--- title: "AIG Fidelity Bonds" description: "What AIG Fidelity Bonds covers, who it’s for, and its risk services, cited to AIG’s own published sources." canonical: "https://spot.insure/insurance-providers/aig/fidelity-bonds" page-type: "offering-page" updated-at: "2026-09-30" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/aig/fidelity-bonds) # AIG Fidelity Bonds AIG Financial Institution Fidelity Bonds AIG markets Financial Institution Bonds separately from commercial-entity Crime Insurance. This draft covers the named bond family only and does not treat the crime policy as a fidelity bond. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source.) ## Who It’s For - AIG names banks, non-bank lenders, asset managers and insurance companies as financial-institution bond audiences. The page does not establish eligibility for a specific entity or jurisdiction. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.) ## Coverage Features - AIG lists employee dishonesty, theft on premises, forgery, computer-systems fraud and impersonation fraud among financial-institution bond coverage examples. These examples are subject to the actual bond form and do not define all terms. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.) ## Limits and Retentions - **Not publicly disclosed.** The reviewed pages do not state a standard bond amount or buyer-specific deductible. Confirm the bond form, amount and conditions with AIG for the particular institution. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.) ## Risk Services - AIG describes dedicated underwriting and claims teams for its crime and fidelity offerings. The application directory includes distinct fidelity applications by financial-institution type; this is an application path, not a bound bond. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.) ## Other AIG Coverage Lines - [AIG Builders Risk Insurance](https://spot.insure/insurance-providers/aig/builders-risk) - [AIG Cargo and Transit Insurance](https://spot.insure/insurance-providers/aig/cargo-transit) - [AIG Commercial Auto Insurance](https://spot.insure/insurance-providers/aig/commercial-auto) - [AIG Commercial Property Insurance](https://spot.insure/insurance-providers/aig/commercial-property) - [AIG Crime Insurance](https://spot.insure/insurance-providers/aig/crime) - [AIG Cyber Insurance](https://spot.insure/insurance-providers/aig/cyber) - [AIG Employee Health Benefits](https://spot.insure/insurance-providers/aig/employee-health-benefits) - [AIG Employment Practices Liability Insurance](https://spot.insure/insurance-providers/aig/employment-practices) - [AIG Equipment Breakdown Insurance](https://spot.insure/insurance-providers/aig/equipment-breakdown) - [AIG Fiduciary Liability Insurance](https://spot.insure/insurance-providers/aig/fiduciary) - [AIG General Liability Insurance](https://spot.insure/insurance-providers/aig/general-liability) - [AIG Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/aig/hired-non-owned-auto) - [AIG Inland Marine Insurance](https://spot.insure/insurance-providers/aig/inland-marine) - [AIG Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/aig/kidnap-ransom) - [AIG Media Liability Insurance](https://spot.insure/insurance-providers/aig/media) - [AIG Product Liability Insurance](https://spot.insure/insurance-providers/aig/product-liability) - [AIG Product Recall Insurance](https://spot.insure/insurance-providers/aig/product-recall) - [AIG Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/aig/professional-errors-omissions) - [AIG Representations and Warranties Insurance](https://spot.insure/insurance-providers/aig/representations-warranties) - [AIG Tech E&O Insurance](https://spot.insure/insurance-providers/aig/technology-errors-omissions) - [AIG Trucking Insurance](https://spot.insure/insurance-providers/aig/trucking) - [AIG Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/aig/umbrella-excess) ## Related - [AIG Profile](https://spot.insure/insurance-providers/aig) - [AIG Reliability](https://spot.insure/insurance-providers/aig/reliability) - [AIG Alternatives](https://spot.insure/insurance-providers/aig/alternatives) - [Coverage Guide: Fidelity bonds](https://spot.insure/coverage/fidelity-bonds) ## Sources 1. [Crime and Fidelity Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds). AIG; Official AIG page, lines 257–275 and 353–354: separate Financial Institution Bonds section, named financial-institution audience and example covered losses; policy/state availability caveat. AIG’s Financial Lines Applications directory separately lists institution-specific fidelity applications. Accessed 2026-09-30. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/aig/fidelity-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)