---
title: "Does Inland Marine Cover Customer Property?"
description: "An inland-marine floater may cover customer property in your care when the policy schedule and limits include it."
canonical: "https://spot.insure/insurance-faq/inland-marine/does-inland-marine-cover-customer-property"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# Does Inland Marine Cover Customer Property?

An inland-marine floater may cover customer property in your care when the policy schedule and limits include it.

A contractors’ equipment form, for example, may require a specific schedule option.

Tell the insurer who owns the property and whether you store, repair, install, or transport it. Check the customer-property limit and whether you also need liability coverage for your contractual responsibility.

## Related Questions

- [Does Inland Marine Cover Laptops?](https://spot.insure/insurance-faq/inland-marine/does-inland-marine-cover-laptops)
- [Does Inland Marine Cover Cameras?](https://spot.insure/insurance-faq/inland-marine/does-inland-marine-cover-cameras)
- [Does Inland Marine Cover Inventory?](https://spot.insure/insurance-faq/inland-marine/does-inland-marine-cover-inventory)
- [Does Inland Marine Cover Materials?](https://spot.insure/insurance-faq/inland-marine/does-inland-marine-cover-materials)

## Related Coverage

- [Tools, equipment and inland marine](https://spot.insure/coverage/inland-marine)
- [General liability](https://spot.insure/coverage/general-liability)

## Sources

1. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-25.
2. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-25.

More answers: [Inland Marine Insurance FAQ](https://spot.insure/insurance-faq/inland-marine).

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