---
title: "What Should Software Companies Check in Media Liability Insurance?"
description: "Media liability covers defined content claims, while technology E&O and cyber address software performance, source-code, and security risks."
canonical: "https://spot.insure/insurance-faq/media-liability/media-liability-insurance-for-software-companies"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# What Should Software Companies Check in Media Liability Insurance?

Media liability covers defined content claims, while technology E&O and cyber address software performance, source-code, and security risks.

The reviewed Hiscox form excludes network-security failures, patent and trade-secret claims, and some software copyright claims.

Describe hosted content, moderation, software functions, customer data, and contracts. Compare media, technology E&O, and cyber forms for content, source code, privacy, downtime, and defense costs.

## Related Questions

- [Does Media Liability Cover User-Generated Content?](https://spot.insure/insurance-faq/media-liability/does-media-liability-cover-user-generated-content)
- [Media Liability vs. Cyber Insurance: What Is the Difference?](https://spot.insure/insurance-faq/media-liability/media-liability-vs-cyber-insurance)
- [Media Liability vs. E&O: What Is the Difference?](https://spot.insure/insurance-faq/media-liability/media-liability-vs-e-and-o)
- [Who Needs Media Liability Insurance?](https://spot.insure/insurance-faq/media-liability/who-needs-media-liability-insurance)

## Related Coverage

- [Media liability](https://spot.insure/coverage/media)
- [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions)
- [Cyber liability](https://spot.insure/coverage/cyber)

## Sources

1. [Media Liability Coverage Part](https://www.hiscox.com/documents/brokers/PLP_P0005_HiscoxPRO_Admitted_package-Media_Liability_Coverage_Part.pdf). Hiscox; Specimen PLP P0005 CW (06/14): I pp.1, VII pp.7–8; exclusions VI pp.3–7. Accessed 2026-09-25.
2. [Media Application Form — United States](https://www.cfc.com/media/1621/media_application_us_v10.pdf). CFC Underwriting Limited; Historical application CFC MED US V1.0: Sections 1–4 and 6–7, PDF pp.2–11. Accessed 2026-09-25.

More answers: [Media Liability Insurance FAQ](https://spot.insure/insurance-faq/media-liability).

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