---
title: "What Insurance Covers Extortion?"
description: "K&R or cyber insurance may cover a defined extortion demand; the policy’s threat definition determines which one responds."
canonical: "https://spot.insure/insurance-faq/what-insurance-covers/extortion"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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[Human-readable page](https://spot.insure/insurance-faq/what-insurance-covers/extortion)

# What Insurance Covers Extortion?

K&R or cyber insurance may cover a defined extortion demand; the policy’s threat definition determines which one responds.

The definitions, response process, and sublimits can differ.

Compare extortion triggers, insured people and property, ransom approval, response providers, sanctions terms, and how the policies coordinate.

## Related Questions

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## Related Coverage

- [Kidnap and ransom](https://spot.insure/coverage/kidnap-ransom)

## Sources

1. [The Chubb Primary Kidnap Ransom and Extortion Insurance](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html). Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-25.

More answers: [What Insurance Covers FAQ](https://spot.insure/insurance-faq/what-insurance-covers).

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