---
title: "What Insurance Covers Customer Injuries?"
description: "General liability may cover a customer’s covered bodily-injury claim at your premises or from your operations."
canonical: "https://spot.insure/insurance-faq/what-insurance-covers/customer-injuries"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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[Human-readable page](https://spot.insure/insurance-faq/what-insurance-covers/customer-injuries)

# What Insurance Covers Customer Injuries?

General liability may cover a customer’s covered bodily-injury claim at your premises or from your operations.

CGL may respond if the incident meets the policy’s occurrence and premises or operations terms.

Check insured locations, exclusions, occurrence wording, and liability limits. Employee injuries generally follow workers’ compensation rules.

## Related Questions

- [What Insurance Covers Slip And Fall Accidents?](https://spot.insure/insurance-faq/what-insurance-covers/slip-and-fall-accidents)
- [What Insurance Covers Damage To Customer Property?](https://spot.insure/insurance-faq/what-insurance-covers/damage-to-customer-property)
- [What Insurance Covers Product Injuries?](https://spot.insure/insurance-faq/what-insurance-covers/product-injuries)
- [What Insurance Covers Employee Theft and Embezzlement?](https://spot.insure/insurance-faq/what-insurance-covers/what-insurance-covers-employee-theft)

## Related Coverage

- [General liability](https://spot.insure/coverage/general-liability)

## Sources

1. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A: Bodily Injury and Property Damage Liability; Purchasing commercial general liability insurance; Directors and Officers liability. Accessed 2026-09-25.
2. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A.2.j–n pp.4–5; I.A.2.c–g pp.2–4; III pp.10. Accessed 2026-09-25.

More answers: [What Insurance Covers FAQ](https://spot.insure/insurance-faq/what-insurance-covers).

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