--- title: "Manufacturing and Robotics" description: "Manufacturing and robotics insurance for makers, integrators and operators: product liability, tech E&O, cyber and property, ready before your next pilot or contract." canonical: "https://spot.insure/insurance-for/manufacturing-and-robotics" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/insurance-for/manufacturing-and-robotics) ## Agent Guide **What this page is:** Manufacturing and robotics insurance for makers, integrators and operators: product liability, tech E&O, cyber and property, ready before your next pilot or contract. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Spot for Manufacturing and Robotics Companies Get quotes from manufacturing and robotics insurance providers with Spot. We get quotes for the machines you build, integrate or run, and help you buy before the next pilot or customer contract. - Coverage ready before a pilot or customer contract starts - Product liability, tech E&O and cyber compared together - Keep your broker or switch, with no commissions on premiums [Get Started](https://app.spot.insure/signup?coverage=product-liability&industry=manufacturing-and-robotics&icp=manufacturing). Spot is not an insurance carrier and takes no commissions on premiums; you can keep your broker or switch. ## How Spot helps 1. **Tell us what you build and install.** Your Spot team writes up your machines, software-controlled features, installation work, customer-site tasks and the point where the customer takes control, so brokers see your real exposures instead of treating every role as one. 2. **Read the pilot agreement before you sign.** Send the pilot or master services agreement. Spot checks its insurance clause, from product and completed-operations limits to tech E&O, cyber and additional insured wording, against your policies and flags the gaps. 3. **Compare quotes on injuries, faults and breakdowns.** We work with brokers to take your submission to market, then ask how each proposal treats a shipped machine injuring someone, a software fault halting a customer’s line, a cell breaking down and equipment damaged in transit. 4. **Get a certificate before equipment ships.** Customers and distributors want a certificate before a unit leaves your floor. Ask in Slack and your Spot team gets it ready from your policies. ## Who we help - **Robot and machine manufacturers.** A machine you ship can injure someone or damage property long after delivery, and customers ask about product liability before they buy. - **Integrators.** You install and commission cells on customer sites, so your completed work, customer-owned equipment and your crew’s duties all need describing. - **Operators.** You run robots in your own facility or as a service, with machines, controllers and production time to protect. - **Hardware startups heading into pilots.** Your first pilot agreement asks for liability, tech E&O and sometimes cyber, with the customer named on your policy. ## Coverage - [Product liability](https://spot.insure/insurance/product-liability) - [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions) - [Cyber liability](https://spot.insure/insurance/cyber) - [Commercial property](https://spot.insure/insurance/commercial-property) - [Equipment breakdown](https://spot.insure/insurance/equipment-breakdown) - [Tools, equipment and inland marine](https://spot.insure/insurance/inland-marine) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation) - [Product recall](https://spot.insure/insurance/product-recall) ## When to get this coverage - **A pilot or customer contract sets insurance requirements.** The agreement can require product liability, tech E&O and cyber before the pilot starts, and ask for the customer to be named as an additional insured. - **You’re shipping or installing equipment off-site.** Tools, test rigs and customer machines moving between your shop, an integrator and a pilot site raise transit and installation questions your property policy may not answer. - **You’re leasing a shop or installing production machinery.** Schedule building interests, installed machines, prototypes, spare parts and customer-owned property at accurate values and locations before you buy property coverage. - **Your team services robots at customer sites.** Programming, troubleshooting, jam clearing and commissioning belong in your operations description and worker classifications. Leaving them out makes the quote describe a different business. - **You’re worried about a defect in installed robots.** Ask now whether a recall-expense form is available for your machines and which inspection, retrieval, repair and replacement costs it includes. ## Common questions Also known as manufacturing insurance, manufacturer insurance, manufacturers insurance, manufacturing company insurance, insurance for manufacturers, robotics insurance, robotics company insurance and robotics startup insurance. ### Is robotics insurance different from manufacturing insurance? They overlap. A manufacturer needs product liability, property, equipment breakdown and workers’ compensation; robotics adds tech E&O for software and integration, and often cyber for connected machines. Spot describes whether you make, integrate or operate. ### Does commercial property cover a robot breaking down? Not automatically. Property forms can exclude machinery breakdown, which an equipment breakdown form may address for named machines. Spot checks whether each quote names your robots, controllers and production line. ### Does product liability cover errors in our integration or software? Not necessarily. Products and completed-operations terms address injury and property damage; they don’t establish coverage for integration errors or a customer’s financial loss. Spot asks brokers how each proposal describes your work and compares tech E&O alongside it. ### Do we need cyber insurance if we sell hardware? If your machines connect to a customer’s network or you hold customer data, a customer may require it and their security questionnaire will ask. Spot compares cyber proposals with tech E&O so the two fit together. ### What should we send before we get quotes? Machine layout and installed values, work instructions, employee and subcontractor roles, what you ship and where, and any pilot or customer agreements. Your Spot team turns them into the submission. ### Can we keep our current broker? Yes. Spot works alongside your broker and takes no commissions on premiums. You can also switch to a broker who places more hardware and robotics business. ## More - [Business Insurance by Industry](https://spot.insure/insurance-for) ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-for/manufacturing-and-robotics.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)