---
title: "IP Insurance vs. E&O: What Is the Difference?"
description: "Sometimes, for specified SaaS claims; describe your service, code, integrations, and customer contracts for the quote."
canonical: "https://spot.insure/insurance-faq/intellectual-property/ip-insurance-vs-eo"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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[Human-readable page](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-vs-eo)

# IP Insurance vs. E&O: What Is the Difference?

Sometimes, for specified SaaS claims; describe your service, code, integrations, and customer contracts for the quote.

A SaaS company may obtain IP coverage, but hosted software does not automatically bring every code, patent, or licensing dispute within the policy. The form must cover your specific service and products.

Describe your hosted product, integrations, contractors, and customer indemnities. Check scheduled rights and products, territory, defense or enforcement scope, limits, and exclusions.

## Related Questions

- [IP Insurance vs. Media Liability: What Is the Difference?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-vs-media-liability)
- [IP Insurance vs. General Liability: What Is the Difference?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-vs-general-liability)
- [Can Ecommerce Companies Get IP Insurance?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-for-ecommerce-companies)
- [IP Insurance vs. Cyber Insurance: What Is the Difference?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-vs-cyber-insurance)

## Related Coverage

- [Intellectual property](https://spot.insure/coverage/intellectual-property)
- [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions)
- [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions)

## Sources

1. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Other types of business liability insurance. Accessed 2026-09-25.
2. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-25.
3. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?. Accessed 2026-09-25.

More answers: [Intellectual Property Insurance FAQ](https://spot.insure/insurance-faq/intellectual-property).

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