](https://spot.insure/insurance-providers/aig/media) - [AIG Product Liability Insurance](https://spot.insure/insurance-providers/aig/product-liability) - [AIG Product Recall Insurance](https://spot.insure/insurance-providers/aig/product-recall) - [AIG Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/aig/professional-errors-omissions) - [AIG Representations and Warranties Insurance](https://spot.insure/insurance-providers/aig/representations-warranties) - [AIG Tech E&O Insurance](https://spot.insure/insurance-providers/aig/technology-errors-omissions) - [AIG Trucking Insurance](https://spot.insure/insurance-providers/aig/trucking) - [AIG Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/aig/umbrella-excess) ## Related - [AIG Profile](https://spot.insure/insurance-providers/aig) - [AIG Reliability](https://spot.insure/insurance-providers/aig/reliability) - [AIG Alternatives](https://spot.insure/insurance-providers/aig/alternatives) - [Coverage Guide: Hired and non-owned auto](https://spot.insure/coverage/hired-non-owned-auto) ## Sources 1. [AIG Programs Insurance](https://www.aig.com/home/risk-solutions/business/aig-programs). AIG; Official AIG program directory, lines 510–525: Manufactured Housing audience, Hired and Non-Owned Auto coverage listing, and Nationwide program location; lines 242–284 describe program administration and services; policy terms caveat at line 680. Accessed 2026-09-30. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/aig/hired-non-owned-auto.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)