---
title: "What Is Intellectual Property Litigation Insurance?"
description: "Sometimes, if the policy includes the work and dispute; defending an accusation and enforcing your copyright can be separate options."
canonical: "https://spot.insure/insurance-faq/intellectual-property/intellectual-property-litigation-insurance"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# What Is Intellectual Property Litigation Insurance?

Sometimes, if the policy includes the work and dispute; defending an accusation and enforcing your copyright can be separate options.

Sometimes, if the policy includes the work and dispute; defending an accusation and enforcing your copyright can be separate options. For example, defending a claim that a photo infringes another person’s copyright differs from paying to sue a competitor who copied yours.

List the works and licenses involved, then check legal costs, settlements, limits, retention, and prior-dispute exclusions. Confirm whether attorney fees reduce the limit.

## Related Questions

- [What Is IP Infringement Defense Insurance?](https://spot.insure/insurance-faq/intellectual-property/ip-infringement-defense-insurance)
- [How Much Does Intellectual Property Insurance Cost?](https://spot.insure/insurance-faq/intellectual-property/intellectual-property-insurance-cost)
- [What Is Trade Secret Insurance?](https://spot.insure/insurance-faq/intellectual-property/trade-secret-insurance)
- [What Is Intellectual Property Insurance?](https://spot.insure/insurance-faq/intellectual-property/what-is-intellectual-property-insurance)

## Related Coverage

- [Intellectual property](https://spot.insure/coverage/intellectual-property)

## Sources

1. [Intellectual property insurance (UK guidance)](https://www.gov.uk/guidance/intellectual-property-insurance). UK Intellectual Property Office; About IP and insurance > types of products; exclusions/excess/co-insurance; claims process and legal representation. Accessed 2026-09-25.
2. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-25.
3. [IP Infringement Insurance Application](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf). Intellectual Property Insurance Services Corporation; p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9. Accessed 2026-09-25.

More answers: [Intellectual Property Insurance FAQ](https://spot.insure/insurance-faq/intellectual-property).

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