---
title: "Does General Liability Cover Breach of Contract?"
description: "No for a claim that you simply failed to keep a promise; CGL may still address a separate covered injury or property-damage claim."
canonical: "https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-breach-of-contract"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# Does General Liability Cover Breach of Contract?

No for a claim that you simply failed to keep a promise; CGL may still address a separate covered injury or property-damage claim.

The ISO form excludes some liability you assume by contract, with limited exceptions; a separate claim for bodily injury or physical property damage is assessed under its own coverage terms.

If a customer alleges delay, a missed deliverable, or work that failed to meet specifications, check professional liability and the contract’s remedies. Review the actual contractual-liability wording and any endorsements before relying on an insurance clause in your agreement.

## Related Questions

- [Does General Liability Cover Professional Negligence and Errors and Omissions?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-professional-negligence-and-errors-and-omissions)
- [Does General Liability Cover Faulty Workmanship?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-faulty-workmanship-and-construction-defects)
- [Does General Liability Cover Legal Fees?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-legal-fees)
- [Does General Liability Cover Property Damage?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-property-damage)
- [Does General Liability Cover Bodily Injury and Customer Injuries?](https://spot.insure/insurance-faq/general-liability/does-general-liability-cover-bodily-injury-and-customer-injuries)

## Related Coverage

- [General liability](https://spot.insure/coverage/general-liability)
- [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions)

## Sources

1. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; What commercial general liability insurance covers; Coverage A, B and C; Additional liability coverages to consider. Accessed 2026-09-25.
2. [Commercial General Liability Coverage Form, CG 00 01 12 07](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; Coverage A I.A pp.1–5; Coverage B I.B pp.6–7; Who Is An Insured II pp.9–10; Limits III p.10; Conditions IV pp.10–12; Definitions V pp.12–16. Accessed 2026-09-25.

More answers: [General Liability Insurance FAQ](https://spot.insure/insurance-faq/general-liability).

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