--- title: "Security Companies" description: "Insurance help for security guard, alarm and cybersecurity companies: general liability, professional and tech E&O, cyber and inland marine, matched to each service." canonical: "https://spot.insure/insurance-for/security" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-for/security) ## Agent Guide **What this page is:** Insurance help for security guard, alarm and cybersecurity companies: general liability, professional and tech E&O, cyber and inland marine, matched to each service. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Spot for Security Companies Get quotes from security services insurance providers with Spot. We get quotes for your guarding, installation or monitoring work, compare them with you and send certificates when a site owner asks. - Physical and cyber services described separately - Liability, E&O and cyber terms compared together - Keep your broker or switch, with no commissions on premiums [Get Started](https://app.spot.insure/signup?coverage=general-liability&industry=security&icp=professional-services). Spot is not an insurance carrier and takes no commissions on premiums; you can keep your broker or switch. ## How Spot helps 1. **Describe each service on its own.** Your Spot team separates guarding, installation, monitoring, testing and software, with access levels and subcontractors, so no service is lumped under one label. 2. **Check each quote covers the work you do.** Spot reads each proposal brokers bring back for whether assessments, testing, monitoring and response are named as insured work, and which loss types are excluded. 3. **Check the customer’s vendor-risk review.** Customers send vendor questionnaires and master agreements with insurance minimums. Spot checks those requirements against your policies and tells you where you fall short. 4. **Get a certificate for every new site.** A new site contract usually asks for proof of insurance, often with the site owner named as an additional insured. Send the request in Slack; we get the certificate ready and work with your broker on the endorsement. ## Who we help - **Guard and patrol companies.** Your staff work on customer premises, so site activities and conditions drive the liability quote. - **Alarm and access-control installers.** Cameras and sensors go in at customer sites and move between storage and jobs. - **Managed security and monitoring providers.** Customers rely on your detection and response, which raises technology and professional liability questions. - **Penetration testers and incident responders.** You hold privileged access and customer logs, which puts cyber at the front of the conversation. ## Coverage - [General liability](https://spot.insure/insurance/general-liability) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions) - [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions) - [Cyber liability](https://spot.insure/insurance/cyber) - [Tools, equipment and inland marine](https://spot.insure/insurance/inland-marine) ## When to get this coverage - **Staff will guard, patrol or install at a customer site.** List guarding, installation, monitoring and customer-site activities, and check the exclusions and conditions. - **Clients rely on your assessments or recommendations.** Ask whether the professional form names assessment, testing and response as insured work and which losses it leaves out. - **You sell managed detection or security software.** Check which products, third-party financial-loss claims and customer configurations the technology form addresses. - **You hold customer credentials or privileged access.** Ask how cyber terms treat your own access, customer systems and vendor incidents. - **Cameras and sensors move between storage and jobs.** Ask which devices, values, handlers and installation or transit stages the inland marine terms schedule. ## Common questions Also known as security services insurance, security company insurance, security guard insurance, security guard company insurance, private security insurance, alarm company insurance and cybersecurity company insurance. ### What does security guard insurance usually include? Guarding contracts usually ask for general liability first, often with professional E&O for the service you promise, plus workers’ compensation for your guards. Alarm installation adds inland marine for equipment, and cybersecurity work brings tech E&O and cyber. Spot writes up each service before brokers quote. ### Can one policy cover both guarding and cybersecurity services? Don’t assume one policy reaches both. Guarding is a general liability question, while testing and monitoring raise E&O and cyber questions, so Spot describes each service and asks insurers which forms apply. ### Does a vendor-risk review show what our insurance covers? No. A review shows what the customer wants, not what your policy pays. Spot compares their requests with your actual forms. ### What do insurers need to know about our services? A list of the services you sell, the access your staff hold, your subcontractors, the devices you install and the sites you work at, plus a sample customer agreement. ### Our guard contracts already go through a broker. Do we need another one for the cyber side? Not necessarily. Your Spot team works with that broker on both sides of the business and takes no commissions on premiums. If your cybersecurity work has outgrown them, we can help you move to one who places more technology E&O and cyber. ## More - [Business Insurance by Industry](https://spot.insure/insurance-for) ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-for/security.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)