---
title: "What Doesn’t EPLI Cover?"
description: "EPLI commonly excludes or limits wage claims, workers’ compensation, criminal acts, and uninsurable damages."
canonical: "https://spot.insure/insurance-faq/employment-practices/what-doesnt-epli-cover"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# What Doesn’t EPLI Cover?

EPLI commonly excludes or limits wage claims, workers’ compensation, criminal acts, and uninsurable damages.

EPLI commonly excludes or limits wage claims, workers’ compensation, criminal acts, and uninsurable damages.

## Related Questions

- [Who Needs EPLI?](https://spot.insure/insurance-faq/employment-practices/who-needs-epli)
- [Is EPLI Required?](https://spot.insure/insurance-faq/employment-practices/is-epli-required)
- [Does EPLI Cover Wrongful Termination?](https://spot.insure/insurance-faq/employment-practices/does-epli-cover-wrongful-termination)
- [Does EPLI Cover Wage and Hour Claims?](https://spot.insure/insurance-faq/employment-practices/does-epli-cover-wage-and-hour-claims)

## Related Coverage

- [Employment practices liability](https://spot.insure/coverage/employment-practices)

## Sources

1. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.
2. [Employment Practices Liability Coverage](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228). Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-25.

More answers: [Employment Practices Liability Insurance (EPLI) FAQ](https://spot.insure/insurance-faq/employment-practices).

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