---
title: "Does General Liability Cover Discrimination?"
description: "CGL generally excludes employment discrimination claims by applicants or workers; EPLI may cover specified employment-practices claims."
canonical: "https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-employment-discrimination-harassment-and-wrongful-termination"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# Does General Liability Cover Discrimination?

CGL generally excludes employment discrimination claims by applicants or workers; EPLI may cover specified employment-practices claims.

The ISO specimen excludes bodily injury arising from employment decisions, and EPLI is a separate coverage line for specified employment claims.

Compare an EPLI quote for covered claimants and allegations, defense costs, limits, retentions, and reporting rules. Tell the broker where your workforce is located and ask whether third-party claims are included if relevant.

## Related Questions

- [Does General Liability Cover Harassment?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-harassment)
- [Does General Liability Cover Wrongful Termination?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-wrongful-termination)
- [Does General Liability Cover Employee Injuries?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-employee-injuries)
- [Does General Liability Cover Property Damage?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-property-damage)
- [Does General Liability Cover Bodily Injury and Customer Injuries?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-bodily-injury-and-customer-injuries)

## Related Coverage

- [General liability](https://spot.insure/coverage/general-liability)
- [Employment practices liability](https://spot.insure/coverage/employment-practices)

## Sources

1. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; What commercial general liability insurance covers; Coverage A, B and C; Additional liability coverages to consider. Accessed 2026-09-25.
2. [Commercial General Liability Coverage Form, CG 00 01 12 07](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; Coverage A I.A pp.1–5; Coverage B I.B pp.6–7; Who Is An Insured II pp.9–10; Limits III p.10; Conditions IV pp.10–12; Definitions V pp.12–16. Accessed 2026-09-25.

More answers: [General Liability Insurance FAQ](https://spot.insure/insurance-faq/general-liability).

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