---
title: "What should I prepare for a workers compensation quote?"
description: "Prepare the employing entity, each employee’s work state, payroll, job duties, and expected hiring dates."
canonical: "https://spot.insure/industries/job-and-career-services/what-to-report-for-workers-compensation-quote"
page-type: "industry-faq"
updated-at: "2026-09-28"
---

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# What should I prepare for a workers compensation quote?

Prepare the employing entity, each employee’s work state, payroll, job duties, and expected hiring dates. [Employer information](https://www.dir.ca.gov/dwc/employer.htm)

California requires workers compensation for employers with one employee and its agency notes circumstances that may affect out-of-state employers with California workers. This is California-specific; check the rules where all employees work. [Employer information](https://www.dir.ca.gov/dwc/employer.htm)

Ask how the carrier wants classifications and payroll changes reported, including when a placement or staffing arrangement changes who employs or supervises the worker. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm)

## Need Help Choosing Coverage?

Spot prepares your applications, coordinates with brokers, and helps you compare quotes so you can choose coverage with the key details in front of you.

[Book a Free Consultation](https://cal.com/team/spotinsure/insurance-consultation)

[Read the Job and Career Services Insurance Buying Guide](https://spot.insure/industries/job-and-career-services)

## More Job and Career Services Questions

- [Does a recruiting platform count as an employment agency?](https://spot.insure/industries/job-and-career-services/does-a-platform-count-as-an-employment-agency)

## Coverage to Discuss

- [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions)
- [Cyber liability](https://spot.insure/coverage/cyber)
- [Workers’ compensation](https://spot.insure/coverage/workers-compensation)
- [General liability](https://spot.insure/coverage/general-liability)
- [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions)

## Sources and Further Reading

- [Coverage of Employment Agencies](https://www.eeoc.gov/coverage-employment-agencies) — U.S. Equal Employment Opportunity Commission. Agency referral prohibitions and deciding coverage, lines 14–19
  EEOC guidance on employment-agency coverage and referral practices.
- [Employer information](https://www.dir.ca.gov/dwc/employer.htm) — California Department of Industrial Relations, Division of Workers’ Compensation. Opening section: California employer rule and out-of-state employer paragraph
  Employer information; use for the scoped operational question described in the cited guidance.
- [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm) — California Department of Insurance. Commercial Insurance Guide, revised June 14, 2024: purchasing coverage, commercial property, inland marine, boiler and machinery, commercial general liability, and workers compensation.



Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements.

Updated 2026-09-28. [Editorial Policy](https://spot.insure/editorial-policy).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/industries/job-and-career-services/what-to-report-for-workers-compensation-quote.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)