---
title: "Asset Management"
description: "Investment adviser and fund manager insurance: compare professional liability, D&O, crime and cyber terms across your management company and every fund."
canonical: "https://spot.insure/insurance-for/asset-management"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance-for/asset-management)

## Agent Guide

**What this page is:** Investment adviser and fund manager insurance: compare professional liability, D&O, crime and cyber terms across your management company and every fund.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Spot for Asset Management Companies

Get quotes from asset management insurance providers with Spot.

We get quotes for your firm and funds, compare who each one actually covers, and keep renewals on track as you raise new vehicles.

- Every fund, manager and entity checked on the quote
- Selected policy parts compared, not just limits
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?coverage=professional-errors-omissions&industry=asset-management&icp=financial-services). Spot is not an insurance carrier and takes no commissions on premiums; you can keep your broker or switch.

## How Spot helps

1. **Tell us who makes decisions and moves money.** Your Spot team maps who advises, who makes investment decisions, who controls transfers, and which administrators, custodians and cloud services each fund depends on.
2. **Compare the coverage you’d actually choose.** We work with your broker to take the submission to market, then line up each proposal’s selected parts, entity and person schedules, limits, retentions and how defense costs apply.
3. **Answer investor questions about your insurance.** When an investor or fund document asks about your coverage, Spot checks the request against your policies and helps you respond.
4. **Keep your policies current as funds change.** A new fund, general partner or administrator changes the risk picture. Spot keeps your policies and fund documents together, brings each change to your broker, and checks that the issued declarations reflect it.

## Who we help

- **Registered investment advisers.** Clients rely on your advice and portfolio management, and a valuation or investment-loss claim tests your professional liability wording.
- **Private fund managers.** The management company, general partner and each fund may sit under different policy parts with different insured people. For venture and private equity firms, a VCAP package may combine those parts.
- **Emerging managers launching a fund.** A first fund brings new entities, investors and governance questions to answer before close.
- **Firms with transfer authority.** If your staff can instruct transfers or approve withdrawals, ask how each crime proposal treats those people and the assets they can move.

## Coverage

- [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions)
- [Venture capital asset protection](https://spot.insure/insurance/venture-capital-asset-protection)
- [Directors and officers](https://spot.insure/insurance/directors-officers)
- [Crime](https://spot.insure/insurance/crime)
- [Cyber liability](https://spot.insure/insurance/cyber)
- [Employment practices liability](https://spot.insure/insurance/employment-practices)

## When to get this coverage

- **You’re launching a new fund.** Add the fund, general partner and strategy to the submission and confirm the issued declarations reflect them.
- **You’re switching administrators or custodians.** Cyber and crime terms depend on your vendors. Ask how each proposal treats a breach or outage at the new provider.
- **An investor asks about your insurance.** Check exactly which entities and people are insured before you answer a due diligence questionnaire.
- **Staff are joining a different employing entity.** Tell the broker which entity employs each group of workers, so the employment practices quote names the right employers.

## Common questions

Also known as investment adviser insurance, investment advisor insurance, RIA insurance, registered investment adviser insurance, fund manager insurance, hedge fund insurance, private equity fund insurance and investment management insurance.

### Is RIA insurance the same as errors and omissions insurance?

E&O, also called professional liability, is the core of it, but an adviser or fund manager usually also looks at D&O, crime, cyber and employment practices. Spot compares which entities and people each one insures.

### What documents help an insurer review asset access?

Fund and custody agreements, authority records and your transfer and withdrawal procedures show who can access or move assets. Spot uses them to ask how each crime proposal treats client property.

### Does Form ADV show what our errors and omissions policy covers?

No. Form ADV describes your services and conflicts. Spot compares the policy wording, starting from the advice and valuation work your brochure describes.

### Do defense costs reduce our limit?

In some forms they do. Spot checks how defense costs apply to the limit and retention in each proposal.

### We already have a broker who knows funds. Where does Spot fit?

Spot works alongside that broker, mapping your funds, entities and transfer controls for the submission and comparing the proposals that come back. We take no commissions on premiums, and if you want a different broker, we can help you switch.

## More

- [Business Insurance by Industry](https://spot.insure/insurance-for)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-for/asset-management.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)