---
title: "Does EPLI Cover Wage and Hour Claims?"
description: "EPLI often excludes wage-and-hour damages or covers them only through a narrow endorsement."
canonical: "https://spot.insure/insurance-faq/employment-practices/does-epli-cover-wage-and-hour-claims"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# Does EPLI Cover Wage and Hour Claims?

EPLI often excludes wage-and-hour damages or covers them only through a narrow endorsement.

EPLI often excludes wage-and-hour damages or covers them only through a narrow endorsement.

## Related Questions

- [Does EPLI Cover Unpaid Overtime?](https://spot.insure/insurance-faq/employment-practices/does-epli-cover-unpaid-overtime)
- [Does EPLI Cover Independent Contractors?](https://spot.insure/insurance-faq/employment-practices/does-epli-cover-independent-contractors)
- [Does EPLI Cover Third-Party Claims?](https://spot.insure/insurance-faq/employment-practices/does-epli-cover-third-party-claims)
- [What Doesn’t EPLI Cover?](https://spot.insure/insurance-faq/employment-practices/what-doesnt-epli-cover)

## Related Coverage

- [Employment practices liability](https://spot.insure/coverage/employment-practices)

## Sources

1. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.
2. [Employment Practices Liability Coverage](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228). Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-25.
3. [Wages and the Fair Labor Standards Act](https://www.dol.gov/agencies/whd/flsa). U.S. Department of Labor, Wage and Hour Division; Minimum Wage; Overtime Pay; Coverage; Enforcement and Remedies. Accessed 2026-09-25.

More answers: [Employment Practices Liability Insurance (EPLI) FAQ](https://spot.insure/insurance-faq/employment-practices).

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