---
title: "Do Software Companies Need IP Insurance?"
description: "Software companies may need IP insurance when disputes over code, patents, copyrights, or licenses could threaten the business."
canonical: "https://spot.insure/insurance-faq/intellectual-property/do-software-companies-need-ip-insurance"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# Do Software Companies Need IP Insurance?

Software companies may need IP insurance when disputes over code, patents, copyrights, or licenses could threaten the business.

Coverage depends on which products and activities the policy names.

Describe your development, hosting, integrations, licensed components, and contractor work. Ask whether the quote covers defense, enforcement, or both, and check territories, retention, exclusions, and product schedules.

## Related Questions

- [Do Startups Need Intellectual Property Insurance?](https://spot.insure/insurance-faq/intellectual-property/do-startups-need-intellectual-property-insurance)
- [Is IP Insurance Relevant for Technology Companies?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-for-technology-companies)
- [Who Needs Intellectual Property Insurance?](https://spot.insure/insurance-faq/intellectual-property/who-needs-intellectual-property-insurance)
- [Can SaaS Companies Buy IP Insurance?](https://spot.insure/insurance-faq/intellectual-property/ip-insurance-for-saas-companies)

## Related Coverage

- [Intellectual property](https://spot.insure/coverage/intellectual-property)
- [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions)

## Sources

1. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Other types of business liability insurance. Accessed 2026-09-25.
2. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-25.
3. [Intellectual Property Insurance application form — US](https://www.cfc.com/media/1596/intellectual-property-application-usa-v20.pdf). CFC Underwriting Limited; Sections 1–2 pp.1–2; Section 3 pp.3–4; Section 4 p.4; Section 6.1 p.5; Section 6.2 p.6. Accessed 2026-09-25.
4. [IP Infringement Insurance Application](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf). Intellectual Property Insurance Services Corporation; p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9. Accessed 2026-09-25.

More answers: [Intellectual Property Insurance FAQ](https://spot.insure/insurance-faq/intellectual-property).

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