---
title: "Does Tech E&O Cover AI Errors?"
description: "Not automatically. A Tech E&O policy may cover an AI-related service claim, but AI outputs, training data, and third-party models may be excluded."
canonical: "https://spot.insure/insurance-faq/professional-liability/does-tech-eo-cover-ai-errors"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# Does Tech E&O Cover AI Errors?

Not automatically. A Tech E&O policy may cover an AI-related service claim, but AI outputs, training data, and third-party models may be excluded.

Not automatically. A Tech E&O policy may cover an AI-related service claim, but AI outputs, training data, and third-party models may be excluded. A customer might allege an AI-enabled product failed to perform as promised and caused loss. That scenario may be assessed under technology E&O, but the policy’s AI terms and service schedule decide whether it qualifies.

Describe whether you build models, resell one, generate advice, or integrate AI into client work. Check AI exclusions, privacy and IP terms, human-review requirements, and third-party model wording.

## Related Questions

- [Does Tech E&O Cover AI Hallucinations?](https://spot.insure/insurance-faq/professional-liability/does-tech-eo-cover-ai-hallucinations)
- [Does an AI Company Need E&O Insurance?](https://spot.insure/insurance-faq/professional-liability/ai-company-eo-insurance)
- [Does Tech E&O Cover Intellectual Property Claims?](https://spot.insure/insurance-faq/professional-liability/does-tech-eo-cover-intellectual-property)
- [Tech E&O vs Cyber Insurance: What’s the Difference?](https://spot.insure/insurance-faq/professional-liability/tech-eo-vs-cyber)

## Related Coverage

- [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions)

## Sources

1. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-25.
2. [Technology Errors and Omissions Insurance](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; Coverage; Works With Contracts; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-25.

More answers: [Professional Liability, E&O and Tech E&O FAQ](https://spot.insure/insurance-faq/professional-liability).

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