--- title: "B2B" description: "B2B insurance help: general liability, professional E&O, cyber, property, workers’ compensation and D&O, checked against your customers’ insurance clauses." canonical: "https://spot.insure/insurance-for/b2b" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-for/b2b) ## Agent Guide **What this page is:** B2B insurance help: general liability, professional E&O, cyber, property, workers’ compensation and D&O, checked against your customers’ insurance clauses. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Spot for B2B Companies Get quotes from B2B insurance providers with Spot. When a customer sends an insurance clause, we check it against your policies, get quotes if you need more and send the certificate. - Customer insurance clauses checked against your policies - General liability, E&O and cyber compared together - Keep your broker or switch, with no commissions on premiums [Get Started](https://app.spot.insure/signup?coverage=general-liability&industry=b2b&icp=professional-services). Spot is not an insurance carrier and takes no commissions on premiums; you can keep your broker or switch. ## How Spot helps 1. **Check a customer’s insurance terms during negotiation.** Send the customer’s contract. Spot reads the insurance section, compares requested limits and wording with your policies, and flags what doesn’t match. 2. **Describe the work you actually deliver.** Your Spot team collects your services, customer-site work, data and property, so brokers quote the business you run instead of a generic category. 3. **Check the final policy matches each contract.** We work with brokers to take your submission to market, then compare proposals, and later the issued forms, with each customer clause. 4. **Get a certificate for each new customer.** When a new customer’s vendor onboarding asks for a certificate or additional insured wording, post it in your shared Slack channel. Your Spot team checks it against your policy and gets the certificate ready. ## Who we help - **Service and consulting firms.** Customers rely on your advice, design or implementation, and their contracts say which insurance they expect. - **Software and platform companies.** Enterprise buyers can ask about cyber and technology coverage in their security reviews. - **Companies working at customer sites.** Demos and onsite projects raise visitor-injury and property-damage questions. - **Founder-led teams with investors.** A signed investor or board arrangement can ask for D&O, and the quote should reflect that. ## Coverage - [General liability](https://spot.insure/insurance/general-liability) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions) - [Cyber liability](https://spot.insure/insurance/cyber) - [Commercial property](https://spot.insure/insurance/commercial-property) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation) - [Directors and officers](https://spot.insure/insurance/directors-officers) ## When to get this coverage - **A customer contract sets insurance requirements.** Compare the requested limits and wording with your policies before you sign, and again once the forms are issued. - **Your team is demoing or working onsite.** Customer-site work, products and premises should be named in the general liability description. - **A customer relies on your advice or implementation.** Ask whether the professional liability form names the services you sell and how it treats rework or missed milestones. - **You store customer information or run a networked service.** Security reviews ask about cyber coverage. Ask which response, vendor and interruption costs the form addresses. - **You’re adding employees or signing an office lease.** Employees bring workers’ compensation into the picture, and California requires it even with one employee. A lease brings commercial property and the landlord’s own insurance clause. ## Common questions Also known as B2B insurance, B2B company insurance, business-to-business insurance and insurance for B2B companies. ### What insurance do B2B companies usually need? Whatever your customers’ contracts ask for, which tends to mean general liability, professional E&O and cyber first, then property, workers’ compensation and D&O as you grow. Spot reads each clause and lines a policy up against it. ### Does a customer contract mean our policy already meets its requirement? Not necessarily. Spot compares the contract’s wording with your issued policy forms and tells you where they differ. ### Do we need D&O? Sometimes an investor or board arrangement asks for it. Spot checks the signed agreement and asks insurers who counts as an insured and which claims the form names. ### Which contracts and questionnaires should we share? Send a sample customer contract with its insurance section and any security questionnaire you’ve received. Add a description of your services, where your employees work and a list of property you couldn’t easily replace. ### Can Spot work with the broker who already handles our customer certificates? Yes. Spot works alongside your broker, checking each customer clause and getting certificates ready with them, and takes no commissions on premiums. If you’d rather switch brokers, Spot can help with that too. ## More - [Business Insurance by Industry](https://spot.insure/insurance-for) ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-for/b2b.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)