---
title: "Staffing and Recruiting"
description: "Insurance help for staffing agencies and recruiting firms: professional E&O, employment practices, cyber, workers’ comp and crime, matched to how you place people."
canonical: "https://spot.insure/insurance-for/recruiting-and-talent"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance-for/recruiting-and-talent)

## Agent Guide

**What this page is:** Insurance help for staffing agencies and recruiting firms: professional E&O, employment practices, cyber, workers’ comp and crime, matched to how you place people.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Spot for Staffing and Recruiting Firms

Get quotes from recruiting insurance providers with Spot.

We get quotes that fit how you place and employ people, compare them with you and send certificates when a client asks.

- Who employs and supervises each worker made clear
- Placement advice, applicant data and payroll access put to each insurer
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?coverage=professional-errors-omissions&industry=recruiting-and-talent&icp=professional-services). Spot is not an insurance carrier and takes no commissions on premiums; you can keep your broker or switch.

## How Spot helps

1. **Tell us who employs and supervises workers.** Your Spot team records which entity employs each worker, who supervises on site, what screening or advice you give and which records you keep, so brokers see how your model actually works.
2. **Compare quotes on hiring and placement claims.** Brokers take your submission to market with Spot. When proposals return, we check which insured persons and employment decisions each employment practices form names, and how the professional form treats a client’s claim that a placement cost them money.
3. **Read the client services agreement.** Staffing and search clients attach insurance minimums and indemnities to their services agreements and vendor questionnaires. Send one over and Spot checks its limits and wording against your policies before you sign.
4. **Get a certificate when a client signs.** Client onboarding often waits on a certificate of insurance. Share the client’s requirements in Slack and we’ll get the certificate ready, working with your broker if the client wants to be named on your policy.

## Who we help

- **Executive search and recruiting firms.** Clients rely on your rankings, search results and placements, so the professional liability form needs to name that work.
- **Staffing agencies.** You place temporary workers, so workers’ compensation turns on which entity employs them, where they work and what they do.
- **Employer-of-record and payroll providers.** You run payroll for client workforces and sometimes reach client funds, which raises cyber and crime questions.
- **Talent platforms and screening services.** Applicant identities and screening results raise data questions, and the screening itself is a professional service to describe.

## Coverage

- [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions)
- [Cyber liability](https://spot.insure/insurance/cyber)
- [Employment practices liability](https://spot.insure/insurance/employment-practices)
- [Workers’ compensation](https://spot.insure/insurance/workers-compensation)
- [Crime](https://spot.insure/insurance/crime)

## When to get this coverage

- **Clients rely on your candidate rankings or placements.** Check that the professional liability form names recruiting, assessment and placement, and ask how it treats a missed requirement.
- **You’re supplying temporary workers or adding a state.** Workers’ compensation turns on which entity employs each worker, what they do and where they work, so update those details before the first assignment.
- **You store applicant identities and screening results.** Ask whether cyber terms address applicant and employee data, your screening vendors, defense and interruption.
- **You advise on hiring, discipline or termination.** That advice raises employment practices questions, including which entities and insured persons the form names.
- **Staff can reach client payroll or candidate funds.** Ask which crime form, if any, speaks to those exact funds, users and loss scenarios, and what verification conditions apply.

## Common questions

Also known as staffing agency insurance, staffing company insurance, temp agency insurance, recruiting firm insurance, recruitment agency insurance, recruiter insurance, employer of record insurance and EOR insurance.

### What insurance does a staffing agency need?

If you employ the workers you place, workers’ compensation and employment practices are central, with crime for client property they handle. Recruiters who only refer lean on professional E&O and cyber for candidate records. Spot writes up who employs whom.

### Who handles workplace safety when a business places a temporary worker?

OSHA treats it as a duty shared by the staffing agency and the host, depending on who controls the hazards. That’s safety guidance, not an answer about whose policy responds, so Spot records who employs and supervises each worker and asks insurers how they treat the arrangement.

### Does a recruiter have the same background-check duties as an employer?

Not necessarily, and the employer guidance doesn’t settle a recruiter’s duties. Spot describes the screening you actually perform and asks how professional and cyber forms treat it.

### What does a staffing firm send for quotes?

Your service model, which entity employs placed workers, the states they work in, your screening vendors and records, any payroll or fund access, and a sample client agreement. Your Spot team assembles it with you.

### Our broker already handles our staffing program. Can Spot work alongside them?

Yes. Spot works with the broker who knows your staffing program, or helps you switch to one who places more staffing accounts. Spot isn’t a substitute for that broker, and it takes no commissions on premiums.

## More

- [Business Insurance by Industry](https://spot.insure/insurance-for)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-for/recruiting-and-talent.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)