--- title: "Who handles workplace safety when a business places a temporary worker?" description: "OSHA says the staffing agency and host employer share responsibility for temporary-worker safety, with duties depending on the facts and who controls hazards. This is workplace-safety guidance, not an insurance allocation." canonical: "https://spot.insure/industries/recruiting-and-talent/who-handles-temp-worker-safety" page-type: "industry-faq" updated-at: "2026-09-28" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/industries/recruiting-and-talent/who-handles-temp-worker-safety) # Who handles workplace safety when a business places a temporary worker? OSHA says the staffing agency and host employer share responsibility for temporary-worker safety, with duties depending on the facts and who controls hazards. This is workplace-safety guidance, not an insurance allocation. [Protecting Temporary Workers](https://www.osha.gov/temporaryworkers) Agree in writing how the agency and host communicate hazards, training and incident reporting, then share that arrangement with the broker when describing the account. [Protecting Temporary Workers](https://www.osha.gov/temporaryworkers) Ask separately which entity employs the worker, which policies list the work and locations, and how the contract allocates responsibilities. The OSHA source does not answer those policy questions. [Protecting Temporary Workers](https://www.osha.gov/temporaryworkers) ## Need Help Choosing Coverage? Spot prepares your applications, coordinates with brokers, and helps you compare quotes so you can choose coverage with the key details in front of you. [Book a Free Consultation](https://cal.com/team/spotinsure/insurance-consultation) [Read the Recruiting and Talent Insurance Buying Guide](https://spot.insure/industries/recruiting-and-talent) ## More Recruiting and Talent Questions - [Does a recruiting firm have the same background-check duties as an employer buying a report?](https://spot.insure/industries/recruiting-and-talent/does-screening-company-follow-ftc-employer-steps) ## Coverage to Discuss - [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) - [Cyber liability](https://spot.insure/coverage/cyber) - [Employment practices liability](https://spot.insure/coverage/employment-practices) - [Workers’ compensation](https://spot.insure/coverage/workers-compensation) - [Crime](https://spot.insure/coverage/crime) ## Sources and Further Reading - [Protecting Temporary Workers](https://www.osha.gov/temporaryworkers) — Occupational Safety and Health Administration. Staffing agency and host employer safety coordination; duties depend on facts and control. This is not insurance allocation. OSHA guidance on staffing-agency and host-site safety coordination. - [Background Checks: What Employers Need to Know](https://www.ftc.gov/business-guidance/resources/background-checks-what-employers-need-know) — Federal Trade Commission; joint guidance with the Equal Employment Opportunity Commission. Employer/user responsibilities when obtaining employment information from a consumer reporting company, including notice, permission, certification and adverse-action steps. FTC/EEOC employer-facing guidance on using consumer reports in hiring. - [Cybersecurity for Small Business](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity) — Federal Trade Commission. Supplier risk, response planning and cyber-insurance buyer questions. Educational guidance, not policy wording. FTC cybersecurity guidance for vendor and data-risk questions. - [Cyber Insurance](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance) — Federal Trade Commission (content developed with NAIC and federal partners). First-party coverage, lines 46–77; third-party coverage, lines 78–102. Examples are not a promise for any policy. - [Small Business Insurance](https://content.naic.org/consumer/small-business.htm) — National Association of Insurance Commissioners. BOP and exclusions; general liability and exclusions; professional liability, crime and cyber; business property. General educational descriptions, not policy terms. - [DWC Employer Information](https://www.dir.ca.gov/dwc/employer.htm) — California Department of Industrial Relations, Division of Workers’ Compensation. California employer workers compensation information; California-specific, including stated out-of-state employer examples. - [DWC FAQs for Employers](https://dir.ca.gov/dwc/faqs.html) — California Department of Industrial Relations, Division of Workers’ Compensation. Employer FAQ on California workers compensation requirements; one-or-more employee statement and separate sole-proprietor treatment. Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements. Updated 2026-09-28. [Editorial Policy](https://spot.insure/editorial-policy). ## Agent and Developer Resources - [Markdown page](https://spot.insure/industries/recruiting-and-talent/who-handles-temp-worker-safety.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)