---
title: "Does D&O Cover Employment Lawsuits?"
description: "D&O may cover employment claims only when its wording includes employment coverage; EPLI is the policy built for workplace allegations."
canonical: "https://spot.insure/insurance-faq/employment-practices/does-d-o-cover-employment-lawsuits"
page-type: "faq-question"
updated-at: "2026-09-25"
---

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# Does D&O Cover Employment Lawsuits?

D&O may cover employment claims only when its wording includes employment coverage; EPLI is the policy built for workplace allegations.

D&O protects management decisions, while hiring, discrimination, harassment, and termination claims are usually handled under EPLI.

## Related Questions

- [EPLI vs. D&O: How Do They Differ?](https://spot.insure/insurance-faq/employment-practices/epli-vs-d-o)
- [EPLI vs. Workers’ Compensation: How Do They Differ?](https://spot.insure/insurance-faq/employment-practices/epli-vs-workers-comp)
- [EPLI vs. General Liability: How Do They Differ?](https://spot.insure/insurance-faq/employment-practices/epli-vs-general-liability)
- [What Does EPLI Cover?](https://spot.insure/insurance-faq/employment-practices/what-does-epli-cover)

## Related Coverage

- [Employment practices liability](https://spot.insure/coverage/employment-practices)
- [Directors and officers](https://spot.insure/coverage/directors-officers)

## Sources

1. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.
2. [Directors and Officers Insurance](https://www.iii.org/article/directors-and-officers-insurance). Insurance Information Institute; What D&O covers; What’s excluded. Accessed 2026-09-25.

More answers: [Employment Practices Liability Insurance (EPLI) FAQ](https://spot.insure/insurance-faq/employment-practices).

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