---
title: "Can Ecommerce Companies Get IP Insurance?"
description: "Sometimes, if the policy covers damages or settlements; some options pay legal expenses only."
canonical: "https://spot.insure/insurance-faq/intellectual-property/ip-insurance-for-ecommerce-companies"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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[Human-readable page](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-for-ecommerce-companies)

# Can Ecommerce Companies Get IP Insurance?

Sometimes, if the policy covers damages or settlements; some options pay legal expenses only.

A marketing summary may not say which payment types the policy includes.

Check judgments, settlements, royalties, and legal costs separately. Ask whether legal expenses reduce the damages limit and whether the proposal is defense-only.

## Related Questions

- [Can Manufacturers Buy IP Insurance?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-for-manufacturers)
- [IP Insurance vs. Media Liability: What Is the Difference?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-vs-media-liability)
- [Can AI Companies Get IP Insurance?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-for-ai-companies)
- [Who Needs Intellectual Property Insurance?](https://spot.insure/insurance-faq/intellectual-property/who-needs-intellectual-property-insurance)

## Related Coverage

- [Intellectual property](https://spot.insure/coverage/intellectual-property)
- [Media liability](https://spot.insure/coverage/media)
- [Cyber liability](https://spot.insure/coverage/cyber)
- [Product liability](https://spot.insure/coverage/product-liability)

## Sources

1. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Other types of business liability insurance. Accessed 2026-09-25.
2. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-25.
3. [Intellectual Property Insurance application form — US](https://www.cfc.com/media/1596/intellectual-property-application-usa-v20.pdf). CFC Underwriting Limited; Sections 1–2 pp.1–2; Section 3 pp.3–4; Section 4 p.4; Section 6.1 p.5; Section 6.2 p.6. Accessed 2026-09-25.
4. [Cyber Insurance](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance). Federal Trade Commission; First-party coverage; Third-party coverage. Accessed 2026-09-25.

More answers: [Intellectual Property Insurance FAQ](https://spot.insure/insurance-faq/intellectual-property).

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