---
title: "Drug Discovery and Delivery"
description: "Insurance help for drug discovery platforms, CROs and delivery companies: professional liability, cyber, lab liability and property, and sponsor materials in transit."
canonical: "https://spot.insure/insurance-for/drug-discovery-delivery"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance-for/drug-discovery-delivery)

## Agent Guide

**What this page is:** Insurance help for drug discovery platforms, CROs and delivery companies: professional liability, cyber, lab liability and property, and sponsor materials in transit.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Spot for Drug Discovery and Delivery Companies

Get quotes from drug discovery insurance providers with Spot.

We get quotes for your services, your lab and the sponsor materials in your care, then help you buy before the next sponsor agreement.

- Research services quoted on what you deliver
- Sponsor compounds and equipment listed for the lab and transit
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?coverage=professional-errors-omissions&industry=drug-discovery-delivery&icp=startups). Spot is not an insurance carrier and takes no commissions on premiums; you can keep your broker or switch.

## How Spot helps

1. **Show what you deliver and what the sponsor owns.** Your Spot team lists candidate materials, data, methods, equipment and study decisions, and who controls each, so a broker doesn’t mistake you for the sponsor.
2. **Read the research agreement.** Send the master services or research agreement. Spot checks the insurance it asks for and the obligations you accept, including any intellectual property terms, against your policies.
3. **Compare how quotes cover your research work.** Your broker takes the submission to market with Spot, and we ask how each professional liability proposal treats your deliverables, research results and contract assumptions.

## Who we help

- **Discovery and screening platforms.** You sell research services under a customer contract, and a sponsor relies on your results.
- **Delivery and formulation companies.** Your design work feeds another company’s candidate and study.
- **Wet-lab operators.** You run a lab, host sponsor visits and hold instruments and samples that aren’t yours.
- **Platforms supporting IND studies.** You receive sponsor data, trial records or protected health information through the relationship.

## Coverage

- [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions)
- [Cyber liability](https://spot.insure/insurance/cyber)
- [General liability](https://spot.insure/insurance/general-liability)
- [Commercial property](https://spot.insure/insurance/commercial-property)
- [Tools, equipment and inland marine](https://spot.insure/insurance/inland-marine)

## When to get this coverage

- **You’re signing a research agreement.** Confirm the sponsor and each party’s duties, then describe your role and obligations before comparing terms.
- **You’re supporting an IND study.** Map the sponsor and study data you receive, the vendors involved and any protected health information before a cyber review.
- **Sponsor compounds are arriving at your lab.** List each customer-owned item with its value, location, use and planned transfers.
- **Bench work is becoming a pilot.** Changes in procedures, batch size, outside manufacturing or shipments belong in an updated operations description.
- **You’re leasing new lab space.** Schedule instruments, samples, prototypes and customer property at each location with their values.

## Common questions

Also known as drug discovery company insurance, drug delivery company insurance, contract research organization insurance, CRO insurance and preclinical research insurance.

### What insurance does a CRO or discovery vendor need?

Usually professional liability for errors in your services or results, cyber for sponsor and study data, general liability and property for the lab, and inland marine for sponsor materials in transit. Spot records which of these the sponsor’s agreement asks for.

### Do we need the same insurance as a clinical study sponsor?

Not necessarily. A discovery vendor may provide services while another party sponsors the study. Spot confirms who the sponsor is and your role before comparing requested terms.

### How should we insure sponsor equipment in our lab?

List each item, its value, location, use and transfers. Your Spot team asks whether property or inland marine terms cover it while stored, used or moved.

### Does general liability cover an error in our research results?

Don’t expect it to. General liability addresses certain injury and property damage. Errors in your services are a professional liability question.

### Which documents does a discovery vendor send for quotes?

Send your customer agreements, a description of your services and deliverables, lab locations, equipment and sponsor property, and your data flows.

### Our broker has never placed a research-services account. Should we switch?

That’s your call. Spot works alongside your broker, preparing the submission and comparing proposals, and takes no commissions on premiums. If your broker lacks markets for life sciences services, Spot can help you switch.

## More

- [Business Insurance by Industry](https://spot.insure/insurance-for)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-for/drug-discovery-delivery.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)