---
title: "What Is Patent Defense Insurance?"
description: "Patent defense coverage may help pay for covered costs if your business is accused of infringement; enforcement against others is separate."
canonical: "https://spot.insure/insurance-faq/intellectual-property/patent-defense-insurance"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# What Is Patent Defense Insurance?

Patent defense coverage may help pay for covered costs if your business is accused of infringement; enforcement against others is separate.

It does not automatically cover an action you bring against another party.

Check which products and patents are insured, whether suits and counterclaims qualify, and how counsel, retention, limits, and settlements are handled. Ask for enforcement terms separately.

## Related Questions

- [What Is Patent Infringement Insurance?](https://spot.insure/insurance-faq/intellectual-property/patent-infringement-insurance)
- [What Is Patent Enforcement Insurance?](https://spot.insure/insurance-faq/intellectual-property/patent-enforcement-insurance)
- [Does IP Insurance Cover Licensing Disputes?](https://spot.insure/insurance-faq/intellectual-property/does-ip-insurance-cover-licensing-disputes)
- [What Is Intellectual Property Insurance?](https://spot.insure/insurance-faq/intellectual-property/what-is-intellectual-property-insurance)

## Related Coverage

- [Intellectual property](https://spot.insure/coverage/intellectual-property)

## Sources

1. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-25.
2. [Intellectual Property Insurance application form — US](https://www.cfc.com/media/1596/intellectual-property-application-usa-v20.pdf). CFC Underwriting Limited; Sections 1–2 pp.1–2; Section 3 pp.3–4; Section 4 p.4; Section 6.1 p.5; Section 6.2 p.6. Accessed 2026-09-25.
3. [IP Infringement Insurance Application](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf). Intellectual Property Insurance Services Corporation; p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9. Accessed 2026-09-25.

More answers: [Intellectual Property Insurance FAQ](https://spot.insure/insurance-faq/intellectual-property).

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