---
title: "What Is EPLI Insurance?"
description: "EPLI is liability insurance that can pay covered defense costs and losses for claims alleging wrongful employment practices."
canonical: "https://spot.insure/insurance-faq/employment-practices/what-is-epli-insurance"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# What Is EPLI Insurance?

EPLI is liability insurance that can pay covered defense costs and losses for claims alleging wrongful employment practices.

Covered allegations can include discrimination, harassment, or wrongful termination. Check the policy’s claimant and wrongful-act definitions.

## Related Questions

- [What Does EPLI Cover?](https://spot.insure/insurance-faq/employment-practices/what-does-epli-cover)
- [What Doesn’t EPLI Cover?](https://spot.insure/insurance-faq/employment-practices/what-doesnt-epli-cover)
- [Who Needs EPLI?](https://spot.insure/insurance-faq/employment-practices/who-needs-epli)
- [What Are Some EPLI Claim Examples?](https://spot.insure/insurance-faq/employment-practices/epli-claim-examples)

## Related Coverage

- [Employment practices liability](https://spot.insure/coverage/employment-practices)

## Sources

1. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.

More answers: [Employment Practices Liability Insurance (EPLI) FAQ](https://spot.insure/insurance-faq/employment-practices).

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