---
title: "Infrastructure"
description: "Insurance help for hosting, cloud and data center companies: cyber, tech E&O, property and equipment breakdown, compared against the platform customers depend on."
canonical: "https://spot.insure/insurance-for/infrastructure"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance-for/infrastructure)

## Agent Guide

**What this page is:** Insurance help for hosting, cloud and data center companies: cyber, tech E&O, property and equipment breakdown, compared against the platform customers depend on.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Spot for Infrastructure Companies

Get quotes from infrastructure insurance providers with Spot.

We describe what you operate and what you rent, get quotes through brokers and help you buy before an enterprise customer asks for proof.

- Hosted services, hardware and vendors mapped before quoting
- Cyber, tech E&O and equipment breakdown compared together
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?coverage=cyber&industry=infrastructure&icp=startups). Spot is not an insurance carrier and takes no commissions on premiums; you can keep your broker or switch.

## How Spot helps

1. **Tell us what you run and what you rent.** Your Spot team records which systems you operate, what customer data you store, which vendors have access and which equipment you own versus a host, so the submission is precise.
2. **Check a customer’s clause against your policies.** Send the master agreement or security questionnaire. Spot compares the insurance language with what you carry and points out where cyber or technology wording falls short.
3. **Compare how each quote handles an outage.** We work with brokers to take your submission to market, then ask what each proposal says about provider incidents, delayed service and equipment failure, since a coverage label alone won’t tell you.
4. **Get a certificate for each new customer.** When a new customer’s onboarding asks for proof of insurance, message your Spot team in Slack. They check the wording the customer requires and get the certificate ready with your broker.

## Who we help

- **Hosting and cloud platforms.** Customers rely on your platform and commitments, so service failures and financial-loss claims are a central question.
- **Network and API providers.** You administer production systems and depend on vendors that touch customer workloads.
- **Colocation and data-center operators.** Servers, power and cooling you own or lease need accurate schedules and an honest line between your equipment and a provider’s.
- **Infrastructure startups with a first production customer.** Onboarding a customer often brings the first insurance clause that asks for cyber and technology E&O.

## Coverage

- [Cyber liability](https://spot.insure/insurance/cyber)
- [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions)
- [Commercial property](https://spot.insure/insurance/commercial-property)
- [Equipment breakdown](https://spot.insure/insurance/equipment-breakdown)
- [Business owner’s policy](https://spot.insure/insurance/business-owners-policy)

## When to get this coverage

- **You’re onboarding a production customer.** The customer’s contract may ask for cyber and technology E&O. Check which services and financial-loss allegations the quoted form describes.
- **You’re colocating hardware or leasing data-center space.** Tell the broker which equipment you own and which a hosting provider owns, then check locations, values and off-premises terms.
- **A power or cooling failure could interrupt service.** Equipment breakdown is described separately from property. Ask which named equipment and causes qualify rather than assuming interruption protection.
- **A vendor with access to your workloads has an incident.** Cyber forms differ on provider incidents and dependent systems. Put the question to every insurer.
- **You run a small office beside the service business.** A packaged policy can combine property, liability and interruption, but what’s included and what needs adding varies by quote.

## Common questions

Also known as data center insurance, hosting company insurance, web hosting insurance, cloud provider insurance, managed service provider insurance and MSP insurance.

### What insurance does a hosting or cloud provider need?

Tech E&O for an outage or failed service and cyber for a breach usually come first, then property and equipment breakdown for the hardware you own. Smaller teams sometimes start with a business owner’s policy. Spot compares them against your customer agreements.

### Will cyber insurance pay for a cloud-provider outage?

There’s no single answer. Ask how the form treats a security incident at a provider, a non-security outage and a dependent-system interruption, since triggers and waiting periods can differ for each. Spot puts those cases to every insurer.

### Does a BOP cover outages for an infrastructure company?

No. A packaged policy may include interruption only after a physical loss, and not for every kind of outage. Spot spells out what each package contains.

### What do we send for an infrastructure quote?

Spot needs a description of your services and uptime commitments, the systems and data you handle, the hardware you own and where it sits, your vendors, and any customer agreements with insurance clauses.

### Our broker handles our other policies. Can Spot work with them on cyber and tech E&O?

Yes. Spot works alongside your broker and brings the system and vendor map to the submission, or helps you switch to a broker with more technology markets. Spot’s fee doesn’t come from commissions on your premiums.

## More

- [Business Insurance by Industry](https://spot.insure/insurance-for)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-for/infrastructure.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)